NCUA-insured credit union
Charter Oak — Waterford, CT
Credit Union headquartered in Waterford, Connecticut.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 1055 Hartford Tpke Waterford, CT 06385 |
| County | Southeastern CT |
| Website | not published in NCUA data |
| Phone | (860) 446-8085 |
NCUA record
| NCUA Charter | 3413 |
| Federal Reserve RSSD ID | 595579 |
| Status | Active |
| Charter type | 1 (NCUA) |
| Financials as of | March 31, 2026 |
How to find your Charter Oak routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
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Offices
| Waterford Headquarters main office Waterford, CT |
1055 Hartford Tpke, 06385 (860) 446-8085 LOBBY HOURS Mon. ? Thurs. 9:00 am ? 5:00 pm Friday 9:00 am ? 6:00 pm Saturday 9:00 am ? 12:00 pm DRIVE-UP AND CALL CENTER HOURS Mon. ? Wed. 8:00 am ? 5:00 pm Thurs. ? Fri. 8:00 am ? 6:00 pm Saturday 9:00 am ? 1:00 pm |
| Dayville Dayville, CT |
589 Hartford Pike, 06241 (860) 774-0469 Mon - Thurs 9:00 am - 5:00 pm Fri 9:00 am - 6:00 pm |
| Killingly High School Dayville, CT |
226 Putnam Pike, 06241 (860) 446-8085 Monday,Wednesday,Friday 10:30-2:30 |
| Fitch High School Groton, CT |
101 Groton Long Point Rd, 06340 (860) 446-8085 Mon, Wed, Fri 10:30 am - 2:00 pm |
| Chicago Avenue Groton, CT |
32 Chicago Ave, 06340 (860) 446-8085 Mon-Fri 9:00am - 4:30 pm |
| Mystic Mystic, CT |
4 Hendel Dr, 06355 (860) 446-8085 Monday - Thursday 9am - 5pmFriday 9am - 6pmSaturday 9am - 12pm |
| Eb/New London New London, CT |
50 Pequot Ave, 06320 (860) 446-8085 Monday, Wednesday, Friday 8:30 - 4:30 |
| Niantic Niantic, CT |
335 Main St, 06357 (860) 446-8085 Mon -- Fri 9:00 am - 5:00 pm |
| Norwich Norwich, CT |
1 Connecticut Ave, 06360 (860) 887-9256 Mon - Fri 9:00 am - 5:00 pm |
| Pawcatuck Pawcatuck, CT |
20 Liberty St, 06379 (860) 535-5888 Mon - Fri 9:00 am - 5:00 pm |
| Putnam Putnam, CT |
7 Providence Pike, 06260 (860) 446-8085 Lobby Mon=Fri 9-5Drive up Mon-Thur 8-5Fri 8=6Sat 9-12 |
| Mohegan Sun Uncasville, CT |
1 Mohegan Sun Blvd, 06382 (860) 446-8085 Monday - Thursday: 8 a.m. - 5 p.m.Friday: 8 a.m. - 6 p.m.Saturday: 9 a.m. - 12 noon |
15 offices in total. Browse them by city through the state pages.
Where Charter Oak has offices
Cities with the most Charter Oak offices
Largest credit unions headquartered elsewhere in Connecticut
| American Eagle Financial East Hartford | $2.76 billion |
| Connecticut State Employees Hartford | $2.70 billion |
| Sikorsky Financial Stratford | $1.44 billion |
| Connex North Haven | $1.04 billion |
| Nutmeg State Financial Rocky Hill | $885.23 million |
| Coreplus Norwich | $671.26 million |
| Dutch Point Wethersfield | $560.02 million |
| Mutual Security Shelton | $379.10 million |
Compare before you open an account: today's CD and savings rates, the CD calculator and the savings calculator.
