US Bank Directory
Banks in Rancho Mirage, CA
5 FDIC-insured banks operate 6 offices in Rancho Mirage, California, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Rancho Mirage
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Rancho Mirage, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Rancho Mirage
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase has the most locations in Rancho Mirage, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 2
Chase has 2 branches in Rancho Mirage, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rancho Mirage location is the Rancho Mirage Branch at 36101 Bob Hope Dr, dating to 2007; the newest, at 71939 Highway 111, to 2020. Its published hours do not list Saturday.
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Rancho Mirage Branch36101 Bob Hope Dr, 92270
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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The River At Bob Hope Branch71939 Highway 111, 92270
Altura Credit Union Credit union · 1
Altura Credit Union has 1 office in Rancho Mirage, 24 across California. It is based in Riverside, CA and $2.67 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Rancho Mirage Branch 272877 Dinah Shore Dr Ste 100, 92270
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Rancho Mirage, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Rancho Mirage Branch at 71799 Highway 111 dates to 1886 in FDIC branch records. Its published hours do not list Saturday.
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Rancho Mirage Branch71799 Highway 111, 92270
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
California Bank of Commerce Bank · 1
California Bank of Commerce has 1 branch in Rancho Mirage, 14 across California and 14 nationwide. FDIC records list its main office in San Diego, CA and show it operating since 2001. With $4.02 billion in total assets on June 30, 2026, it ranks No. 334 of 4,232 U.S. banks by total assets. The Rancho Mirage Branch at 40101 Monterey Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rancho Mirage Branch40101 Monterey Ave, 92270
Provident Savings Bank, F.S.B. Bank · 1
Provident Savings Bank, F.S.B. has 1 branch in Rancho Mirage, 14 across California and 14 nationwide. FDIC records list its main office in Riverside, CA and show it operating since 1956. With $1.21 billion in total assets on June 30, 2026, it ranks No. 892 of 4,232 U.S. banks by total assets. The 71-991 Highway 111 Branch at 71991 Highway 111 dates to 1956 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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71-991 Highway 111 Branch71991 Highway 111, 92270
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Rancho Mirage, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Rancho Mirage Branch at 42350 Bob Hope Dr dates to 1979 in FDIC branch records. Its published hours do not list Saturday.
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Rancho Mirage Branch42350 Bob Hope Dr, 92270
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Rancho Mirage
1 credit union has 1 office here: Altura Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rancho Mirage page has every office in the state's directory.
Banking in Rancho Mirage: the local picture
Short answer: 5 banks run 6 branches in Rancho Mirage according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Rancho Mirage, 2 elsewhere in California and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 71799 Highway 111, dating to 1886; the newest is Chase's at 71939 Highway 111, from 2020.
The only credit union with an office here is Altura Credit Union.
Of the 4 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Rancho Mirage
Short answer: 1 of the 4 Rancho Mirage locations with published hours opens on Saturday, run by 1 institution.
- Altura Credit Union: 1 of 1 office (72877 Dinah Shore Dr Ste 100: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Rancho Mirage, and where the nearest one is if they do not.
Short answer: In Rancho Mirage: Chase (2), Wells Fargo (1), Bank of America (1). No branches in Rancho Mirage: PNC Bank (nearest in Palm Desert, 2 mi), U.S. Bank (nearest in Palm Desert, 1 mi), Truist, Fifth Third Bank (nearest in Escondido, 58 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Indian Wells, 3 mi).
| Bank | In Rancho Mirage | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | None | Palm Desert, 2 miles away |
| U.S. Bank | None | Palm Desert, 1 mile away |
| Truist | None | none in California |
| Fifth Third Bank | None | Escondido, 58 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Indian Wells, 3 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rancho Mirage to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rancho Mirage residents like anyone else.
Banks near Rancho Mirage
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Palm Desert (3 miles) and Indian Wells (3 miles). Palm Desert, 3 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Palm Desert, CA | 3 mi | 10 | 20 |
| Banks in Indian Wells, CA | 3 mi | 3 | 3 |
| Banks in Cathedral City, CA | 5 mi | 5 | 5 |
| Banks in La Quinta, CA | 7 mi | 6 | 6 |
| Banks in Palm Springs, CA | 9 mi | 9 | 14 |
| Banks in Indio, CA | 10 mi | 7 | 11 |
| Banks in Coachella, CA | 13 mi | 3 | 3 |
| Banks in Desert Hot Springs, CA | 15 mi | 3 | 3 |
Bank branch openings and closings in Rancho Mirage
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rancho Mirage between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Rancho Mirage by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rancho Mirage offices.
Short answer: Chase is the largest bank with offices in Rancho Mirage, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| California Bank of Commerce | $4.02 billion | No. 334 | 1 | San Diego, CA |
| Provident Savings Bank, F.S.B. | $1.21 billion | No. 892 | 1 | Riverside, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rancho Mirage: FAQ
How many banks are in Rancho Mirage, CA?
Rancho Mirage has 5 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Rancho Mirage?
Chase, with 2. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in Rancho Mirage, CA?
Yes. FDIC data lists 2 Chase branches in Rancho Mirage as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Rancho Mirage, CA?
Yes. FDIC data lists 1 Bank of America branch in Rancho Mirage as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Rancho Mirage, CA?
Yes. FDIC data lists 1 Wells Fargo branch in Rancho Mirage as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Rancho Mirage, CA?
No. FDIC data lists no PNC Bank branch in Rancho Mirage as of September 5, 2026. The nearest is in Palm Desert, about 2 miles away in a straight line.
Which banks in Rancho Mirage are open on Saturday?
Altura Credit Union publishes Saturday hours for one or more Rancho Mirage locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Rancho Mirage?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Rancho Mirage?
Altura Credit Union has an office in Rancho Mirage. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Rancho Mirage in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rancho Mirage?
Nearby cities with more banks include Palm Desert, Indian Wells, Cathedral City. Palm Desert is 3 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 6 branches: Bank of America, Chase, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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