US Bank Directory

Banks in Crystal River, FL

7 FDIC-insured banks operate 8 offices in Crystal River, Florida, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Crystal River

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 10 locations in Crystal River, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Crystal River

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Brannen Bank has the most locations in Crystal River, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Brannen Bank 2 branches · main office Inverness, FL Bank · 2

Brannen Bank has 2 branches in Crystal River, 12 across Florida and 12 nationwide. FDIC records list its main office in Inverness, FL and show it operating since 1926. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,024 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Crystal River location is the Crystal River Branch at 865 Ne Ushy 19, dating to 1954; the newest, at 6901 W Gulf To Lake Hwy, to 1985. It does not publish hours in the sources this page uses; check its site before you go.

  • East Crystal River Branch
    6901 W Gulf To Lake Hwy, 34429
    Hours: see the bank's site
  • Crystal River Branch
    865 Ne Ushy 19, 34429
    Hours: see the bank's site
Brannen Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Crystal River, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Crystal River Branch at 450 Se Us Highway 19 dates to 1984 in FDIC branch records. It opens on Saturday.

  • Crystal River Branch
    450 Se Us Highway 19, 34429
    (352) 795-8143Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Capital City Bank 1 branch · main office Tallahassee, FL Bank · 1

Capital City Bank has 1 branch in Crystal River, 53 across Florida and 67 nationwide. FDIC records list its main office in Tallahassee, FL and show it operating since 1907. With $4.45 billion in total assets on June 30, 2026, it ranks No. 313 of 4,232 U.S. banks by total assets. The Crystal River Branch at 101 Se Us Highway 19 dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Crystal River Branch
    101 Se Us Highway 19, 34429
    Hours: see the bank's site
Capital City Bank: profile, branches and contacts
Gte Credit Union 1 office · main office Tampa, FL Credit union · 1

Gte Credit Union has 1 office in Crystal River, 25 across Florida. It is based in Tampa, FL and $3.13 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Crystal River
    5700 N Suncoast Blvd, 34428
    (352) 364-5825Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Gte Credit Union: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Crystal River, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Crystal River W Gulf To Lake Hwy Branch at 6730 W Gulf To Lake Hwy dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Crystal River W Gulf To Lake Hwy Branch
    6730 W Gulf To Lake Hwy, 34429
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Seacoast Bank Seacoast National Bank · 1 branch · main office Stuart, FL Bank · 1

Seacoast Bank has 1 branch in Crystal River, 117 across Florida and 118 nationwide. FDIC records list its main office in Stuart, FL and show it operating since 1933. With $21.34 billion in total assets on June 30, 2026, it ranks No. 100 of 4,232 U.S. banks by total assets. The Crystal River Branch at 1160 N Suncoast Blvd dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Crystal River Branch
    1160 N Suncoast Blvd, 34429
    Hours: see the bank's site
Seacoast Bank: profile, branches and contacts
Suncoast Credit Union 1 office · main office Tampa, FL Credit union · 1

Suncoast Credit Union has 1 office in Crystal River, 81 across Florida. It is based in Tampa, FL and $20.54 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Crystal River (Br 51)
    1039 Ne 5Th St, 34429
    (800) 999-5887Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat 8 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Suncoast Credit Union: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Crystal River, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The The Haven Branch at 1502 Se Us Highway 19 dates to 1983 in FDIC branch records. It opens on Saturday.

  • The Haven Branch
    1502 Se Us Highway 19, 34429
    (352) 795-8200Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Crystal River, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Crystal River Branch at 1100 Southeast Highway 19 dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Crystal River Branch
    1100 Southeast Highway 19, 34429
    Hours: see the bank's site
Wells Fargo: profile, branches and contacts

Join a credit union in Crystal River

2 credit unions have 2 offices here: Suncoast Credit Union and Gte Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Crystal River page has every office in the state's directory.

Banking in Crystal River: the local picture

Short answer: 7 banks run 8 branches in Crystal River according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 0 have their main office in Crystal River, 3 elsewhere in Florida and 4 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Brannen Bank's office at 865 Ne Ushy 19, dating to 1954; the newest is Seacoast Bank's at 1160 N Suncoast Blvd, from 2011.

