US Bank Directory

Banks in West Sacramento, CA

6 FDIC-insured banks operate 8 offices in West Sacramento, California, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: West Sacramento

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 11 locations in West Sacramento, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in West Sacramento

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America and Citizens Business Bank have the most locations in West Sacramento, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 2 branches · main office Charlotte, NC Bank · 2

Bank of America has 2 branches in West Sacramento, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Sacramento location is the West Sacramento Branch at 1511 W Capitol Ave, dating to 1959; the newest, at 2130 Town Center Plz, to 2006. None of its 2 West Sacramento locations with published hours lists Saturday hours.

  • West Sacramento Branch
    1511 W Capitol Ave, 95691
    (916) 321-4931Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Town Center Plaza Branch
    2130 Town Center Plz, 95691
    (916) 617-2309Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Citizens Business Bank Citizens Business Bank, National Association · 2 branches · main office Ontario, CA Bank · 2

Citizens Business Bank has 2 branches in West Sacramento, 87 across California and 87 nationwide. FDIC records list its main office in Ontario, CA and show it operating since 1974. With $21.18 billion in total assets on June 30, 2026, it ranks No. 103 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Sacramento location is the West Sacramento Branch at 725 Riverpoint Ct, dating to 2005; the newest, at 1550 Harbor Blvd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • Headquarters Office
    1550 Harbor Blvd, 95691
    Hours: see the bank's site
  • West Sacramento Branch
    725 Riverpoint Ct, 95605
    Hours: see the bank's site
Citizens Business Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in West Sacramento, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The West Capitol And Jefferson Branch at 1380 W Capitol Ave dates to 2011 in FDIC branch records. It opens on Saturday.

  • West Capitol And Jefferson Branch
    1380 W Capitol Ave, 95691
    (916) 373-9357Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
First Northern Bank of Dixon 1 branch · main office Dixon, CA Bank · 1

First Northern Bank of Dixon has 1 branch in West Sacramento, 21 across California and 21 nationwide. FDIC records list its main office in Dixon, CA and show it operating since 1910. With $1.93 billion in total assets on June 30, 2026, it ranks No. 623 of 4,232 U.S. banks by total assets. The West Sacramento Branch at 1300 Harbor Blvd dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • West Sacramento Branch
    1300 Harbor Blvd, 95691
    Hours: see the bank's site
First Northern Bank of Dixon: profile, branches and contacts
Postcity Financial Credit Union 1 office · main office Long Beach, CA Credit union · 1

Postcity Financial Credit Union has 1 office in West Sacramento, 3 across California. It is based in Long Beach, CA and $78.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • West Sacramento
    3775 Industrial Blvd, 95799
    (916) 921-5050Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Postcity Financial Credit Union: profile, branches and contacts
Safe Credit Union 1 office · main office Folsom, CA Credit union · 1

Safe Credit Union has 1 office in West Sacramento, 19 across California. It is based in Folsom, CA and $4.45 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • West Sacramento
    2105 Town Center Plz Ste F100, 95691
    (916) 979-7233Today 10 am to 6 pm
    All hours

    Mon to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Safe Credit Union: profile, branches and contacts
the Golden 1 Credit Union 1 office · main office Sacramento, CA Credit union · 1

the Golden 1 Credit Union has 1 office in West Sacramento, 63 across California. It is based in Sacramento, CA and $21.74 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • West Sacramento
    772 Ikea Ct, 95605
    (916) 732-2900Today 10 am to 5 pm
    All hours

    Mon to Fri 10 am to 5 pm; Sat 10 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

the Golden 1 Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in West Sacramento, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The West Sacramento Branch at 1401 Merkley Ave dates to 1926 in FDIC branch records. Its published hours do not list Saturday.

  • West Sacramento Branch
    1401 Merkley Ave, 95691
    (916) 371-1010Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in West Sacramento, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Southport Town Center Branch at 2140 Town Center Plz dates to 2005 in FDIC branch records. It opens on Saturday.

  • Southport Town Center Branch
    2140 Town Center Plz, 95691
    (916) 376-5680Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in West Sacramento

3 credit unions have 3 offices here: the Golden 1 Credit Union, Safe Credit Union and Postcity Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in West Sacramento page has every office in the state's directory.

