US Bank Directory
Banks in New Smyrna Beach, FL
7 FDIC-insured banks operate 7 offices in New Smyrna Beach, Florida, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: New Smyrna Beach
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 10 locations in New Smyrna Beach, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in New Smyrna Beach
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in New Smyrna Beach, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Space Coast Credit Union Credit union · 2
Space Coast Credit Union has 2 officees in New Smyrna Beach, 70 across Florida. It is based in Melbourne, FL and $9.29 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 New Smyrna Beach locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Space Coast Credit Union-New Smyrna Beach1701 S Dixie Fwy, 32168
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Space Coast Credit Union-Nsb Walmart3155 State Road 44, 32168
All hours
Mon to Fri 10 am to 7 pm; Sat 10 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in New Smyrna Beach, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The New Smyrna Beach West Branch at 1880 State Road 44 dates to 1988 in FDIC branch records. Its published hours do not list Saturday.
-
New Smyrna Beach West Branch1880 State Road 44, 32168
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in New Smyrna Beach, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The New Smyrna Beach Branch at 725 E 3rd Ave dates to 2013 in FDIC branch records. Its published hours do not list Saturday.
-
New Smyrna Beach Branch725 E 3rd Ave, 32169
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fairwinds Credit Union Credit union · 1
Fairwinds Credit Union has 1 office in New Smyrna Beach, 31 across Florida. It is based in Orlando, FL and $5.29 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
New Smyrna Beach2222 Florida 44, 32168
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in New Smyrna Beach, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The New Smyrna Beach Branch at 2230 State Road 44 dates to 1934 in FDIC branch records. It opens on Saturday.
-
New Smyrna Beach Branch2230 State Road 44, 32168
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in New Smyrna Beach, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The New Smyrna Main Branch at 900 N Dixie Fwy dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
New Smyrna Main Branch900 N Dixie Fwy, 32168
TD Bank Bank · 1
TD Bank has 1 branch in New Smyrna Beach, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The New Smyrna Branch at 1811 State Road 44 dates to 1996 in FDIC branch records. It opens on Saturday.
-
New Smyrna Branch1811 State Road 44, 32168
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in New Smyrna Beach, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Coronado Beach Branch at 705 E 3rd Ave dates to 1975 in FDIC branch records. It opens on Saturday.
-
Coronado Beach Branch705 E 3rd Ave, 32169
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in New Smyrna Beach, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The New Smyrna Beach Branch at 1791 State Road 44 dates to 1982 in FDIC branch records. It opens on Saturday.
-
New Smyrna Beach Branch1791 State Road 44, 32168
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in New Smyrna Beach
2 credit unions have 3 offices here: Space Coast Credit Union and Fairwinds Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in New Smyrna Beach page has every office in the state's directory.
Banking in New Smyrna Beach: the local picture
Short answer: 7 banks run 7 branches in New Smyrna Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in New Smyrna Beach and 7 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 2230 State Road 44, dating to 1934; the newest is Chase's at 725 E 3rd Ave, from 2013.
2 credit unions have 3 offices in New Smyrna Beach, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 6 open on Saturday. 1 location has no published hours in these sources.
Banks by ZIP code in New Smyrna Beach
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 32168 has the most bank and credit union offices in New Smyrna Beach (8), followed by 32169 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 32168 | 8 | 7 | Space Coast Credit Union, Bank of America, Fairwinds Credit Union |
| 32169 | 2 | 2 | Chase, Truist |
Banks and credit unions open on Saturday in New Smyrna Beach
Short answer: 6 of the 9 New Smyrna Beach locations with published hours open on Saturday, run by 6 institutions.
- Wells Fargo: 1 of 1 branch (1791 State Road 44: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (2230 State Road 44: Saturday 9 am to 1 pm)
- Truist: 1 of 1 branch (705 E 3rd Ave: Saturday 9 am to 12 pm)
- TD Bank: 1 of 1 branch (1811 State Road 44: Saturday 9 am to 1 pm)
- Space Coast Credit Union: 1 of 2 offices (3155 State Road 44: Saturday 10 am to 3 pm)
- Fairwinds Credit Union: 1 of 1 office (2222 Florida 44: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in New Smyrna Beach, and where the nearest one is if they do not.
Short answer: In New Smyrna Beach: Chase (1), Wells Fargo (1), Bank of America (1), PNC Bank (1), Truist (1), Regions Bank (1), TD Bank (1). No branches in New Smyrna Beach: U.S. Bank (nearest in Sarasota, 152 mi), Fifth Third Bank (nearest in Port Orange, 8 mi), Huntington (nearest in Orlando, 52 mi), BMO (nearest in Brandon, 113 mi).
| Bank | In New Smyrna Beach | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Regions Bank | 1 branch | here |
| TD Bank | 1 branch | here |
| U.S. Bank | None | Sarasota, 152 miles away |
| Fifth Third Bank | None | Port Orange, 8 miles away |
| Huntington | None | Orlando, 52 miles away |
| BMO | None | Brandon, 113 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of New Smyrna Beach to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to New Smyrna Beach residents like anyone else.
Banks near New Smyrna Beach
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Edgewater (4 miles) and Port Orange (9 miles). Ormond Beach, 20 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Edgewater, FL | 4 mi | 2 | 2 |
| Banks in Port Orange, FL | 9 mi | 13 | 19 |
| Banks in Daytona Beach Shores, FL | 10 mi | 2 | 2 |
| Banks in Daytona Beach, FL | 15 mi | 12 | 17 |
| Banks in Deltona, FL | 18 mi | 3 | 3 |
| Banks in Ormond Beach, FL | 20 mi | 14 | 23 |
| Banks in Deland, FL | 23 mi | 8 | 12 |
| Banks in Orange City, FL | 23 mi | 10 | 11 |
Bank branch openings and closings in New Smyrna Beach
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in New Smyrna Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in New Smyrna Beach by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its New Smyrna Beach offices.
Short answer: Chase is the largest bank with offices in New Smyrna Beach, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in New Smyrna Beach: FAQ
How many banks are in New Smyrna Beach, FL?
New Smyrna Beach has 7 banks with 7 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in New Smyrna Beach?
Chase, with 1. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in New Smyrna Beach, FL?
Yes. FDIC data lists 1 Chase branch in New Smyrna Beach as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in New Smyrna Beach, FL?
Yes. FDIC data lists 1 Bank of America branch in New Smyrna Beach as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in New Smyrna Beach, FL?
Yes. FDIC data lists 1 Wells Fargo branch in New Smyrna Beach as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in New Smyrna Beach, FL?
No. FDIC data lists no U.S. Bank branch in New Smyrna Beach as of September 5, 2026. The nearest is in Sarasota, about 152 miles away in a straight line.
Which banks in New Smyrna Beach are open on Saturday?
Wells Fargo, PNC Bank, Truist and TD Bank and 2 more publish Saturday hours for one or more New Smyrna Beach locations. The Saturday section above lists each one with its hours. 1 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in New Smyrna Beach?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in New Smyrna Beach?
Space Coast Credit Union and Fairwinds Credit Union have offices in New Smyrna Beach. Check each credit union's membership rules before you apply.
Did any bank branches open or close in New Smyrna Beach in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near New Smyrna Beach?
Nearby cities with more banks include Edgewater, Port Orange, Daytona Beach Shores. Edgewater is 4 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 7 branches: Bank of America, Chase, PNC Bank, TD Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds