US Bank Directory
Banks in Palm Coast, FL
9 FDIC-insured banks operate 17 offices in Palm Coast, Florida, and 2 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Palm Coast
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 22 locations in Palm Coast, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 15 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
20 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Palm Coast
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo and PNC Bank have the most locations in Palm Coast, with 3 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
PNC Bank Bank · 3
PNC Bank has 3 branches in Palm Coast, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palm Coast location is the Cypress Point Parkway at 21 Cypress Point Pkwy, dating to 2004; the newest, at 746 Belle Terre Pkwy, to 2008. 2 of its 3 Palm Coast locations with published hours open on Saturday.
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Cypress Point Parkway21 Cypress Point Pkwy, 32164
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Palm Coast Branch235 Palm Coast Pkwy Ne, 32137
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Belle Terre @ Town Center Branch746 Belle Terre Pkwy, 32164
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Vystar Credit Union Credit union · 3
Vystar Credit Union has 3 officees in Palm Coast, 92 across Florida. It is based in Jacksonville, FL and $13.80 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Palm Coast locations with published hours open on Saturday.
Who can join: see the credit union's site.
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167-Flagler Beach2550 Moody Blvd, 32137
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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127-Palm Coast305 Palm Coast Pkwy Sw, 32137
All hours
Mon to Thu 9 am to 5 pm; Fri 7:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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407-Matanzas High School3535 Old Kings Rd N, 32137
All hours
Mon to Fri 11:40 am to 1 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 3
Wells Fargo has 3 branches in Palm Coast, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palm Coast location is the Palm Coast Parkway Branch at 222 Palm Coast Pkwy Ne, dating to 1933; the newest, at 836 Belle Terre Pkwy, to 2008. 2 of its 3 Palm Coast locations with published hours open on Saturday.
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Cypress Point Branch1050 Palm Coast Pkwy Sw, 32137
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Palm Coast Parkway Branch222 Palm Coast Pkwy Ne, 32137
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Palm Coast Town Center Branch836 Belle Terre Pkwy, 32164
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Palm Coast, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palm Coast location is the Old Kings Road Branch at 2 Old Kings Rd N, dating to 1981; the newest, at 4850 Belle Terre Pkwy, to 1995. 1 of its 2 Palm Coast locations with published hours open on Saturday.
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Old Kings Road Branch2 Old Kings Rd N, 32137
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Belle Terre Branch4850 Belle Terre Pkwy, 32164
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Palm Coast, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palm Coast location is the Palm Coast And Florida Park Branch at 214 Palm Coast Pkwy Ne, dating to 2016; the newest, at 5843 State Highway 100 E, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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Palm Coast And Florida Park Branch214 Palm Coast Pkwy Ne, 32137
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E Moody Blvd And Mccormick Dr Branch5843 State Highway 100 E, 32164
Intracoastal Bank Bank · 2
Intracoastal Bank has 2 branches in Palm Coast, 3 across Florida and 3 nationwide. FDIC records list its main office in Palm Coast, FL and show it operating since 2008. With $573.2 million in total assets on June 30, 2026, it ranks No. 1,622 of 4,232 U.S. banks by total assets. Its main office at 1290 Palm Coast Pkwy Nw dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1290 Palm Coast Pkwy Nw, 32137
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Messenger Service Branch1290 Palm Coast Pkwy Nw, 32137
Space Coast Credit Union Credit union · 2
Space Coast Credit Union has 2 officees in Palm Coast, 70 across Florida. It is based in Melbourne, FL and $9.29 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Palm Coast locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Space Coast Credit Union-Palm Coast West10 Leanni Way, 32137
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Space Coast Credit Union - Palm Coast Town Center5834 State Highway 100 E, 32164
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 2
Truist has 2 branches in Palm Coast, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Palm Coast location is the Palm Coast East Branch at 220 Palm Coast Pkwy Ne, dating to 1986; the newest, at 15 Pine Cone Dr, to 2001. 1 of its 2 Palm Coast locations with published hours open on Saturday.
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Palm Coast West Branch15 Pine Cone Dr, 32137
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Palm Coast East Branch220 Palm Coast Pkwy Ne, 32137
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Ameris Bank Bank · 1
Ameris Bank has 1 branch in Palm Coast, 51 across Florida and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Palm Coast Branch at 181 Cypress Point Pkwy dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Palm Coast Branch181 Cypress Point Pkwy, 32164
SouthState Bank · 1
SouthState has 1 branch in Palm Coast, 100 across Florida and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Palm Coast Branch at 175 Cypress Point Pkwy dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Palm Coast Branch175 Cypress Point Pkwy, 32164
Trustco Bank Bank · 1
Trustco Bank has 1 branch in Palm Coast, 51 across Florida and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. The Palm Coast Branch at 120 Belle Terre Pkwy dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Palm Coast Branch120 Belle Terre Pkwy, 32164
Join a credit union in Palm Coast
2 credit unions have 5 offices here: Vystar Credit Union and Space Coast Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Palm Coast page has every office in the state's directory.
Banking in Palm Coast: the local picture
Short answer: 9 banks run 17 branches in Palm Coast according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 1 has its main office in Palm Coast, 1 elsewhere in Florida and 7 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 222 Palm Coast Pkwy Ne, dating to 1933; the newest is Chase's at 5843 State Highway 100 E, from 2025.
