US Bank Directory

Banks in Cathedral City, CA

5 FDIC-insured banks operate 5 offices in Cathedral City, California.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Cathedral City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Cathedral City, according to the FDIC. 5 of them have coordinates on record and are on the map. 3 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cathedral City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Cathedral City, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Banc of California 1 branch · main office Los Angeles, CA Bank · 1

Banc of California has 1 branch in Cathedral City, 83 across California and 87 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1982. With $34.90 billion in total assets on June 30, 2026, it ranks No. 62 of 4,232 U.S. banks by total assets. The Cathedral City Branch at 30855 Date Palm Dr dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cathedral City Branch
    30855 Date Palm Dr, 92234
    Hours: see the bank's site
Banc of California: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Cathedral City, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Date Palm & Ramon Branch at 69135 Ramon Rd dates to 1954 in FDIC branch records. It opens on Saturday.

  • Date Palm & Ramon Branch
    69135 Ramon Rd, 92234
    (760) 904-6908Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Mechanics Bank 1 branch · main office Walnut Creek, CA Bank · 1

Mechanics Bank has 1 branch in Cathedral City, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Palm Springs/Cathedral City Branch at 67760 E Palm Canyon Dr dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Palm Springs/Cathedral City Branch
    67760 E Palm Canyon Dr, 92234
    Hours: see the bank's site
Mechanics Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Cathedral City, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Cathedral City Branch at 35950 Date Palm Dr dates to 1892 in FDIC branch records. It opens on Saturday.

  • Cathedral City Branch
    35950 Date Palm Dr, 92234
    (760) 770-4001Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Cathedral City, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Cathedral City Branch at 69020 Ramon Rd dates to 2001 in FDIC branch records. Its published hours do not list Saturday.

  • Cathedral City Branch
    69020 Ramon Rd, 92234
    (442) 300-9871Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Banking in Cathedral City: the local picture

Short answer: 5 banks run 5 branches in Cathedral City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Cathedral City, 2 elsewhere in California and 3 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 35950 Date Palm Dr, dating to 1892; the newest is Mechanics Bank's at 67760 E Palm Canyon Dr, from 2023.

Of the 3 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Cathedral City

Short answer: 2 of the 3 Cathedral City locations with published hours open on Saturday, run by 2 institutions.

  • Bank of America: 1 of 1 branch (69135 Ramon Rd: Saturday 9 am to 4 pm)
  • U.S. Bank: 1 of 1 branch (35950 Date Palm Dr: Saturday 9 am to 1 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cathedral City, and where the nearest one is if they do not.

Short answer: In Cathedral City: Wells Fargo (1), Bank of America (1), U.S. Bank (1). No branches in Cathedral City: Chase (nearest in Palm Springs, 3 mi), PNC Bank (nearest in Palm Springs, 5 mi), Truist, Fifth Third Bank (nearest in Escondido, 59 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Indian Wells, 8 mi).

BankIn Cathedral CityNearest branch if none here
Wells Fargo1 branchhere
Bank of America1 branchhere
U.S. Bank1 branchhere
ChaseNonePalm Springs, 3 miles away
PNC BankNonePalm Springs, 5 miles away
TruistNonenone in California
Fifth Third BankNoneEscondido, 59 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneIndian Wells, 8 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cathedral City to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cathedral City residents like anyone else.

Banks near Cathedral City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Palm Springs (4 miles) and Rancho Mirage (5 miles). Palm Desert, 7 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Cathedral City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cathedral City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cathedral City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cathedral City offices.

Short answer: Bank of America is the largest bank with offices in Cathedral City, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Banc of California$34.90 billionNo. 621Los Angeles, CA
Mechanics Bank$21.25 billionNo. 1021Walnut Creek, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cathedral City: FAQ

How many banks are in Cathedral City, CA?

Cathedral City has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Cathedral City?

Bank of America, with 1. Wells Fargo has 1 and U.S. Bank has 1.

Is there a Bank of America in Cathedral City, CA?

Yes. FDIC data lists 1 Bank of America branch in Cathedral City as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Cathedral City, CA?

Yes. FDIC data lists 1 Wells Fargo branch in Cathedral City as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a U.S. Bank in Cathedral City, CA?

Yes. FDIC data lists 1 U.S. Bank branch in Cathedral City as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Chase in Cathedral City, CA?

No. FDIC data lists no Chase branch in Cathedral City as of September 5, 2026. The nearest is in Palm Springs, about 3 miles away in a straight line.

Which banks in Cathedral City are open on Saturday?

Bank of America and U.S. Bank publish Saturday hours for one or more Cathedral City locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Cathedral City?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Did any bank branches open or close in Cathedral City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cathedral City?

Nearby cities with more banks include Palm Springs, Rancho Mirage, Palm Desert. Palm Springs is 4 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (3 of 5 branches: Bank of America, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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