US Bank Directory
Banks in Middlebury, CT
3 FDIC-insured banks operate 3 offices in Middlebury, Connecticut, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Middlebury
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Middlebury, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Middlebury
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Santander, Ion Bank and Thomaston Savings Bank have the most locations in Middlebury, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Ion Bank Bank · 1
Ion Bank has 1 branch in Middlebury, 23 across Connecticut and 37 nationwide. FDIC records list its main office in Naugatuck, CT and show it operating since 1870. With $2.78 billion in total assets on June 30, 2026, it ranks No. 463 of 4,232 U.S. banks by total assets. The Middlebury Branch at 600 Middlebury Rd dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Middlebury Branch600 Middlebury Rd, 06762
Santander Bank · 1
Santander has 1 branch in Middlebury, 108 across Connecticut and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Middlebury Branch at 400 Middlebury Rd dates to 1960 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Middlebury Branch400 Middlebury Rd, 06762
Thomaston Savings Bank Bank · 1
Thomaston Savings Bank has 1 branch in Middlebury, 16 across Connecticut and 16 nationwide. FDIC records list its main office in Thomaston, CT and show it operating since 1874. With $1.93 billion in total assets on June 30, 2026, it ranks No. 619 of 4,232 U.S. banks by total assets. The Middlebury Branch at 1655 Straits Tpke dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Middlebury Branch1655 Straits Tpke, 06762
Waterbury Connecticut Teachers Credit Union Credit union · 1
Waterbury Connecticut Teachers Credit Union has 1 office in Middlebury, 2 across Connecticut. It is based in Waterbury, CT and $360.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office773 Straits Tpke, 06762
All hours
Mon to Wed 9 am to 5 pm; Thu 10 am to 7 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Middlebury
1 credit union has 1 office here: Waterbury Connecticut Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Middlebury page has every office in the state's directory.
Banking in Middlebury: the local picture
Short answer: 3 banks run 3 branches in Middlebury according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Middlebury, 2 elsewhere in Connecticut and 1 out of state, according to the FDIC.
The bank with the longest record here is Ion Bank, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Santander's office at 400 Middlebury Rd, dating to 1960; the newest is Thomaston Savings Bank's at 1655 Straits Tpke, from 2007.
The only credit union with an office here is Waterbury Connecticut Teachers Credit Union.
Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Middlebury
Short answer: None of the 1 Middlebury location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Middlebury, and where the nearest one is if they do not.
Short answer: No branches in Middlebury: Chase (nearest in Southbury, 9 mi), Wells Fargo (nearest in Watertown, 2 mi), Bank of America (nearest in Waterbury, 4 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Waterbury, 2 mi), BMO.
| Bank | In Middlebury | Nearest branch if none here |
|---|---|---|
| Chase | None | Southbury, 9 miles away |
| Wells Fargo | None | Watertown, 2 miles away |
| Bank of America | None | Waterbury, 4 miles away |
| PNC Bank | None | none in Connecticut |
| U.S. Bank | None | none in Connecticut |
| Truist | None | none in Connecticut |
| Fifth Third Bank | None | none in Connecticut |
| Huntington | None | none in Connecticut |
| Regions Bank | None | none in Connecticut |
| TD Bank | None | Waterbury, 2 miles away |
| BMO | None | none in Connecticut |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middlebury to the nearest branch in Connecticut.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middlebury residents like anyone else.
Banks near Middlebury
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Watertown (3 miles) and Waterbury (4 miles). Waterbury, 4 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Watertown, CT | 3 mi | 6 | 6 |
| Banks in Waterbury, CT | 4 mi | 9 | 20 |
| Banks in Naugatuck, CT | 4 mi | 4 | 7 |
| Banks in Woodbury, CT | 5 mi | 3 | 3 |
| Banks in Prospect, CT | 7 mi | 3 | 3 |
| Banks in Wolcott, CT | 7 mi | 3 | 3 |
| Banks in Southbury, CT | 8 mi | 9 | 10 |
| Banks in Thomaston, CT | 9 mi | 2 | 3 |
Bank branch openings and closings in Middlebury
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Middlebury between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Middlebury by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middlebury offices.
Short answer: Santander is the largest bank with offices in Middlebury, with $103.96 billion in total assets on June 30, 2026, No. 32 among U.S. banks by total assets. Ion Bank is second with $2.78 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Ion Bank | $2.78 billion | No. 463 | 1 | Naugatuck, CT |
| Thomaston Savings Bank | $1.93 billion | No. 619 | 1 | Thomaston, CT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Middlebury: FAQ
How many banks are in Middlebury, CT?
Middlebury has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Middlebury?
Santander, with 1. Ion Bank has 1 and Thomaston Savings Bank has 1.
Is there a Santander in Middlebury, CT?
Yes. FDIC data lists 1 Santander branch in Middlebury as of September 5, 2026. The address and directions are under Santander above.
Is there a Ion Bank in Middlebury, CT?
Yes. FDIC data lists 1 Ion Bank branch in Middlebury as of September 5, 2026. The address and directions are under Ion Bank above.
Is there a Thomaston Savings Bank in Middlebury, CT?
Yes. FDIC data lists 1 Thomaston Savings Bank branch in Middlebury as of September 5, 2026. The address and directions are under Thomaston Savings Bank above.
Is there a Chase in Middlebury, CT?
No. FDIC data lists no Chase branch in Middlebury as of September 5, 2026. The nearest is in Southbury, about 9 miles away in a straight line.
Which banks in Middlebury are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Middlebury?
Ion Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Middlebury?
Waterbury Connecticut Teachers Credit Union has an office in Middlebury. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Middlebury in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Middlebury?
Nearby cities with more banks include Watertown, Waterbury, Naugatuck. Watertown is 3 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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