US Bank Directory
Banks in Waterbury, CT
9 FDIC-insured banks operate 20 offices in Waterbury, Connecticut, and 6 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Waterbury
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 26 locations in Waterbury, according to the FDIC and the NCUA. 26 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
26 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waterbury
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Santander has the most locations in Waterbury, with 5. It is followed by TD Bank (3), Ion Bank (3), Wells Fargo (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Santander Bank · 5
Santander has 5 branches in Waterbury, 108 across Connecticut and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterbury location is the Reidville Branch at 364 Reidville Dr, dating to 1935; the newest, at 145 Bank St, to 2022. It opens on Saturday.
-
East End Branch105 Meriden Rd, 06705
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
-
Waterbury Branch145 Bank St, 06702
-
Reidville Branch364 Reidville Dr, 06705
-
Chase Avenue Branch5 Wigwam Ave, 06704
-
Mattatuck Branch725 Wolcott St, 06705
Ion Bank Bank · 3
Ion Bank has 3 branches in Waterbury, 23 across Connecticut and 37 nationwide. FDIC records list its main office in Naugatuck, CT and show it operating since 1870. With $2.78 billion in total assets on June 30, 2026, it ranks No. 463 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterbury location is the Waterbury Branch at 910 Wolcott St, dating to 2004; the newest, at 300 Pierpont Rd, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
-
Crosby High School Branch300 Pierpont Rd, 06705
-
Waterbury Branch3670 E Main St, 06705
-
Waterbury Branch910 Wolcott St, 06705
TD Bank Bank · 3
TD Bank has 3 branches in Waterbury, 50 across Connecticut and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterbury location is the Waterbury-Downtown Branch at 2 W Main St, dating to 1920; the newest, at 835 Wolcott St, to 1975. All 3 of its Waterbury locations with published hours open on Saturday.
-
Robinwood Branch1254 W Main St, 06708
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
-
Waterbury-Downtown Branch2 W Main St, 06702
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
-
Waterbury Plaza Branch835 Wolcott St, 06705
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Fd Community Credit Union Credit union · 2
Fd Community Credit Union has 2 officees in Waterbury, 3 across Connecticut. It is based in Waterbury, CT and $159.9 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Waterbury locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office601 Watertown Ave, 06708
All hours
Mon to Tue 8 am to 4 pm; Wed not published; Thu 8 am to 6 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
-
Meriden Rd281 Meriden Rd, 06705
All hours
Mon to Wed not published; Thu 8 am to 4 pm; Fri not published; Sat 8 am to 6 pm; Sun not published
Hours: NCUA, March 31, 2026
Ives Bank Bank · 2
Ives Bank has 2 branches in Waterbury, 16 across Connecticut and 16 nationwide. FDIC records list its main office in Danbury, CT and show it operating since 1849. With $1.73 billion in total assets on June 30, 2026, it ranks No. 661 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterbury location is the Bank Street Waterbury Branch at 357 Bank St, dating to 2005; the newest, at 2084 N Main St, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
-
2084 North Main Street Waterbury Branch2084 N Main St, 06704
-
Bank Street Waterbury Branch357 Bank St, 06708
Thomaston Savings Bank Bank · 2
Thomaston Savings Bank has 2 branches in Waterbury, 16 across Connecticut and 16 nationwide. FDIC records list its main office in Thomaston, CT and show it operating since 1874. With $1.93 billion in total assets on June 30, 2026, it ranks No. 619 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterbury location is the Waterbury Branch at 985 Watertown Ave, dating to 2001; the newest, at 824 Highland Ave, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
-
Highland Avenue Waterbury Branch824 Highland Ave, 06708
-
Waterbury Branch985 Watertown Ave, 06708
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Waterbury, 47 across Connecticut and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waterbury location is the Waterbury Plaza Branch at 224 Chase Ave, dating to 1960; the newest, at 800 Wolcott St, to 1969. 1 of its 2 Waterbury locations with published hours open on Saturday.