2 credit unions have 2 offices in Crystal River, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. 3 open on Saturday. 6 locations have no published hours in these sources.

Banks by ZIP code in Crystal River

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 34429 has the most bank and credit union offices in Crystal River (9), followed by 34428 (1). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
3442998Brannen Bank, Bank of America, Capital City Bank
3442811Gte Credit Union

Banks and credit unions open on Saturday in Crystal River

Short answer: 3 of the 4 Crystal River locations with published hours open on Saturday, run by 3 institutions.

  • Bank of America: 1 of 1 branch (450 Se Us Highway 19: Saturday 9 am to 2 pm)
  • Truist: 1 of 1 branch (1502 Se Us Highway 19: Saturday 9 am to 12 pm)
  • Suncoast Credit Union: 1 of 1 office (1039 Ne 5Th St: Saturday 8 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Crystal River, and where the nearest one is if they do not.

Short answer: In Crystal River: Wells Fargo (1), Bank of America (1), Truist (1), Regions Bank (1). No branches in Crystal River: Chase (nearest in Ocala, 24 mi), PNC Bank (nearest in Inverness, 12 mi), U.S. Bank (nearest in Sarasota, 107 mi), Fifth Third Bank (nearest in Ocala, 24 mi), Huntington (nearest in Beverly Hills, 7 mi), TD Bank (nearest in Ocala, 35 mi), BMO (nearest in Tampa, 65 mi).

BankIn Crystal RiverNearest branch if none here
Wells Fargo1 branchhere
Bank of America1 branchhere
Truist1 branchhere
Regions Bank1 branchhere
ChaseNoneOcala, 24 miles away
PNC BankNoneInverness, 12 miles away
U.S. BankNoneSarasota, 107 miles away
Fifth Third BankNoneOcala, 24 miles away
HuntingtonNoneBeverly Hills, 7 miles away
TD BankNoneOcala, 35 miles away
BMONoneTampa, 65 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Crystal River to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Crystal River residents like anyone else.

Banks near Crystal River

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Beverly Hills (7 miles) and Homosassa (8 miles). Spring Hill, 28 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Crystal River

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Crystal River between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Crystal River by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Crystal River offices.

Short answer: Bank of America is the largest bank with offices in Crystal River, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
Regions Bank$159.79 billionNo. 271Birmingham, AL
Seacoast Bank$21.34 billionNo. 1001Stuart, FL
Capital City Bank$4.45 billionNo. 3131Tallahassee, FL
Brannen Bank$1.03 billionNo. 1,0242Inverness, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Crystal River: FAQ

How many banks are in Crystal River, FL?

Crystal River has 7 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Crystal River?

Brannen Bank, with 2. Bank of America has 1 and Wells Fargo has 1.

Is there a Brannen Bank in Crystal River, FL?

Yes. FDIC data lists 2 Brannen Bank branches in Crystal River as of September 5, 2026. Its branches are listed under Brannen Bank above, with the address and directions for each.

Is there a Bank of America in Crystal River, FL?

Yes. FDIC data lists 1 Bank of America branch in Crystal River as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Crystal River, FL?

Yes. FDIC data lists 1 Wells Fargo branch in Crystal River as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Chase in Crystal River, FL?

No. FDIC data lists no Chase branch in Crystal River as of September 5, 2026. The nearest is in Ocala, about 24 miles away in a straight line.

Which banks in Crystal River are open on Saturday?

Bank of America, Truist and Suncoast Credit Union publish Saturday hours for one or more Crystal River locations. The Saturday section above lists each one with its hours. 6 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Crystal River?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Which credit unions can I join in Crystal River?

Suncoast Credit Union and Gte Credit Union have offices in Crystal River. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Crystal River in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Crystal River?

Nearby cities with more banks include Beverly Hills, Homosassa, Hernando. Beverly Hills is 7 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 8 branches: Bank of America, Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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