US Bank Directory

Banks in Pawcatuck, CT

2 FDIC-insured banks operate 2 offices in Pawcatuck, Connecticut, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Pawcatuck

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Pawcatuck, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Pawcatuck

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Beacon Bank and Trust and Chelsea Groton Bank have the most locations in Pawcatuck, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Beacon Bank and Trust 1 branch · main office Boston, MA Bank · 1

Beacon Bank and Trust has 1 branch in Pawcatuck, 18 across Connecticut and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Pawcatuck Branch at 445 Liberty St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pawcatuck Branch
    445 Liberty St, 06379
    Hours: see the bank's site
Beacon Bank and Trust: profile, branches and contacts
Charter Oak Credit Union 1 office · main office Waterford, CT Credit union · 1

Charter Oak Credit Union has 1 office in Pawcatuck, 15 across Connecticut. It is based in Waterford, CT and $1.70 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Pawcatuck
    20 Liberty St, 06379
    (860) 535-5888Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Charter Oak Credit Union: profile, branches and contacts
Chelsea Groton Bank 1 branch · main office Groton, CT Bank · 1

Chelsea Groton Bank has 1 branch in Pawcatuck, 14 across Connecticut and 14 nationwide. FDIC records list its main office in Groton, CT and show it operating since 1854. With $1.75 billion in total assets on June 30, 2026, it ranks No. 658 of 4,232 U.S. banks by total assets. The Pawcatuck Branch at 116 W Broad St dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pawcatuck Branch
    116 W Broad St, 06379
    Hours: see the bank's site
Chelsea Groton Bank: profile, branches and contacts
Coreplus Credit Union 1 office · main office Norwich, CT Credit union · 1

Coreplus Credit Union has 1 office in Pawcatuck, 12 across Connecticut. It is based in Norwich, CT and $671.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Pawcatuck
    38 S Broad St, 06379
    (860) 599-5379Today 9:30 am to 4:30 pm
    All hours

    Mon to Thu 9:30 am to 4:30 pm; Fri 9:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Coreplus Credit Union: profile, branches and contacts

Join a credit union in Pawcatuck

2 credit unions have 2 offices here: Charter Oak Credit Union and Coreplus Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pawcatuck page has every office in the state's directory.

Banking in Pawcatuck: the local picture

Short answer: 2 banks run 2 branches in Pawcatuck according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Pawcatuck, 1 elsewhere in Connecticut and 1 out of state, according to the FDIC.

The bank with the longest record here is Chelsea Groton Bank, operating since 1854 according to the FDIC. In FDIC branch records, the longest-running branch is Chelsea Groton Bank's office at 116 W Broad St, dating to 1964; the newest is Beacon Bank and Trust's at 445 Liberty St, from 2009.

2 credit unions have 2 offices in Pawcatuck, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Pawcatuck

Short answer: 1 of the 2 Pawcatuck locations with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Pawcatuck, and where the nearest one is if they do not.

Short answer: No branches in Pawcatuck: Chase (nearest in Groton, 11 mi), Wells Fargo (nearest in Old Saybrook, 29 mi), Bank of America (nearest in Groton, 11 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Colchester, 28 mi), BMO.

BankIn PawcatuckNearest branch if none here
ChaseNoneGroton, 11 miles away
Wells FargoNoneOld Saybrook, 29 miles away
Bank of AmericaNoneGroton, 11 miles away
PNC BankNonenone in Connecticut
U.S. BankNonenone in Connecticut
TruistNonenone in Connecticut
Fifth Third BankNonenone in Connecticut
HuntingtonNonenone in Connecticut
Regions BankNonenone in Connecticut
TD BankNoneColchester, 28 miles away
BMONonenone in Connecticut

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pawcatuck to the nearest branch in Connecticut.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pawcatuck residents like anyone else.

Banks near Pawcatuck

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Stonington (5 miles) and Mystic (6 miles). Norwich, 16 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Pawcatuck

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Pawcatuck between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Pawcatuck by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pawcatuck offices.

Short answer: Beacon Bank and Trust is the largest bank with offices in Pawcatuck, with $22.20 billion in total assets on June 30, 2026, No. 98 among U.S. banks by total assets. Chelsea Groton Bank is second with $1.75 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Beacon Bank and Trust$22.20 billionNo. 981Boston, MA
Chelsea Groton Bank$1.75 billionNo. 6581Groton, CT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pawcatuck: FAQ

How many banks are in Pawcatuck, CT?

Pawcatuck has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Pawcatuck?

Beacon Bank and Trust, with 1. Chelsea Groton Bank has 1.

Is there a Beacon Bank and Trust in Pawcatuck, CT?

Yes. FDIC data lists 1 Beacon Bank and Trust branch in Pawcatuck as of September 5, 2026. The address and directions are under Beacon Bank and Trust above.

Is there a Chelsea Groton Bank in Pawcatuck, CT?

Yes. FDIC data lists 1 Chelsea Groton Bank branch in Pawcatuck as of September 5, 2026. The address and directions are under Chelsea Groton Bank above.

Is there a Chase in Pawcatuck, CT?

No. FDIC data lists no Chase branch in Pawcatuck as of September 5, 2026. The nearest is in Groton, about 11 miles away in a straight line.

Which banks in Pawcatuck are open on Saturday?

Coreplus Credit Union publishes Saturday hours for one or more Pawcatuck locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Pawcatuck?

Chelsea Groton Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1854.

Which credit unions can I join in Pawcatuck?

Charter Oak Credit Union and Coreplus Credit Union have offices in Pawcatuck. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Pawcatuck in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Pawcatuck?

Nearby cities with more banks include Stonington, Mystic, Groton. Stonington is 5 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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