-
Waterbury Plaza Branch224 Chase Ave, 06704
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
-
Valley Mall Branch800 Wolcott St, 06705
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Waterbury, 82 across Connecticut and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Waterbury Wolcott Branch at 992 Cooke St dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Waterbury Wolcott Branch992 Cooke St, 06704
Greater Waterbury Healthcare Credit Union Credit union · 1
Greater Waterbury Healthcare Credit Union has 1 office in Waterbury, 3 across Connecticut. It is based in Waterbury, CT and $9.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office64 Robbins St, 06708
All hours
Mon to Thu 7:30 am to 4 pm; Fri 7 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Liberty Bank Bank · 1
Liberty Bank has 1 branch in Waterbury, 50 across Connecticut and 51 nationwide. FDIC records list its main office in Middletown, CT and show it operating since 1825. With $9.38 billion in total assets on June 30, 2026, it ranks No. 171 of 4,232 U.S. banks by total assets. The Waterbury Branch at 1030 Hamilton Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Waterbury Branch1030 Hamilton Ave, 06706
M&T Bank Bank · 1
M&T Bank has 1 branch in Waterbury, 109 across Connecticut and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Reidville Stop And Shop Branch at 410 Reidville Dr dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Reidville Stop And Shop Branch410 Reidville Dr, 06705
Police Credit Union of Connecticut Credit union · 1
Police Credit Union of Connecticut has 1 office in Waterbury, 2 across Connecticut. It is based in Hartford, CT and $45.9 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
-
Waterbury Branch255 E Main St, 06702
Skyline Financial Credit Union Credit union · 1
Skyline Financial Credit Union has 1 office in Waterbury, 1 across Connecticut. It is based in Waterbury, CT and $45.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office3528 E Main St Ste 1, 06705
All hours
Mon to Fri 8 am to 3:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Waterbury Postal Employees Credit Union Credit union · 1
Waterbury Postal Employees Credit Union has 1 office in Waterbury, 1 across Connecticut. It is based in Waterbury, CT and $10.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Main Office main office135 Grand St Rm 209, 06702
All hours
Mon to Thu 7:30 am to 4 pm; Fri to Sat 6 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
Waterbury Connecticut Teachers Credit Union Credit union · 0
Waterbury Connecticut Teachers Credit Union has 0 officees in Waterbury, 2 across Connecticut. It is based in Waterbury, CT and $360.9 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
Join a credit union in Waterbury
6 credit unions have 6 offices here: Fd Community Credit Union, Skyline Financial Credit Union, Police Credit Union of Connecticut, Waterbury Postal Employees Credit Union, Greater Waterbury Healthcare Credit Union and Waterbury Connecticut Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waterbury page has every office in the state's directory.
Banking in Waterbury: the local picture
Short answer: 9 banks run 20 branches in Waterbury according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Waterbury, 4 elsewhere in Connecticut and 5 out of state, according to the FDIC.
The bank with the longest record here is Liberty Bank, operating since 1825 according to the FDIC. In FDIC branch records, the longest-running branch is TD Bank's office at 2 W Main St, dating to 1920; the newest is Ion Bank's at 300 Pierpont Rd, from 2022.
6 credit unions have 6 offices in Waterbury, according to the NCUA. Who can join each one is on the credit unions page.
Of the 11 locations with published hours. 7 open on Saturday. 15 locations have no published hours in these sources.
Banks by ZIP code in Waterbury
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 06705 has the most bank and credit union offices in Waterbury (11), followed by 06708 (6) and 06702 (4). Offices are spread across 5 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 06705 | 11 | 7 | Ion Bank, Santander, Fd Community Credit Union |
| 06708 | 6 | 5 | Thomaston Savings Bank, Fd Community Credit Union, Greater Waterbury Healthcare Credit Union |
| 06702 | 4 | 4 | Police Credit Union of Connecticut, Santander, TD Bank |
| 06704 | 4 | 4 | Bank of America, Ives Bank, Santander |
| 06706 | 1 | 1 | Liberty Bank |
Banks and credit unions open on Saturday in Waterbury
Short answer: 7 of the 11 Waterbury locations with published hours open on Saturday, run by 5 institutions.
- Santander: 1 of 5 branches (105 Meriden Rd: Saturday 9 am to 1 pm)
- TD Bank: 3 of 3 branches (1254 W Main St: Saturday 9 am to 1 pm, and 2 more)
- Wells Fargo: 1 of 2 branches (224 Chase Ave: Saturday 9 am to 2 pm)
- Fd Community Credit Union: 1 of 2 offices (281 Meriden Rd: Saturday 8 am to 6 pm)
- Waterbury Postal Employees Credit Union: 1 of 1 office (135 Grand St Rm 209: Saturday 6 am to 4 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 15 of the 26 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waterbury, and where the nearest one is if they do not.
