US Bank Directory
Banks in Twentynine Palms, CA
2 FDIC-insured banks operate 2 offices in Twentynine Palms, California, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Twentynine Palms
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Twentynine Palms, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Twentynine Palms
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank and Columbia Bank have the most locations in Twentynine Palms, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Twentynine Palms, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Twentynine Palms Branch at 73700 Gorgonio Dr dates to 1985 in FDIC branch records. Its published hours do not list Saturday.
-
Twentynine Palms Branch73700 Gorgonio Dr, 92277
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
Frontwave Credit Union Credit union · 1
Frontwave Credit Union has 1 office in Twentynine Palms, 18 across California. It is based in Oceanside, CA and $1.76 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Twentynine Palms 002Bldg. 1515, Mcagcc, 92278
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Navy Federal Credit Union Credit union · 1
Navy Federal Credit Union has 1 office in Twentynine Palms, 54 across California. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Twentynine Palms Ca4920 Adobe Rd, 92277
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Twentynine Palms, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Twentynine Palms Branch at 6325 Adobe Rd dates to 1892 in FDIC branch records. Its published hours do not list Saturday.
-
Twentynine Palms Branch6325 Adobe Rd, 92277
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Twentynine Palms
2 credit unions have 2 offices here: Navy Federal Credit Union and Frontwave Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Twentynine Palms page has every office in the state's directory.
Banking in Twentynine Palms: the local picture
Short answer: 2 banks run 2 branches in Twentynine Palms according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Twentynine Palms and 2 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 6325 Adobe Rd, dating to 1892; the newest is Columbia Bank's at 73700 Gorgonio Dr, from 1985.
2 credit unions have 2 offices in Twentynine Palms, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday.
Banks by ZIP code in Twentynine Palms
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 92277 has the most bank and credit union offices in Twentynine Palms (3), followed by 92278 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 92277 | 3 | 3 | Columbia Bank, Navy Federal Credit Union, U.S. Bank |
| 92278 | 1 | 1 | Frontwave Credit Union |
Credit unions open on Saturday in Twentynine Palms
Short answer: 2 of the 4 Twentynine Palms locations with published hours open on Saturday, run by 2 institutions.
- Navy Federal Credit Union: 1 of 1 office (4920 Adobe Rd: Saturday 9 am to 2 pm)
- Frontwave Credit Union: 1 of 1 office (Bldg. 1515, Mcagcc: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Twentynine Palms, and where the nearest one is if they do not.
Short answer: In Twentynine Palms: U.S. Bank (1). No branches in Twentynine Palms: Chase (nearest in Yucca Valley, 21 mi), Wells Fargo (nearest in Yucca Valley, 21 mi), Bank of America (nearest in Palm Desert, 30 mi), PNC Bank (nearest in Desert Hot Springs, 28 mi), Truist, Fifth Third Bank (nearest in Rancho Cucamonga, 85 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Indian Wells, 34 mi).
| Bank | In Twentynine Palms | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Yucca Valley, 21 miles away |
| Wells Fargo | None | Yucca Valley, 21 miles away |
| Bank of America | None | Palm Desert, 30 miles away |
| PNC Bank | None | Desert Hot Springs, 28 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Rancho Cucamonga, 85 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Indian Wells, 34 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Twentynine Palms to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Twentynine Palms residents like anyone else.
Banks near Twentynine Palms
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Yucca Valley (21 miles) and Desert Hot Springs (29 miles). Palm Desert, 32 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Yucca Valley, CA | 21 mi | 5 | 5 |
| Banks in Desert Hot Springs, CA | 29 mi | 3 | 3 |
| Banks in Indio, CA | 31 mi | 7 | 11 |
| Banks in Coachella, CA | 32 mi | 3 | 3 |
| Banks in Palm Desert, CA | 32 mi | 10 | 20 |
| Banks in La Quinta, CA | 33 mi | 6 | 6 |
| Banks in Cathedral City, CA | 33 mi | 5 | 5 |
| Banks in Rancho Mirage, CA | 34 mi | 5 | 6 |
Bank branch openings and closings in Twentynine Palms
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Twentynine Palms between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Twentynine Palms by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Twentynine Palms offices.
Short answer: U.S. Bank is the largest bank with offices in Twentynine Palms, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Columbia Bank is second with $65.37 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Twentynine Palms: FAQ
How many banks are in Twentynine Palms, CA?
Twentynine Palms has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Twentynine Palms?
U.S. Bank, with 1. Columbia Bank has 1.
Is there a U.S. Bank in Twentynine Palms, CA?
Yes. FDIC data lists 1 U.S. Bank branch in Twentynine Palms as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Columbia Bank in Twentynine Palms, CA?
Yes. FDIC data lists 1 Columbia Bank branch in Twentynine Palms as of September 5, 2026. The address and directions are under Columbia Bank above.
Is there a Chase in Twentynine Palms, CA?
No. FDIC data lists no Chase branch in Twentynine Palms as of September 5, 2026. The nearest is in Yucca Valley, about 21 miles away in a straight line.
Which banks in Twentynine Palms are open on Saturday?
Navy Federal Credit Union and Frontwave Credit Union publish Saturday hours for one or more Twentynine Palms locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Twentynine Palms?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Twentynine Palms?
Navy Federal Credit Union and Frontwave Credit Union have offices in Twentynine Palms. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Twentynine Palms in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Twentynine Palms?
Nearby cities with more banks include Yucca Valley, Desert Hot Springs, Indio. Yucca Valley is 21 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 2 branches: Columbia Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds