US Bank Directory

Banks in Rancho Cordova, CA

8 FDIC-insured banks operate 8 offices in Rancho Cordova, California, and 3 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Rancho Cordova

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 10 locations in Rancho Cordova, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Rancho Cordova

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 8 banks share the most locations in Rancho Cordova, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Rancho Cordova, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Cordova Village Branch at 10607 Folsom Blvd dates to 1956 in FDIC branch records. It opens on Saturday.

  • Cordova Village Branch
    10607 Folsom Blvd, 95670
    (916) 861-9408Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Rancho Cordova, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Sunrise Blvd And Douglas Rd Branch at 4026 Sunrise Blvd dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sunrise Blvd And Douglas Rd Branch
    4026 Sunrise Blvd, 95742
    Hours: see the bank's site
Chase: profile, branches and contacts
First Bank 1 branch · main office St. Louis, MO Bank · 1

First Bank has 1 branch in Rancho Cordova, 45 across California and 76 nationwide. FDIC records list its main office in St. Louis, MO and show it operating since 1906. With $6.65 billion in total assets on June 30, 2026, it ranks No. 234 of 4,232 U.S. banks by total assets. The Rancho Cordova Branch at 3101 Zinfandel Dr dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Rancho Cordova Branch
    3101 Zinfandel Dr, 95670
    Hours: see the bank's site
First Bank: profile, branches and contacts
First Northern Bank of Dixon 1 branch · main office Dixon, CA Bank · 1

First Northern Bank of Dixon has 1 branch in Rancho Cordova, 21 across California and 21 nationwide. FDIC records list its main office in Dixon, CA and show it operating since 1910. With $1.93 billion in total assets on June 30, 2026, it ranks No. 623 of 4,232 U.S. banks by total assets. The Rancho Cordova Branch at 2901 Sunrise Blvd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Rancho Cordova Branch
    2901 Sunrise Blvd, 95742
    Hours: see the bank's site
First Northern Bank of Dixon: profile, branches and contacts
Five Star Bank 1 branch · main office Roseville, CA Bank · 1

Five Star Bank has 1 branch in Rancho Cordova, 10 across California and 9 nationwide. FDIC records list its main office in Roseville, CA and show it operating since 1999. With $5.38 billion in total assets on June 30, 2026, it ranks No. 276 of 4,232 U.S. banks by total assets. The Five Star Bank - Rancho Cordova Office Branch at 3100 Zinfandel Dr dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Five Star Bank - Rancho Cordova Office Branch
    3100 Zinfandel Dr, 95670
    Hours: see the bank's site
Five Star Bank: profile, branches and contacts
the Golden 1 Credit Union 1 office · main office Sacramento, CA Credit union · 1

the Golden 1 Credit Union has 1 office in Rancho Cordova, 63 across California. It is based in Sacramento, CA and $21.74 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Rancho Cordova
    11099 Olson Dr Ste 3, 95670
    (916) 732-2900Today 10 am to 5 pm
    All hours

    Mon to Fri 10 am to 5 pm; Sat 9 am to 3 pm; Sun not published

    Hours: NCUA, March 31, 2026

the Golden 1 Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Rancho Cordova, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Rancho Cordova Zinfandel Branch at 3217 Zinfandel Dr dates to 2008 in FDIC branch records. It opens on Saturday.

  • Rancho Cordova Zinfandel Branch
    3217 Zinfandel Dr, 95670
    (916) 631-4456Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Ukrainian Credit Union 1 office · main office Rochester, NY Credit union · 1

Ukrainian Credit Union has 1 office in Rancho Cordova, 2 across California. It is based in Rochester, NY and $422.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Rancho Cordova Branch
    11088 Olson Dr Ste E, 95670
    (916) 894-0822Today 9:30 am to 5 pm
    All hours

    Mon to Wed 9:30 am to 5 pm; Thu to Fri 9:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Ukrainian Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Rancho Cordova, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Gold River Branch at 2010 Gold Field Dr dates to 1955 in FDIC branch records. It opens on Saturday.