Short answer: In Waterbury: Wells Fargo (2), Bank of America (1), TD Bank (3). No branches in Waterbury: Chase (nearest in Cheshire, 7 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Waterbury | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 2 branches | here |
| Bank of America | 1 branch | here |
| TD Bank | 3 branches | here |
| Chase | None | Cheshire, 7 miles away |
| PNC Bank | None | none in Connecticut |
| U.S. Bank | None | none in Connecticut |
| Truist | None | none in Connecticut |
| Fifth Third Bank | None | none in Connecticut |
| Huntington | None | none in Connecticut |
| Regions Bank | None | none in Connecticut |
| BMO | None | none in Connecticut |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waterbury to the nearest branch in Connecticut.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waterbury residents like anyone else.
Banks near Waterbury
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wolcott (4 miles) and Prospect (4 miles). Cheshire, 7 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wolcott, CT | 4 mi | 3 | 3 |
| Banks in Prospect, CT | 4 mi | 3 | 3 |
| Banks in Middlebury, CT | 4 mi | 3 | 3 |
| Banks in Watertown, CT | 5 mi | 6 | 6 |
| Banks in Naugatuck, CT | 5 mi | 4 | 7 |
| Banks in Cheshire, CT | 7 mi | 8 | 9 |
| Banks in Plantsville, CT | 7 mi | 2 | 2 |
| Banks in Thomaston, CT | 8 mi | 2 | 3 |
Bank branch openings and closings in Waterbury
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waterbury between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Waterbury
Short answer: 5 institutions have their main office in Waterbury: Fd Community Credit Union, Skyline Financial Credit Union, Waterbury Postal Employees Credit Union and Greater Waterbury Healthcare Credit Union and 1 more.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Fd Community Credit Union | Credit union | $159.9 million | 2 |
| Skyline Financial Credit Union | Credit union | $45.9 million | 1 |
| Waterbury Postal Employees Credit Union | Credit union | $10.7 million | 1 |
| Greater Waterbury Healthcare Credit Union | Credit union | $9.4 million | 1 |
| Waterbury Connecticut Teachers Credit Union | Credit union | $360.9 million | 0 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Waterbury by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waterbury offices.
Short answer: Bank of America is the largest bank with offices in Waterbury, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| TD Bank | $342.80 billion | No. 13 | 3 | Wilmington, DE |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Santander | $103.96 billion | No. 32 | 5 | Wilmington, DE |
| Liberty Bank | $9.38 billion | No. 171 | 1 | Middletown, CT |
| Ion Bank | $2.78 billion | No. 463 | 3 | Naugatuck, CT |
| Thomaston Savings Bank | $1.93 billion | No. 619 | 2 | Thomaston, CT |
| Ives Bank | $1.73 billion | No. 661 | 2 | Danbury, CT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waterbury: FAQ
How many banks are in Waterbury, CT?
Waterbury has 9 banks with 20 branches and 6 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waterbury?
Santander, with 5. TD Bank has 3 and Ion Bank has 3.
Is there a Santander in Waterbury, CT?
Yes. FDIC data lists 5 Santander branches in Waterbury as of September 5, 2026. Its branches are listed under Santander above, with the address and directions for each.
Is there a TD Bank in Waterbury, CT?
Yes. FDIC data lists 3 TD Bank branches in Waterbury as of September 5, 2026. Its branches are listed under TD Bank above, with the address and directions for each.
Is there a Ion Bank in Waterbury, CT?
Yes. FDIC data lists 3 Ion Bank branches in Waterbury as of September 5, 2026. Its branches are listed under Ion Bank above, with the address and directions for each.
Is there a Chase in Waterbury, CT?
No. FDIC data lists no Chase branch in Waterbury as of September 5, 2026. The nearest is in Cheshire, about 7 miles away in a straight line.
Which banks in Waterbury are open on Saturday?
Santander, TD Bank, Wells Fargo and Fd Community Credit Union and 1 more publish Saturday hours for one or more Waterbury locations. The Saturday section above lists each one with its hours. 15 of the 26 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Waterbury?
Fd Community Credit Union, Skyline Financial Credit Union, Waterbury Postal Employees Credit Union, Greater Waterbury Healthcare Credit Union and Waterbury Connecticut Teachers Credit Union have their main office in Waterbury, according to the FDIC and the NCUA.
What is the oldest bank in Waterbury?
Liberty Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1825.
Which credit unions can I join in Waterbury?
Fd Community Credit Union, Skyline Financial Credit Union, Police Credit Union of Connecticut and Waterbury Postal Employees Credit Union and 2 more have offices in Waterbury. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waterbury in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waterbury?
Nearby cities with more banks include Wolcott, Prospect, Middlebury. Wolcott is 4 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 20 branches: Santander, TD Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds