US Bank Directory
Banks in Citrus Heights, CA
8 FDIC-insured banks operate 9 offices in Citrus Heights, California, and 4 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Citrus Heights
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 14 locations in Citrus Heights, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Citrus Heights
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo has the most locations in Citrus Heights, with 2. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Safe Credit Union Credit union · 2
Safe Credit Union has 2 officees in Citrus Heights, 19 across California. It is based in Folsom, CA and $4.45 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Citrus Heights locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Citrus Heights7475 Madison Ave, 95610
All hours
Mon to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Sunrise7601 Sunrise Blvd, 95610
All hours
Mon to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Citrus Heights, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Citrus Heights location is the Auburn & Linden Branch at 8477 Auburn Blvd, dating to 1912; the newest, at 6047 Sunrise Blvd, to 1975. All 2 of its Citrus Heights locations with published hours open on Saturday.
-
Sacramento Sunrise Branch6047 Sunrise Blvd, 95610
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
-
Auburn & Linden Branch8477 Auburn Blvd, 95610
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Citrus Heights, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Sunrise Center Branch at 7850 Kingswood Dr dates to 1971 in FDIC branch records. It opens on Saturday.
-
Sunrise Center Branch7850 Kingswood Dr, 95610
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 1
BMO has 1 branch in Citrus Heights, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Citrus Heights Branch at 7381 Greenback Ln dates to 1921 in FDIC branch records. Its published hours do not list Saturday.
-
Citrus Heights Branch7381 Greenback Ln, 95621
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Citrus Heights, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Sunrise Branch at 5801 Sunrise Blvd dates to 1988 in FDIC branch records. It opens on Saturday.
-
Sunrise Branch5801 Sunrise Blvd, 95610
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in Citrus Heights, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Citrus Heights at 5610 Sunrise Blvd dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Citrus Heights5610 Sunrise Blvd, 95610
El Dorado Savings Bank, F.S.B. Bank · 1
El Dorado Savings Bank, F.S.B. has 1 branch in Citrus Heights, 31 across California and 35 nationwide. FDIC records list its main office in Placerville, CA and show it operating since 1956. With $2.44 billion in total assets on June 30, 2026, it ranks No. 512 of 4,232 U.S. banks by total assets. The Citrus Heights Branch at 7895 Lichen Dr dates to 1956 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Citrus Heights Branch7895 Lichen Dr, 95621
Patelco Credit Union Credit union · 1
Patelco Credit Union has 1 office in Citrus Heights, 36 across California. It is based in Dublin, CA and $9.62 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Citrus Heights6100 Birdcage Centre Ln Ste 125, 95610
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
River City Bank Bank · 1
River City Bank has 1 branch in Citrus Heights, 9 across California and 9 nationwide. FDIC records list its main office in Sacramento, CA and show it operating since 1963. With $6.04 billion in total assets on June 30, 2026, it ranks No. 251 of 4,232 U.S. banks by total assets. The Sunrise Branch at 5650 Sunrise Blvd dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Sunrise Branch5650 Sunrise Blvd, 95610
the Golden 1 Credit Union Credit union · 1
the Golden 1 Credit Union has 1 office in Citrus Heights, 63 across California. It is based in Sacramento, CA and $21.74 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Sunrise5901 Sunrise Blvd, 95610
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Citrus Heights, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Sunrise Mall Branch at 6199 Sunrise Mall dates to 1972 in FDIC branch records. It opens on Saturday.
-
Sunrise Mall Branch6199 Sunrise Mall, 95610
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Ukrainian Credit Union Credit union · 1
Ukrainian Credit Union has 1 office in Citrus Heights, 2 across California. It is based in Rochester, NY and $422.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Citrus Heights Branch7084 Auburn Blvd Ste 100, 95621
All hours
Mon to Wed 9:30 am to 5 pm; Thu to Fri 9:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Citrus Heights
4 credit unions have 5 offices here: Safe Credit Union, the Golden 1 Credit Union, Patelco Credit Union and Ukrainian Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Citrus Heights page has every office in the state's directory.
Banking in Citrus Heights: the local picture
Short answer: 8 banks run 9 branches in Citrus Heights according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Citrus Heights, 2 elsewhere in California and 6 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 8477 Auburn Blvd, dating to 1912; the newest is Chase's at 5801 Sunrise Blvd, from 1988.
4 credit unions have 5 offices in Citrus Heights, according to the NCUA. Who can join each one is on the credit unions page.