  • Gold River Branch
    2010 Gold Field Dr, 95670
    (916) 852-1033Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Westamerica Bank 1 branch · main office San Rafael, CA Bank · 1

Westamerica Bank has 1 branch in Rancho Cordova, 75 across California and 75 nationwide. FDIC records list its main office in San Rafael, CA and show it operating since 1884. With $5.77 billion in total assets on June 30, 2026, it ranks No. 258 of 4,232 U.S. banks by total assets. The Rancho Cordova Branch at 2893 Sunrise Blvd dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Rancho Cordova Branch
    2893 Sunrise Blvd, 95742
    Hours: see the bank's site
Westamerica Bank: profile, branches and contacts
Heritage Community Credit Union 0 offices · main office Rancho Cordova, CA Credit union · 0

Heritage Community Credit Union has 0 officees in Rancho Cordova, 4 across California. It is based in Rancho Cordova, CA and $282.6 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Heritage Community Credit Union: profile, branches and contacts

Join a credit union in Rancho Cordova

3 credit unions have 2 offices here: the Golden 1 Credit Union, Ukrainian Credit Union and Heritage Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rancho Cordova page has every office in the state's directory.

Banking in Rancho Cordova: the local picture

Short answer: 8 banks run 8 branches in Rancho Cordova according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Rancho Cordova, 3 elsewhere in California and 5 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 2010 Gold Field Dr, dating to 1955; the newest is First Northern Bank of Dixon's at 2901 Sunrise Blvd, from 2019.

3 credit unions have 2 offices in Rancho Cordova, according to the NCUA. Who can join each one is on the credit unions page.

Of the 5 locations with published hours. 5 open on Saturday. 5 locations have no published hours in these sources.

Banks by ZIP code in Rancho Cordova

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 95670 has the most bank and credit union offices in Rancho Cordova (7), followed by 95742 (3). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
9567077Bank of America, First Bank, Five Star Bank
9574233Chase, First Northern Bank of Dixon, Westamerica Bank

Banks and credit unions open on Saturday in Rancho Cordova

Short answer: 5 of the 5 Rancho Cordova locations with published hours open on Saturday, run by 5 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Rancho Cordova, and where the nearest one is if they do not.

Short answer: In Rancho Cordova: Chase (1), Wells Fargo (1), Bank of America (1), U.S. Bank (1). No branches in Rancho Cordova: PNC Bank (nearest in Sacramento, 6 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 64 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Carmichael, 4 mi).

BankIn Rancho CordovaNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
Bank of America1 branchhere
U.S. Bank1 branchhere
PNC BankNoneSacramento, 6 miles away
TruistNonenone in California
Fifth Third BankNoneWalnut Creek, 64 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneCarmichael, 4 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rancho Cordova to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rancho Cordova residents like anyone else.

Banks near Rancho Cordova

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gold River (2 miles) and Carmichael (4 miles). Sacramento, 10 miles away, has the most banks nearby: 31.

Bank branch openings and closings in Rancho Cordova

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rancho Cordova between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Rancho Cordova

Short answer: 1 institution has its main office in Rancho Cordova: Heritage Community Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Heritage Community Credit UnionCredit union$282.6 million0

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Rancho Cordova by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rancho Cordova offices.

Short answer: Chase is the largest bank with offices in Rancho Cordova, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
First Bank$6.65 billionNo. 2341St. Louis, MO
Westamerica Bank$5.77 billionNo. 2581San Rafael, CA
Five Star Bank$5.38 billionNo. 2761Roseville, CA
First Northern Bank of Dixon$1.93 billionNo. 6231Dixon, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rancho Cordova: FAQ

How many banks are in Rancho Cordova, CA?

Rancho Cordova has 8 banks with 8 branches and 3 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Rancho Cordova?

Chase, with 1. Bank of America has 1 and Wells Fargo has 1.

Is there a Chase in Rancho Cordova, CA?

Yes. FDIC data lists 1 Chase branch in Rancho Cordova as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Rancho Cordova, CA?

Yes. FDIC data lists 1 Bank of America branch in Rancho Cordova as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Rancho Cordova, CA?

Yes. FDIC data lists 1 Wells Fargo branch in Rancho Cordova as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a PNC Bank in Rancho Cordova, CA?

No. FDIC data lists no PNC Bank branch in Rancho Cordova as of September 5, 2026. The nearest is in Sacramento, about 6 miles away in a straight line.

Which banks in Rancho Cordova are open on Saturday?

Bank of America, Wells Fargo, U.S. Bank and the Golden 1 Credit Union and 1 more publish Saturday hours for one or more Rancho Cordova locations. The Saturday section above lists each one with its hours. 5 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Rancho Cordova?

Heritage Community Credit Union has its main office in Rancho Cordova, according to the FDIC and the NCUA.

What is the oldest bank in Rancho Cordova?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Rancho Cordova?

the Golden 1 Credit Union, Ukrainian Credit Union and Heritage Community Credit Union have offices in Rancho Cordova. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Rancho Cordova in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Rancho Cordova?

Nearby cities with more banks include Gold River, Carmichael, Citrus Heights. Gold River is 2 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 8 branches: Bank of America, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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