2 credit unions have 5 offices in Palm Coast, according to the NCUA. Who can join each one is on the credit unions page.
Of the 15 locations with published hours. 7 open on Saturday. 7 locations have no published hours in these sources.
Banks by ZIP code in Palm Coast
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 32137 has the most bank and credit union offices in Palm Coast (13), followed by 32164 (9). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 32137 | 13 | 8 | Vystar Credit Union, Intracoastal Bank, Truist |
| 32164 | 9 | 8 | PNC Bank, Ameris Bank, Bank of America |
Banks and credit unions open on Saturday in Palm Coast
Short answer: 7 of the 15 Palm Coast locations with published hours open on Saturday, run by 5 institutions.
- Wells Fargo: 2 of 3 branches (1050 Palm Coast Pkwy Sw: Saturday 9 am to 2 pm, and 1 more)
- PNC Bank: 2 of 3 branches (21 Cypress Point Pkwy: Saturday 9 am to 1 pm, and 1 more)
- Bank of America: 1 of 2 branches (4850 Belle Terre Pkwy: Saturday 9 am to 2 pm)
- Truist: 1 of 2 branches (220 Palm Coast Pkwy Ne: Saturday 9 am to 12 pm)
- Vystar Credit Union: 1 of 3 offices (305 Palm Coast Pkwy Sw: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 22 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Palm Coast, and where the nearest one is if they do not.
Short answer: In Palm Coast: Chase (2), Wells Fargo (3), Bank of America (2), PNC Bank (3), Truist (2). No branches in Palm Coast: U.S. Bank (nearest in Sarasota, 172 mi), Fifth Third Bank (nearest in Ormond Beach, 20 mi), Huntington (nearest in Orlando, 77 mi), Regions Bank (nearest in Ormond Beach, 18 mi), TD Bank (nearest in Ormond Beach, 20 mi), BMO (nearest in Brandon, 131 mi).
| Bank | In Palm Coast | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 3 branches | here |
| Bank of America | 2 branches | here |
| PNC Bank | 3 branches | here |
| Truist | 2 branches | here |
| U.S. Bank | None | Sarasota, 172 miles away |
| Fifth Third Bank | None | Ormond Beach, 20 miles away |
| Huntington | None | Orlando, 77 miles away |
| Regions Bank | None | Ormond Beach, 18 miles away |
| TD Bank | None | Ormond Beach, 20 miles away |
| BMO | None | Brandon, 131 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Palm Coast to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Palm Coast residents like anyone else.
Banks near Palm Coast
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ormond Beach (19 miles) and Daytona Beach (25 miles). Ormond Beach, 19 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ormond Beach, FL | 19 mi | 14 | 23 |
| Banks in Daytona Beach, FL | 25 mi | 12 | 17 |
| Banks in Saint Augustine, FL | 26 mi | 14 | 29 |
| Banks in Palatka, FL | 28 mi | 5 | 6 |
| Banks in Daytona Beach Shores, FL | 30 mi | 2 | 2 |
| Banks in Port Orange, FL | 31 mi | 13 | 19 |
| Banks in Deland, FL | 35 mi | 8 | 12 |
| Banks in New Smyrna Beach, FL | 40 mi | 7 | 7 |
Bank branch openings and closings in Palm Coast
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Palm Coast between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Nov 4, 2025 | Opened | Chase | 5843 State Highway 100 E, 32164 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Palm Coast
Short answer: 1 institution has its main office in Palm Coast: Intracoastal Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Intracoastal Bank | Bank | $573.2 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Palm Coast by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Palm Coast offices.
Short answer: Chase is the largest bank with offices in Palm Coast, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 9 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 3 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 3 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| Ameris Bank | $28.42 billion | No. 76 | 1 | Atlanta, GA |
| Trustco Bank | $6.52 billion | No. 238 | 1 | Glenville, NY |
| Intracoastal Bank | $573.2 million | No. 1,622 | 2 | Palm Coast, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Palm Coast: FAQ
How many banks are in Palm Coast, FL?
Palm Coast has 9 banks with 17 branches and 2 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Palm Coast?
Wells Fargo, with 3. PNC Bank has 3 and Chase has 2.
Is there a Wells Fargo in Palm Coast, FL?
Yes. FDIC data lists 3 Wells Fargo branches in Palm Coast as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a PNC Bank in Palm Coast, FL?
Yes. FDIC data lists 3 PNC Bank branches in Palm Coast as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Chase in Palm Coast, FL?
Yes. FDIC data lists 2 Chase branches in Palm Coast as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a U.S. Bank in Palm Coast, FL?
No. FDIC data lists no U.S. Bank branch in Palm Coast as of September 5, 2026. The nearest is in Sarasota, about 172 miles away in a straight line.
Which banks in Palm Coast are open on Saturday?
Wells Fargo, PNC Bank, Bank of America and Truist and 1 more publish Saturday hours for one or more Palm Coast locations. The Saturday section above lists each one with its hours. 7 of the 22 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Palm Coast?
Intracoastal Bank has its main office in Palm Coast, according to the FDIC.
What is the oldest bank in Palm Coast?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Palm Coast?
Vystar Credit Union and Space Coast Credit Union have offices in Palm Coast. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Palm Coast in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Palm Coast?
Nearby cities with more banks include Ormond Beach, Daytona Beach, Saint Augustine. Ormond Beach is 19 miles away with 14 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (10 of 17 branches: Bank of America, PNC Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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