US Bank Directory
Banks in Naugatuck, CT
4 FDIC-insured banks operate 7 offices in Naugatuck, Connecticut.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Naugatuck
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 7 locations in Naugatuck, according to the FDIC. 7 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Naugatuck
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Ion Bank has the most locations in Naugatuck, with 4. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Ion Bank Bank · 4
Ion Bank has 4 branches in Naugatuck, 23 across Connecticut and 37 nationwide. FDIC records list its main office in Naugatuck, CT and show it operating since 1870. With $2.78 billion in total assets on June 30, 2026, it ranks No. 463 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Naugatuck location is its main office at 251 Church St, dating to 1870; the newest, at 543 Rubber Ave, to 2011. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office251 Church St, 06770
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New Haven Road Branch1430 New Haven Rd, 06770
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Naugatuck High School Branch543 Rubber Ave, 06770
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Church Street Branch87 Church Street, 06770
Liberty Bank Bank · 1
Liberty Bank has 1 branch in Naugatuck, 50 across Connecticut and 51 nationwide. FDIC records list its main office in Middletown, CT and show it operating since 1825. With $9.38 billion in total assets on June 30, 2026, it ranks No. 171 of 4,232 U.S. banks by total assets. The Naugatuck Church Street Branch at 333 Church St dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Naugatuck Church Street Branch333 Church St, 06770
M&T Bank Bank · 1
M&T Bank has 1 branch in Naugatuck, 109 across Connecticut and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Naugatuck Stop And Shop Branch at 727 Rubber Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Naugatuck Stop And Shop Branch727 Rubber Ave, 06770
Santander Bank · 1
Santander has 1 branch in Naugatuck, 108 across Connecticut and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Naugatuck Branch at 733 Rubber Ave dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Naugatuck Branch733 Rubber Ave, 06770
Banking in Naugatuck: the local picture
Short answer: 4 banks run 7 branches in Naugatuck according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Naugatuck, 1 elsewhere in Connecticut and 2 out of state, according to the FDIC.
The bank with the longest record here is Liberty Bank, operating since 1825 according to the FDIC. In FDIC branch records, the longest-running branch is Ion Bank's office at 251 Church St, dating to 1870; the newest is Ion Bank's at 543 Rubber Ave, from 2011.
None of the 7 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Naugatuck, and where the nearest one is if they do not.
Short answer: No branches in Naugatuck: Chase (nearest in Cheshire, 8 mi), Wells Fargo (nearest in Prospect, 4 mi), Bank of America (nearest in Waterbury, 7 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Waterbury, 4 mi), BMO.
| Bank | In Naugatuck | Nearest branch if none here |
|---|---|---|
| Chase | None | Cheshire, 8 miles away |
| Wells Fargo | None | Prospect, 4 miles away |
| Bank of America | None | Waterbury, 7 miles away |
| PNC Bank | None | none in Connecticut |
| U.S. Bank | None | none in Connecticut |
| Truist | None | none in Connecticut |
| Fifth Third Bank | None | none in Connecticut |
| Huntington | None | none in Connecticut |
| Regions Bank | None | none in Connecticut |
| TD Bank | None | Waterbury, 4 miles away |
| BMO | None | none in Connecticut |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Naugatuck to the nearest branch in Connecticut.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Naugatuck residents like anyone else.
Banks near Naugatuck
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Prospect (4 miles) and Middlebury (4 miles). Waterbury, 5 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Prospect, CT | 4 mi | 3 | 3 |
| Banks in Middlebury, CT | 4 mi | 3 | 3 |
| Banks in Waterbury, CT | 5 mi | 9 | 20 |
| Banks in Oxford, CT | 6 mi | 2 | 2 |
| Banks in Seymour, CT | 6 mi | 5 | 5 |
| Banks in Watertown, CT | 7 mi | 6 | 6 |
| Banks in Cheshire, CT | 8 mi | 8 | 9 |
| Banks in Southbury, CT | 8 mi | 9 | 10 |
Bank branch openings and closings in Naugatuck
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Naugatuck between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Naugatuck
Short answer: 1 institution has its main office in Naugatuck: Ion Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Ion Bank | Bank | $2.78 billion | 4 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Naugatuck by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Naugatuck offices.
Short answer: M&T Bank is the largest bank with offices in Naugatuck, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. Santander is second with $103.96 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Liberty Bank | $9.38 billion | No. 171 | 1 | Middletown, CT |
| Ion Bank | $2.78 billion | No. 463 | 4 | Naugatuck, CT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Naugatuck: FAQ
How many banks are in Naugatuck, CT?
Naugatuck has 4 banks with 7 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Naugatuck?
Ion Bank, with 4. M&T Bank has 1 and Santander has 1.
Is there a Ion Bank in Naugatuck, CT?
Yes. FDIC data lists 4 Ion Bank branches in Naugatuck as of September 5, 2026, the main office at 251 Church St. Its branches are listed under Ion Bank above, with the address and directions for each.
Is there a M&T Bank in Naugatuck, CT?
Yes. FDIC data lists 1 M&T Bank branch in Naugatuck as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Santander in Naugatuck, CT?
Yes. FDIC data lists 1 Santander branch in Naugatuck as of September 5, 2026. The address and directions are under Santander above.
Is there a Chase in Naugatuck, CT?
No. FDIC data lists no Chase branch in Naugatuck as of September 5, 2026. The nearest is in Cheshire, about 8 miles away in a straight line.
Which banks are headquartered in Naugatuck?
Ion Bank has its main office in Naugatuck, according to the FDIC.
What is the oldest bank in Naugatuck?
Liberty Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1825.
Did any bank branches open or close in Naugatuck in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Naugatuck?
Nearby cities with more banks include Prospect, Middlebury, Waterbury. Prospect is 4 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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