US Bank Directory
Banks in East Palatka, FL
1 FDIC-insured bank operates 1 office in East Palatka, Florida.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: East Palatka
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in East Palatka, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in East Palatka
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Capital City Bank is the only bank with an office in East Palatka. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Capital City Bank Bank · 1
Capital City Bank has 1 branch in East Palatka, 53 across Florida and 67 nationwide. FDIC records list its main office in Tallahassee, FL and show it operating since 1907. With $4.45 billion in total assets on June 30, 2026, it ranks No. 313 of 4,232 U.S. banks by total assets. The Palatka Branch at 148 S Us Highway 17 dates to 1928 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Palatka Branch148 S Us Highway 17, 32131
Banking in East Palatka: the local picture
Short answer: 1 bank runs 1 branch in East Palatka according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Capital City Bank has its main office in Tallahassee, FL, according to the FDIC.
The bank with the longest record here is Capital City Bank, operating since 1907 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in East Palatka, and where the nearest one is if they do not.
Short answer: No branches in East Palatka: Chase (nearest in St Augustine, 23 mi), Wells Fargo (nearest in Saint Augustine, 23 mi), Bank of America (nearest in Saint Augustine, 23 mi), PNC Bank (nearest in Saint Augustine, 23 mi), U.S. Bank (nearest in Sarasota, 169 mi), Truist (nearest in Saint Augustine, 21 mi), Fifth Third Bank (nearest in Saint Augustine, 23 mi), Huntington (nearest in Dunnellon, 65 mi), Regions Bank (nearest in Saint Augustine, 23 mi), TD Bank (nearest in Palatka, 4 mi), BMO (nearest in Brandon, 128 mi).
| Bank | In East Palatka | Nearest branch if none here |
|---|---|---|
| Chase | None | St Augustine, 23 miles away |
| Wells Fargo | None | Saint Augustine, 23 miles away |
| Bank of America | None | Saint Augustine, 23 miles away |
| PNC Bank | None | Saint Augustine, 23 miles away |
| U.S. Bank | None | Sarasota, 169 miles away |
| Truist | None | Saint Augustine, 21 miles away |
| Fifth Third Bank | None | Saint Augustine, 23 miles away |
| Huntington | None | Dunnellon, 65 miles away |
| Regions Bank | None | Saint Augustine, 23 miles away |
| TD Bank | None | Palatka, 4 miles away |
| BMO | None | Brandon, 128 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of East Palatka to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to East Palatka residents like anyone else.
Banks near East Palatka
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Palatka (3 miles) and Saint Augustine (23 miles). Saint Augustine, 23 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Palatka, FL | 3 mi | 5 | 6 |
| Banks in Saint Augustine, FL | 23 mi | 14 | 29 |
| Banks in Palm Coast, FL | 24 mi | 9 | 17 |
| Banks in Keystone Heights, FL | 27 mi | 3 | 3 |
| Banks in Saint Johns, FL | 31 mi | 6 | 13 |
| Banks in Fleming Island, FL | 32 mi | 4 | 4 |
| Banks in Middleburg, FL | 34 mi | 2 | 2 |
| Banks in Orange Park, FL | 36 mi | 10 | 12 |
Bank branch openings and closings in East Palatka
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in East Palatka between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in East Palatka by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its East Palatka offices.
Short answer: Capital City Bank is the largest bank with offices in East Palatka, with $4.45 billion in total assets on June 30, 2026, No. 313 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Capital City Bank | $4.45 billion | No. 313 | 1 | Tallahassee, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in East Palatka: FAQ
How many banks are in East Palatka, FL?
East Palatka has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Capital City Bank in East Palatka, FL?
Yes. FDIC data lists 1 Capital City Bank branch in East Palatka as of September 5, 2026. The address and directions are under Capital City Bank above.
Is there a Chase in East Palatka, FL?
No. FDIC data lists no Chase branch in East Palatka as of September 5, 2026. The nearest is in St Augustine, about 23 miles away in a straight line.
What is the oldest bank in East Palatka?
Capital City Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1907.
Did any bank branches open or close in East Palatka in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near East Palatka?
Nearby cities with more banks include Palatka, Saint Augustine, Palm Coast. Palatka is 3 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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