US Bank Directory

Banks in Wildwood, FL

2 FDIC-insured banks operate 2 offices in Wildwood, Florida, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Wildwood

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Wildwood, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Wildwood

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist and United Southern Bank have the most locations in Wildwood, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Florida Credit Union 1 office · main office Gainesville, FL Credit union · 1

Florida Credit Union has 1 office in Wildwood, 16 across Florida. It is based in Gainesville, FL and $2.74 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Trailwinds-Wildwood
    5804 Seven Mile Dr, 34785
    (352) 377-4141Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Florida Credit Union: profile, branches and contacts
Suncoast Credit Union 1 office · main office Tampa, FL Credit union · 1

Suncoast Credit Union has 1 office in Wildwood, 81 across Florida. It is based in Tampa, FL and $20.54 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Wildwood (Br 185)
    5625 Seven Mile Dr Ste 102, 34785
    (800) 999-5887Today: hours not published
    All hours

    Mon to Wed not published; Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 8 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Suncoast Credit Union: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Wildwood, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Wildwood Branch at 406 S Main St dates to 1978 in FDIC branch records. Its published hours do not list Saturday.

  • Wildwood Branch
    406 S Main St, 34785
    (352) 643-4637Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
United Southern Bank 1 branch · main office Umatilla, FL Bank · 1

United Southern Bank has 1 branch in Wildwood, 14 across Florida and 14 nationwide. FDIC records list its main office in Umatilla, FL and show it operating since 1937. With $843.0 million in total assets on June 30, 2026, it ranks No. 1,207 of 4,232 U.S. banks by total assets. The Wildwood Branch at 1017 Us Highway 301 dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wildwood Branch
    1017 Us Highway 301, 34785
    Hours: see the bank's site
United Southern Bank: profile, branches and contacts
Vystar Credit Union 1 office · main office Jacksonville, FL Credit union · 1

Vystar Credit Union has 1 office in Wildwood, 92 across Florida. It is based in Jacksonville, FL and $13.80 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • 162-The Villages
    5857 Seven Mile Dr, 34785
    (352) 642-1180Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 7:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Vystar Credit Union: profile, branches and contacts

Join a credit union in Wildwood

3 credit unions have 3 offices here: Suncoast Credit Union, Vystar Credit Union and Florida Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wildwood page has every office in the state's directory.

Banking in Wildwood: the local picture

Short answer: 2 banks run 2 branches in Wildwood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Wildwood, 1 elsewhere in Florida and 1 out of state, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 406 S Main St, dating to 1978; the newest is United Southern Bank's at 1017 Us Highway 301, from 2019.

3 credit unions have 3 offices in Wildwood, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Wildwood

Short answer: 1 of the 4 Wildwood locations with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Wildwood, and where the nearest one is if they do not.

Short answer: In Wildwood: Truist (1). No branches in Wildwood: Chase (nearest in The Villages, 2 mi), Wells Fargo (nearest in The Villages, 1 mi), Bank of America (nearest in The Villages, 1 mi), PNC Bank (nearest in Leesburg, 10 mi), U.S. Bank (nearest in Sarasota, 110 mi), Fifth Third Bank (nearest in The Villages, 2 mi), Huntington (nearest in Inverness, 17 mi), Regions Bank (nearest in The Villages, 5 mi), TD Bank (nearest in Lady Lake, 8 mi), BMO (nearest in Tampa, 68 mi).

BankIn WildwoodNearest branch if none here
Truist1 branchhere
ChaseNoneThe Villages, 2 miles away
Wells FargoNoneThe Villages, 1 mile away
Bank of AmericaNoneThe Villages, 1 mile away
PNC BankNoneLeesburg, 10 miles away
U.S. BankNoneSarasota, 110 miles away
Fifth Third BankNoneThe Villages, 2 miles away
HuntingtonNoneInverness, 17 miles away
Regions BankNoneThe Villages, 5 miles away
TD BankNoneLady Lake, 8 miles away
BMONoneTampa, 68 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wildwood to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wildwood residents like anyone else.

Banks near Wildwood

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are The Villages (3 miles) and Lady Lake (8 miles). Leesburg, 11 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Wildwood

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wildwood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Wildwood by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wildwood offices.

Short answer: Truist is the largest bank with offices in Wildwood, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. United Southern Bank is second with $843.0 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
United Southern Bank$843.0 millionNo. 1,2071Umatilla, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wildwood: FAQ

How many banks are in Wildwood, FL?

Wildwood has 2 banks with 2 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Wildwood?

Truist, with 1. United Southern Bank has 1.

Is there a Truist in Wildwood, FL?

Yes. FDIC data lists 1 Truist branch in Wildwood as of September 5, 2026. The address and directions are under Truist above.

Is there a United Southern Bank in Wildwood, FL?

Yes. FDIC data lists 1 United Southern Bank branch in Wildwood as of September 5, 2026. The address and directions are under United Southern Bank above.

Is there a Chase in Wildwood, FL?

No. FDIC data lists no Chase branch in Wildwood as of September 5, 2026. The nearest is in The Villages, about 2 miles away in a straight line.

Which banks in Wildwood are open on Saturday?

Suncoast Credit Union publishes Saturday hours for one or more Wildwood locations. The Saturday section above lists each one with its hours. 1 of the 5 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Wildwood?

Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Which credit unions can I join in Wildwood?

Suncoast Credit Union, Vystar Credit Union and Florida Credit Union have offices in Wildwood. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Wildwood in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wildwood?

Nearby cities with more banks include The Villages, Lady Lake, Summerfield. The Villages is 3 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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