US Bank Directory

Banks in Mystic, CT

6 FDIC-insured banks operate 7 offices in Mystic, Connecticut, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Mystic

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 8 locations in Mystic, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Mystic

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chelsea Groton Bank has the most locations in Mystic, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chelsea Groton Bank 2 branches · main office Groton, CT Bank · 2

Chelsea Groton Bank has 2 branches in Mystic, 14 across Connecticut and 14 nationwide. FDIC records list its main office in Groton, CT and show it operating since 1854. With $1.75 billion in total assets on June 30, 2026, it ranks No. 658 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mystic location is the Mystic Branch at 2 Water St, dating to 1858; the newest, at 50 N Stonington Rd, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

  • Mystic Branch
    2 Water St, 06355
    Hours: see the bank's site
  • Mystic Autobank Express Branch
    50 N Stonington Rd, 06355
    Hours: see the bank's site
Chelsea Groton Bank: profile, branches and contacts
Bank of England 1 branch · main office England, AR Bank · 1

Bank of England has 1 branch in Mystic, 4 across Connecticut and 151 nationwide. FDIC records list its main office in England, AR and show it operating since 1898. With $332.3 million in total assets on June 30, 2026, it ranks No. 2,339 of 4,232 U.S. banks by total assets. The Bank Of England Mortgage Branch at 232 Greenmanville Ave Ste 2-1 dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bank Of England Mortgage Branch
    232 Greenmanville Ave Ste 2-1, 06355
    Hours: see the bank's site
Bank of England: profile, branches and contacts
Charter Oak Credit Union 1 office · main office Waterford, CT Credit union · 1

Charter Oak Credit Union has 1 office in Mystic, 15 across Connecticut. It is based in Waterford, CT and $1.70 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Mystic
    4 Hendel Dr, 06355
    (860) 446-8085Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Charter Oak Credit Union: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Mystic, 30 across Connecticut and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Mystic Branch at 23 Broadway Ave dates to 1935 in FDIC branch records. It opens on Saturday.

  • Mystic Branch
    23 Broadway Ave, 06355
    (860) 572-8571Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Liberty Bank 1 branch · main office Middletown, CT Bank · 1

Liberty Bank has 1 branch in Mystic, 50 across Connecticut and 51 nationwide. FDIC records list its main office in Middletown, CT and show it operating since 1825. With $9.38 billion in total assets on June 30, 2026, it ranks No. 171 of 4,232 U.S. banks by total assets. The Mystic Branch at 27 Coogan Blvd dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Liberty Bank: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Mystic, 109 across Connecticut and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Mystic Packer Branch at 12 Roosevelt Ave dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

M&T Bank: profile, branches and contacts
The Washington Trust Company, of Westerly 1 branch · main office Westerly, RI Bank · 1

The Washington Trust Company, of Westerly has 1 branch in Mystic, 2 across Connecticut and 30 nationwide. FDIC records list its main office in Westerly, RI and show it operating since 1800. With $6.55 billion in total assets on June 30, 2026, it ranks No. 236 of 4,232 U.S. banks by total assets. The Mcquade'S Mystic Branch at 14 Clara Dr dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mcquade'S Mystic Branch
    14 Clara Dr, 06355
    Hours: see the bank's site
The Washington Trust Company, of Westerly: profile, branches and contacts

Join a credit union in Mystic

1 credit union has 1 office here: Charter Oak Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mystic page has every office in the state's directory.

Banking in Mystic: the local picture

Short answer: 6 banks run 7 branches in Mystic according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Mystic, 2 elsewhere in Connecticut and 4 out of state, according to the FDIC.

The bank with the longest record here is The Washington Trust Company, of Westerly, operating since 1800 according to the FDIC. In FDIC branch records, the longest-running branch is Chelsea Groton Bank's office at 2 Water St, dating to 1858; the newest is Bank of England's at 232 Greenmanville Ave Ste 2-1, from 2018.

The only credit union with an office here is Charter Oak Credit Union.

Of the 2 locations with published hours. 2 open on Saturday. 6 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Mystic

Short answer: 2 of the 2 Mystic locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Mystic, and where the nearest one is if they do not.

Short answer: No branches in Mystic: Chase (nearest in Groton, 5 mi), Wells Fargo (nearest in Old Saybrook, 22 mi), Bank of America (nearest in Groton, 5 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Colchester, 24 mi), BMO.

BankIn MysticNearest branch if none here
ChaseNoneGroton, 5 miles away
Wells FargoNoneOld Saybrook, 22 miles away
Bank of AmericaNoneGroton, 5 miles away
PNC BankNonenone in Connecticut
U.S. BankNonenone in Connecticut
TruistNonenone in Connecticut
Fifth Third BankNonenone in Connecticut
HuntingtonNonenone in Connecticut
Regions BankNonenone in Connecticut
TD BankNoneColchester, 24 miles away
BMONonenone in Connecticut

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mystic to the nearest branch in Connecticut.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mystic residents like anyone else.

Banks near Mystic

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Stonington (4 miles) and Groton (5 miles). Groton, 5 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Mystic

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mystic between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Mystic by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mystic offices.

Short answer: Citizens is the largest bank with offices in Mystic, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Citizens$232.52 billionNo. 201Providence, RI
M&T Bank$218.79 billionNo. 211Buffalo, NY
Liberty Bank$9.38 billionNo. 1711Middletown, CT
The Washington Trust Company, of Westerly$6.55 billionNo. 2361Westerly, RI
Chelsea Groton Bank$1.75 billionNo. 6582Groton, CT
Bank of England$332.3 millionNo. 2,3391England, AR

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mystic: FAQ

How many banks are in Mystic, CT?

Mystic has 6 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Mystic?

Chelsea Groton Bank, with 2. Citizens has 1 and M&T Bank has 1.

Is there a Chelsea Groton Bank in Mystic, CT?

Yes. FDIC data lists 2 Chelsea Groton Bank branches in Mystic as of September 5, 2026. Its branches are listed under Chelsea Groton Bank above, with the address and directions for each.

Is there a Citizens in Mystic, CT?

Yes. FDIC data lists 1 Citizens branch in Mystic as of September 5, 2026. The address and directions are under Citizens above.

Is there a M&T Bank in Mystic, CT?

Yes. FDIC data lists 1 M&T Bank branch in Mystic as of September 5, 2026. The address and directions are under M&T Bank above.

Is there a Chase in Mystic, CT?

No. FDIC data lists no Chase branch in Mystic as of September 5, 2026. The nearest is in Groton, about 5 miles away in a straight line.

Which banks in Mystic are open on Saturday?

Citizens and Charter Oak Credit Union publish Saturday hours for one or more Mystic locations. The Saturday section above lists each one with its hours. 6 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Mystic?

The Washington Trust Company, of Westerly has the longest record among banks with a branch here: the FDIC shows it operating since 1800.

Which credit unions can I join in Mystic?

Charter Oak Credit Union has an office in Mystic. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Mystic in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mystic?

Nearby cities with more banks include Stonington, Groton, Pawcatuck. Stonington is 4 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 7 branches: Citizens)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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