US Bank Directory
Banks in Edgewater, FL
2 FDIC-insured banks operate 2 offices in Edgewater, Florida, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Edgewater
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Edgewater, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Edgewater
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo and Regions Bank have the most locations in Edgewater, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fairwinds Credit Union Credit union · 1
Fairwinds Credit Union has 1 office in Edgewater, 31 across Florida. It is based in Orlando, FL and $5.29 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Edgewater1504 S Ridgewood Ave, 32132
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
Launch Credit Union Credit union · 1
Launch Credit Union has 1 office in Edgewater, 20 across Florida. It is based in Merritt Island, FL and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Edgewater2810 S Ridgewood Ave, 32141
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Edgewater, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Edgewater Branch at 1304 S Ridgewood Ave dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Edgewater Branch1304 S Ridgewood Ave, 32132
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Edgewater, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Edgewater Branch at 1813 S Ridgewood Ave dates to 1981 in FDIC branch records. Its published hours do not list Saturday.
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Edgewater Branch1813 S Ridgewood Ave, 32141
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Edgewater
2 credit unions have 2 offices here: Fairwinds Credit Union and Launch Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Edgewater page has every office in the state's directory.
Banking in Edgewater: the local picture
Short answer: 2 banks run 2 branches in Edgewater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Edgewater and 2 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 1304 S Ridgewood Ave, dating to 1935; the newest is Wells Fargo's at 1813 S Ridgewood Ave, from 1981.
2 credit unions have 2 offices in Edgewater, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks by ZIP code in Edgewater
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 32132 has the most bank and credit union offices in Edgewater (2), followed by 32141 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 32132 | 2 | 2 | Fairwinds Credit Union, Regions Bank |
| 32141 | 2 | 2 | Launch Credit Union, Wells Fargo |
Credit unions open on Saturday in Edgewater
Short answer: 1 of the 3 Edgewater locations with published hours opens on Saturday, run by 1 institution.
- Fairwinds Credit Union: 1 of 1 office (1504 S Ridgewood Ave: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Edgewater, and where the nearest one is if they do not.
Short answer: In Edgewater: Wells Fargo (1), Regions Bank (1). No branches in Edgewater: Chase (nearest in New Smyrna Beach, 4 mi), Bank of America (nearest in New Smyrna Beach, 4 mi), PNC Bank (nearest in New Smyrna Beach, 4 mi), U.S. Bank (nearest in Sarasota, 151 mi), Truist (nearest in New Smyrna Beach, 4 mi), Fifth Third Bank (nearest in Port Orange, 12 mi), Huntington (nearest in Orlando, 51 mi), TD Bank (nearest in New Smyrna Beach, 4 mi), BMO (nearest in Brandon, 113 mi).
| Bank | In Edgewater | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | New Smyrna Beach, 4 miles away |
| Bank of America | None | New Smyrna Beach, 4 miles away |
| PNC Bank | None | New Smyrna Beach, 4 miles away |
| U.S. Bank | None | Sarasota, 151 miles away |
| Truist | None | New Smyrna Beach, 4 miles away |
| Fifth Third Bank | None | Port Orange, 12 miles away |
| Huntington | None | Orlando, 51 miles away |
| TD Bank | None | New Smyrna Beach, 4 miles away |
| BMO | None | Brandon, 113 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Edgewater to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Edgewater residents like anyone else.
Banks near Edgewater
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are New Smyrna Beach (4 miles) and Port Orange (13 miles). Ormond Beach, 24 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in New Smyrna Beach, FL | 4 mi | 7 | 7 |
| Banks in Port Orange, FL | 13 mi | 13 | 19 |
| Banks in Daytona Beach Shores, FL | 13 mi | 2 | 2 |
| Banks in Daytona Beach, FL | 19 mi | 12 | 17 |
| Banks in Deltona, FL | 19 mi | 3 | 3 |
| Banks in Ormond Beach, FL | 24 mi | 14 | 23 |
| Banks in Orange City, FL | 24 mi | 10 | 11 |
| Banks in Deland, FL | 25 mi | 8 | 12 |
Bank branch openings and closings in Edgewater
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Edgewater between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Edgewater by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Edgewater offices.
Short answer: Wells Fargo is the largest bank with offices in Edgewater, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Edgewater: FAQ
How many banks are in Edgewater, FL?
Edgewater has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Edgewater?
Wells Fargo, with 1. Regions Bank has 1.
Is there a Wells Fargo in Edgewater, FL?
Yes. FDIC data lists 1 Wells Fargo branch in Edgewater as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Regions Bank in Edgewater, FL?
Yes. FDIC data lists 1 Regions Bank branch in Edgewater as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Chase in Edgewater, FL?
No. FDIC data lists no Chase branch in Edgewater as of September 5, 2026. The nearest is in New Smyrna Beach, about 4 miles away in a straight line.
Which banks in Edgewater are open on Saturday?
Fairwinds Credit Union publishes Saturday hours for one or more Edgewater locations. The Saturday section above lists each one with its hours. 1 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Edgewater?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Edgewater?
Fairwinds Credit Union and Launch Credit Union have offices in Edgewater. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Edgewater in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Edgewater?
Nearby cities with more banks include New Smyrna Beach, Port Orange, Daytona Beach Shores. New Smyrna Beach is 4 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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