US Bank Directory

Banks in Laurel Hill, FL

1 FDIC-insured bank operates 1 office in Laurel Hill, Florida, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Laurel Hill

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Laurel Hill, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Laurel Hill

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Regions Bank is the only bank with an office in Laurel Hill. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Okaloosa County Teachers Credit Union 1 office · main office Crestview, FL Credit union · 1

Okaloosa County Teachers Credit Union has 1 office in Laurel Hill, 5 across Florida. It is based in Crestview, FL and $133.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Okaloosa County Teachers Fcu
    8148 4Th St., 32567
    (850) 652-4717Today: hours not published
    All hours

    Mon to Thu not published; Fri 8:30 am to 4:45 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Okaloosa County Teachers Credit Union: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Laurel Hill, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Paxton Branch at 23259 Us Highway 331 N dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Paxton Branch
    23259 Us Highway 331 N, 32567
    Hours: see the bank's site
Regions Bank: profile, branches and contacts

Join a credit union in Laurel Hill

1 credit union has 1 office here: Okaloosa County Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Laurel Hill page has every office in the state's directory.

Banking in Laurel Hill: the local picture

Short answer: 1 bank runs 1 branch in Laurel Hill according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Regions Bank has its main office in Birmingham, AL, according to the FDIC.

The bank with the longest record here is Regions Bank, operating since 1928 according to the FDIC.

The only credit union with an office here is Okaloosa County Teachers Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Laurel Hill

Short answer: None of the 1 Laurel Hill location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Laurel Hill, and where the nearest one is if they do not.

Short answer: In Laurel Hill: Regions Bank (1). No branches in Laurel Hill: Chase (nearest in Tallahassee, 126 mi), Wells Fargo (nearest in Crestview, 22 mi), Bank of America (nearest in Niceville, 36 mi), PNC Bank (nearest in Crestview, 22 mi), U.S. Bank (nearest in Sarasota, 340 mi), Truist (nearest in Defuniak Springs, 23 mi), Fifth Third Bank (nearest in Newberry, 246 mi), Huntington (nearest in Miramar Beach, 42 mi), TD Bank (nearest in Live Oak, 203 mi), BMO (nearest in Tampa, 313 mi).

BankIn Laurel HillNearest branch if none here
Regions Bank1 branchhere
ChaseNoneTallahassee, 126 miles away
Wells FargoNoneCrestview, 22 miles away
Bank of AmericaNoneNiceville, 36 miles away
PNC BankNoneCrestview, 22 miles away
U.S. BankNoneSarasota, 340 miles away
TruistNoneDefuniak Springs, 23 miles away
Fifth Third BankNoneNewberry, 246 miles away
HuntingtonNoneMiramar Beach, 42 miles away
TD BankNoneLive Oak, 203 miles away
BMONoneTampa, 313 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Laurel Hill to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Laurel Hill residents like anyone else.

Banks near Laurel Hill

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Crestview (22 miles) and Defuniak Springs (22 miles). Destin, 42 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Laurel Hill

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Laurel Hill between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Laurel Hill by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Laurel Hill offices.

Short answer: Regions Bank is the largest bank with offices in Laurel Hill, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 271Birmingham, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Laurel Hill: FAQ

How many banks are in Laurel Hill, FL?

Laurel Hill has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Regions Bank in Laurel Hill, FL?

Yes. FDIC data lists 1 Regions Bank branch in Laurel Hill as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a Chase in Laurel Hill, FL?

No. FDIC data lists no Chase branch in Laurel Hill as of September 5, 2026. The nearest is in Tallahassee, about 126 miles away in a straight line.

Which banks in Laurel Hill are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Laurel Hill?

Regions Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1928.

Which credit unions can I join in Laurel Hill?

Okaloosa County Teachers Credit Union has an office in Laurel Hill. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Laurel Hill in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Laurel Hill?

Nearby cities with more banks include Crestview, Defuniak Springs, Niceville. Crestview is 22 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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