Banking in West Sacramento: the local picture

Short answer: 6 banks run 8 branches in West Sacramento according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in West Sacramento, 2 elsewhere in California and 4 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 1401 Merkley Ave, dating to 1926; the newest is Chase's at 1380 W Capitol Ave, from 2011.

3 credit unions have 3 offices in West Sacramento, according to the NCUA. Who can join each one is on the credit unions page.

Of the 8 locations with published hours. 4 open on Saturday. 3 locations have no published hours in these sources.

Banks by ZIP code in West Sacramento

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 95691 has the most bank and credit union offices in West Sacramento (8), followed by 95605 (2) and 95799 (1). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
9569187Bank of America, Chase, Citizens Business Bank
9560522Citizens Business Bank, the Golden 1 Credit Union
9579911Postcity Financial Credit Union

Banks and credit unions open on Saturday in West Sacramento

Short answer: 4 of the 8 West Sacramento locations with published hours open on Saturday, run by 4 institutions.

  • Chase: 1 of 1 branch (1380 W Capitol Ave: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 1 branch (2140 Town Center Plz: Saturday 9 am to 2 pm)
  • the Golden 1 Credit Union: 1 of 1 office (772 Ikea Ct: Saturday 10 am to 2 pm)
  • Safe Credit Union: 1 of 1 office (2105 Town Center Plz Ste F100: Saturday 10 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in West Sacramento, and where the nearest one is if they do not.

Short answer: In West Sacramento: Chase (1), Wells Fargo (1), Bank of America (2), U.S. Bank (1). No branches in West Sacramento: PNC Bank (nearest in Sacramento, 9 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 54 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Sacramento, 2 mi).

BankIn West SacramentoNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
Bank of America2 brancheshere
U.S. Bank1 branchhere
PNC BankNoneSacramento, 9 miles away
TruistNonenone in California
Fifth Third BankNoneWalnut Creek, 54 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneSacramento, 2 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Sacramento to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Sacramento residents like anyone else.

Banks near West Sacramento

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sacramento (5 miles) and Davis (11 miles). Sacramento, 5 miles away, has the most banks nearby: 31.

Bank branch openings and closings in West Sacramento

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in West Sacramento between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in West Sacramento by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Sacramento offices.

Short answer: Chase is the largest bank with offices in West Sacramento, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 22Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Citizens Business Bank$21.18 billionNo. 1032Ontario, CA
First Northern Bank of Dixon$1.93 billionNo. 6231Dixon, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in West Sacramento: FAQ

How many banks are in West Sacramento, CA?

West Sacramento has 6 banks with 8 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in West Sacramento?

Bank of America, with 2. Citizens Business Bank has 2 and Chase has 1.

Is there a Bank of America in West Sacramento, CA?

Yes. FDIC data lists 2 Bank of America branches in West Sacramento as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.

Is there a Citizens Business Bank in West Sacramento, CA?

Yes. FDIC data lists 2 Citizens Business Bank branches in West Sacramento as of September 5, 2026. Its branches are listed under Citizens Business Bank above, with the address and directions for each.

Is there a Chase in West Sacramento, CA?

Yes. FDIC data lists 1 Chase branch in West Sacramento as of September 5, 2026. The address and directions are under Chase above.

Is there a PNC Bank in West Sacramento, CA?

No. FDIC data lists no PNC Bank branch in West Sacramento as of September 5, 2026. The nearest is in Sacramento, about 9 miles away in a straight line.

Which banks in West Sacramento are open on Saturday?

Chase, Wells Fargo, the Golden 1 Credit Union and Safe Credit Union publish Saturday hours for one or more West Sacramento locations. The Saturday section above lists each one with its hours. 3 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in West Sacramento?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in West Sacramento?

the Golden 1 Credit Union, Safe Credit Union and Postcity Financial Credit Union have offices in West Sacramento. Check each credit union's membership rules before you apply.

Did any bank branches open or close in West Sacramento in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near West Sacramento?

Nearby cities with more banks include Sacramento, Davis, Carmichael. Sacramento is 5 miles away with 31 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 8 branches: Bank of America, Chase, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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