US Bank Directory

Banks in Floral City, FL

2 FDIC-insured banks operate 2 offices in Floral City, Florida.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Floral City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Floral City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Floral City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Capital City Bank and Brannen Bank have the most locations in Floral City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Brannen Bank 1 branch · main office Inverness, FL Bank · 1

Brannen Bank has 1 branch in Floral City, 12 across Florida and 12 nationwide. FDIC records list its main office in Inverness, FL and show it operating since 1926. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,024 of 4,232 U.S. banks by total assets. The Floral City Branch at 7478 S Florida Ave dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Floral City Branch
    7478 S Florida Ave, 34436
    Hours: see the bank's site
Brannen Bank: profile, branches and contacts
Capital City Bank 1 branch · main office Tallahassee, FL Bank · 1

Capital City Bank has 1 branch in Floral City, 53 across Florida and 67 nationwide. FDIC records list its main office in Tallahassee, FL and show it operating since 1907. With $4.45 billion in total assets on June 30, 2026, it ranks No. 313 of 4,232 U.S. banks by total assets. The Floral City Branch at 7697 S Florida Ave dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Floral City Branch
    7697 S Florida Ave, 34436
    Hours: see the bank's site
Capital City Bank: profile, branches and contacts

Banking in Floral City: the local picture

Short answer: 2 banks run 2 branches in Floral City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Floral City, 2 elsewhere in Florida, according to the FDIC.

The bank with the longest record here is Capital City Bank, operating since 1907 according to the FDIC. In FDIC branch records, the longest-running branch is Brannen Bank's office at 7478 S Florida Ave, dating to 1980; the newest is Capital City Bank's at 7697 S Florida Ave, from 1993.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Floral City, and where the nearest one is if they do not.

Short answer: No branches in Floral City: Chase (nearest in The Villages, 19 mi), Wells Fargo (nearest in Inverness, 9 mi), Bank of America (nearest in Inverness, 9 mi), PNC Bank (nearest in Inverness, 9 mi), U.S. Bank (nearest in Sarasota, 99 mi), Truist (nearest in Inverness, 6 mi), Fifth Third Bank (nearest in The Villages, 19 mi), Huntington (nearest in Inverness, 6 mi), Regions Bank (nearest in Inverness, 6 mi), TD Bank (nearest in Lady Lake, 25 mi), BMO (nearest in Tampa, 56 mi).

BankIn Floral CityNearest branch if none here
ChaseNoneThe Villages, 19 miles away
Wells FargoNoneInverness, 9 miles away
Bank of AmericaNoneInverness, 9 miles away
PNC BankNoneInverness, 9 miles away
U.S. BankNoneSarasota, 99 miles away
TruistNoneInverness, 6 miles away
Fifth Third BankNoneThe Villages, 19 miles away
HuntingtonNoneInverness, 6 miles away
Regions BankNoneInverness, 6 miles away
TD BankNoneLady Lake, 25 miles away
BMONoneTampa, 56 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Floral City to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Floral City residents like anyone else.

Banks near Floral City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Inverness (7 miles) and Bushnell (13 miles). Inverness, 7 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Floral City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Floral City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Floral City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Floral City offices.

Short answer: Capital City Bank is the largest bank with offices in Floral City, with $4.45 billion in total assets on June 30, 2026, No. 313 among U.S. banks by total assets. Brannen Bank is second with $1.03 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Capital City Bank$4.45 billionNo. 3131Tallahassee, FL
Brannen Bank$1.03 billionNo. 1,0241Inverness, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Floral City: FAQ

How many banks are in Floral City, FL?

Floral City has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Floral City?

Capital City Bank, with 1. Brannen Bank has 1.

Is there a Capital City Bank in Floral City, FL?

Yes. FDIC data lists 1 Capital City Bank branch in Floral City as of September 5, 2026. The address and directions are under Capital City Bank above.

Is there a Brannen Bank in Floral City, FL?

Yes. FDIC data lists 1 Brannen Bank branch in Floral City as of September 5, 2026. The address and directions are under Brannen Bank above.

Is there a Chase in Floral City, FL?

No. FDIC data lists no Chase branch in Floral City as of September 5, 2026. The nearest is in The Villages, about 19 miles away in a straight line.

What is the oldest bank in Floral City?

Capital City Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1907.

Did any bank branches open or close in Floral City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Floral City?

Nearby cities with more banks include Inverness, Bushnell, Hernando. Inverness is 7 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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