Of the 11 locations with published hours. 10 open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Citrus Heights
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 95610 has the most bank and credit union offices in Citrus Heights (11), followed by 95621 (3). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 95610 | 11 | 9 | Safe Credit Union, Wells Fargo, Bank of America |
| 95621 | 3 | 3 | BMO, El Dorado Savings Bank, F.S.B., Ukrainian Credit Union |
Banks and credit unions open on Saturday in Citrus Heights
Short answer: 10 of the 11 Citrus Heights locations with published hours open on Saturday, run by 8 institutions.
- Wells Fargo: 2 of 2 branches (6047 Sunrise Blvd: Saturday 9 am to 2 pm, and 1 more)
- Chase: 1 of 1 branch (5801 Sunrise Blvd: Saturday 9 am to 2 pm)
- Bank of America: 1 of 1 branch (7850 Kingswood Dr: Saturday 9 am to 4 pm)
- U.S. Bank: 1 of 1 branch (6199 Sunrise Mall: Saturday 9 am to 1 pm)
- Safe Credit Union: 2 of 2 offices (7475 Madison Ave: Saturday 10 am to 2 pm, and 1 more)
- the Golden 1 Credit Union: 1 of 1 office (5901 Sunrise Blvd: Saturday 10 am to 3 pm)
- Patelco Credit Union: 1 of 1 office (6100 Birdcage Centre Ln Ste 125: Saturday 10 am to 2 pm)
- Ukrainian Credit Union: 1 of 1 office (7084 Auburn Blvd Ste 100: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Citrus Heights, and where the nearest one is if they do not.
Short answer: In Citrus Heights: Chase (1), Wells Fargo (2), Bank of America (1), U.S. Bank (1), BMO (1). No branches in Citrus Heights: PNC Bank (nearest in Roseville, 5 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 69 mi), Huntington, Regions Bank, TD Bank.
| Bank | In Citrus Heights | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| PNC Bank | None | Roseville, 5 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Walnut Creek, 69 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Citrus Heights to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Citrus Heights residents like anyone else.
Banks near Citrus Heights
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Orangevale (4 miles) and Carmichael (4 miles). Roseville, 5 miles away, has the most banks nearby: 23.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Orangevale, CA | 4 mi | 2 | 2 |
| Banks in Carmichael, CA | 4 mi | 4 | 4 |
| Banks in Gold River, CA | 4 mi | 3 | 3 |
| Banks in Roseville, CA | 5 mi | 23 | 36 |
| Banks in Rancho Cordova, CA | 6 mi | 8 | 8 |
| Banks in Folsom, CA | 7 mi | 12 | 16 |
| Banks in Granite Bay, CA | 7 mi | 2 | 2 |
| Banks in Rocklin, CA | 8 mi | 6 | 7 |
Bank branch openings and closings in Citrus Heights
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Citrus Heights between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Citrus Heights by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Citrus Heights offices.
Short answer: Chase is the largest bank with offices in Citrus Heights, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| River City Bank | $6.04 billion | No. 251 | 1 | Sacramento, CA |
| El Dorado Savings Bank, F.S.B. | $2.44 billion | No. 512 | 1 | Placerville, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Citrus Heights: FAQ
How many banks are in Citrus Heights, CA?
Citrus Heights has 8 banks with 9 branches and 4 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Citrus Heights?
Wells Fargo, with 2. Chase has 1 and Bank of America has 1.
Is there a Wells Fargo in Citrus Heights, CA?
Yes. FDIC data lists 2 Wells Fargo branches in Citrus Heights as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Chase in Citrus Heights, CA?
Yes. FDIC data lists 1 Chase branch in Citrus Heights as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Citrus Heights, CA?
Yes. FDIC data lists 1 Bank of America branch in Citrus Heights as of September 5, 2026. The address and directions are under Bank of America above.
Is there a PNC Bank in Citrus Heights, CA?
No. FDIC data lists no PNC Bank branch in Citrus Heights as of September 5, 2026. The nearest is in Roseville, about 5 miles away in a straight line.
Which banks in Citrus Heights are open on Saturday?
Wells Fargo, Chase, Bank of America and U.S. Bank and 4 more publish Saturday hours for one or more Citrus Heights locations. The Saturday section above lists each one with its hours. 3 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Citrus Heights?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in Citrus Heights?
Safe Credit Union, the Golden 1 Credit Union, Patelco Credit Union and Ukrainian Credit Union have offices in Citrus Heights. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Citrus Heights in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Citrus Heights?
Nearby cities with more banks include Orangevale, Carmichael, Gold River. Orangevale is 4 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 9 branches: BMO, Bank of America, Chase, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds