US Bank Directory

Banks in Edgewater, FL

2 FDIC-insured banks operate 2 offices in Edgewater, Florida, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Edgewater

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Edgewater, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Edgewater

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo and Regions Bank have the most locations in Edgewater, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Fairwinds Credit Union 1 office · main office Orlando, FL Credit union · 1

Fairwinds Credit Union has 1 office in Edgewater, 31 across Florida. It is based in Orlando, FL and $5.29 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Edgewater
    1504 S Ridgewood Ave, 32132
    (407) 277-6030Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: NCUA, March 31, 2026

Fairwinds Credit Union: profile, branches and contacts
Launch Credit Union 1 office · main office Merritt Island, FL Credit union · 1

Launch Credit Union has 1 office in Edgewater, 20 across Florida. It is based in Merritt Island, FL and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Edgewater
    2810 S Ridgewood Ave, 32141
    (386) 428-7098Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Launch Credit Union: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Edgewater, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Edgewater Branch at 1304 S Ridgewood Ave dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Edgewater Branch
    1304 S Ridgewood Ave, 32132
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Edgewater, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Edgewater Branch at 1813 S Ridgewood Ave dates to 1981 in FDIC branch records. Its published hours do not list Saturday.

  • Edgewater Branch
    1813 S Ridgewood Ave, 32141
    (386) 423-4525Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Edgewater

2 credit unions have 2 offices here: Fairwinds Credit Union and Launch Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Edgewater page has every office in the state's directory.

Banking in Edgewater: the local picture

Short answer: 2 banks run 2 branches in Edgewater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Edgewater and 2 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 1304 S Ridgewood Ave, dating to 1935; the newest is Wells Fargo's at 1813 S Ridgewood Ave, from 1981.

2 credit unions have 2 offices in Edgewater, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Banks by ZIP code in Edgewater

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 32132 has the most bank and credit union offices in Edgewater (2), followed by 32141 (2). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
3213222Fairwinds Credit Union, Regions Bank
3214122Launch Credit Union, Wells Fargo

Credit unions open on Saturday in Edgewater

Short answer: 1 of the 3 Edgewater locations with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Edgewater, and where the nearest one is if they do not.

Short answer: In Edgewater: Wells Fargo (1), Regions Bank (1). No branches in Edgewater: Chase (nearest in New Smyrna Beach, 4 mi), Bank of America (nearest in New Smyrna Beach, 4 mi), PNC Bank (nearest in New Smyrna Beach, 4 mi), U.S. Bank (nearest in Sarasota, 151 mi), Truist (nearest in New Smyrna Beach, 4 mi), Fifth Third Bank (nearest in Port Orange, 12 mi), Huntington (nearest in Orlando, 51 mi), TD Bank (nearest in New Smyrna Beach, 4 mi), BMO (nearest in Brandon, 113 mi).

BankIn EdgewaterNearest branch if none here
Wells Fargo1 branchhere
Regions Bank1 branchhere
ChaseNoneNew Smyrna Beach, 4 miles away
Bank of AmericaNoneNew Smyrna Beach, 4 miles away
PNC BankNoneNew Smyrna Beach, 4 miles away
U.S. BankNoneSarasota, 151 miles away
TruistNoneNew Smyrna Beach, 4 miles away
Fifth Third BankNonePort Orange, 12 miles away
HuntingtonNoneOrlando, 51 miles away
TD BankNoneNew Smyrna Beach, 4 miles away
BMONoneBrandon, 113 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Edgewater to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Edgewater residents like anyone else.

Banks near Edgewater

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are New Smyrna Beach (4 miles) and Port Orange (13 miles). Ormond Beach, 24 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Edgewater

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Edgewater between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Edgewater by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Edgewater offices.

Short answer: Wells Fargo is the largest bank with offices in Edgewater, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Regions Bank$159.79 billionNo. 271Birmingham, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Edgewater: FAQ

How many banks are in Edgewater, FL?

Edgewater has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Edgewater?

Wells Fargo, with 1. Regions Bank has 1.

Is there a Wells Fargo in Edgewater, FL?

Yes. FDIC data lists 1 Wells Fargo branch in Edgewater as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Regions Bank in Edgewater, FL?

Yes. FDIC data lists 1 Regions Bank branch in Edgewater as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a Chase in Edgewater, FL?

No. FDIC data lists no Chase branch in Edgewater as of September 5, 2026. The nearest is in New Smyrna Beach, about 4 miles away in a straight line.

Which banks in Edgewater are open on Saturday?

Fairwinds Credit Union publishes Saturday hours for one or more Edgewater locations. The Saturday section above lists each one with its hours. 1 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Edgewater?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Which credit unions can I join in Edgewater?

Fairwinds Credit Union and Launch Credit Union have offices in Edgewater. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Edgewater in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Edgewater?

Nearby cities with more banks include New Smyrna Beach, Port Orange, Daytona Beach Shores. New Smyrna Beach is 4 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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