US Bank Directory

Banks in East Palatka, FL

1 FDIC-insured bank operates 1 office in East Palatka, Florida.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: East Palatka

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in East Palatka, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in East Palatka

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Capital City Bank is the only bank with an office in East Palatka. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Capital City Bank 1 branch · main office Tallahassee, FL Bank · 1

Capital City Bank has 1 branch in East Palatka, 53 across Florida and 67 nationwide. FDIC records list its main office in Tallahassee, FL and show it operating since 1907. With $4.45 billion in total assets on June 30, 2026, it ranks No. 313 of 4,232 U.S. banks by total assets. The Palatka Branch at 148 S Us Highway 17 dates to 1928 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Palatka Branch
    148 S Us Highway 17, 32131
    Hours: see the bank's site
Capital City Bank: profile, branches and contacts

Banking in East Palatka: the local picture

Short answer: 1 bank runs 1 branch in East Palatka according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Capital City Bank has its main office in Tallahassee, FL, according to the FDIC.

The bank with the longest record here is Capital City Bank, operating since 1907 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in East Palatka, and where the nearest one is if they do not.

Short answer: No branches in East Palatka: Chase (nearest in St Augustine, 23 mi), Wells Fargo (nearest in Saint Augustine, 23 mi), Bank of America (nearest in Saint Augustine, 23 mi), PNC Bank (nearest in Saint Augustine, 23 mi), U.S. Bank (nearest in Sarasota, 169 mi), Truist (nearest in Saint Augustine, 21 mi), Fifth Third Bank (nearest in Saint Augustine, 23 mi), Huntington (nearest in Dunnellon, 65 mi), Regions Bank (nearest in Saint Augustine, 23 mi), TD Bank (nearest in Palatka, 4 mi), BMO (nearest in Brandon, 128 mi).

BankIn East PalatkaNearest branch if none here
ChaseNoneSt Augustine, 23 miles away
Wells FargoNoneSaint Augustine, 23 miles away
Bank of AmericaNoneSaint Augustine, 23 miles away
PNC BankNoneSaint Augustine, 23 miles away
U.S. BankNoneSarasota, 169 miles away
TruistNoneSaint Augustine, 21 miles away
Fifth Third BankNoneSaint Augustine, 23 miles away
HuntingtonNoneDunnellon, 65 miles away
Regions BankNoneSaint Augustine, 23 miles away
TD BankNonePalatka, 4 miles away
BMONoneBrandon, 128 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of East Palatka to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to East Palatka residents like anyone else.

Banks near East Palatka

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Palatka (3 miles) and Saint Augustine (23 miles). Saint Augustine, 23 miles away, has the most banks nearby: 14.

Bank branch openings and closings in East Palatka

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in East Palatka between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in East Palatka by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its East Palatka offices.

Short answer: Capital City Bank is the largest bank with offices in East Palatka, with $4.45 billion in total assets on June 30, 2026, No. 313 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Capital City Bank$4.45 billionNo. 3131Tallahassee, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in East Palatka: FAQ

How many banks are in East Palatka, FL?

East Palatka has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Capital City Bank in East Palatka, FL?

Yes. FDIC data lists 1 Capital City Bank branch in East Palatka as of September 5, 2026. The address and directions are under Capital City Bank above.

Is there a Chase in East Palatka, FL?

No. FDIC data lists no Chase branch in East Palatka as of September 5, 2026. The nearest is in St Augustine, about 23 miles away in a straight line.

What is the oldest bank in East Palatka?

Capital City Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1907.

Did any bank branches open or close in East Palatka in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near East Palatka?

Nearby cities with more banks include Palatka, Saint Augustine, Palm Coast. Palatka is 3 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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