US Bank Directory
Banks in Los Banos, CA
5 FDIC-insured banks operate 5 offices in Los Banos, California, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Los Banos
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Los Banos, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Los Banos
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Los Banos, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Los Banos, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Los Banos Branch at 556 I St dates to 1921 in FDIC branch records. Its published hours do not list Saturday.
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Los Banos Branch556 I St, 93635
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Los Banos, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Los Banos Branch at 550 K St dates to 1963 in FDIC branch records. It opens on Saturday.
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Los Banos Branch550 K St, 93635
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Mechanics Bank Bank · 1
Mechanics Bank has 1 branch in Los Banos, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Los Banos Branch at 601 I St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Los Banos Branch601 I St, 93635
Merced School Employees Credit Union Credit union · 1
Merced School Employees Credit Union has 1 office in Los Banos, 8 across California. It is based in Merced, CA and $897.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Msefcu Los Banos1890 S Mercy Springs Rd, 93635
All hours
Mon to Thu 8:30 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Los Banos, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Los Banos Branch at 461 J St dates to 1921 in FDIC branch records. It opens on Saturday.
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Los Banos Branch461 J St, 93635
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Westamerica Bank Bank · 1
Westamerica Bank has 1 branch in Los Banos, 75 across California and 75 nationwide. FDIC records list its main office in San Rafael, CA and show it operating since 1884. With $5.77 billion in total assets on June 30, 2026, it ranks No. 258 of 4,232 U.S. banks by total assets. The Los Banos Branch at 953 W Pacheco Blvd dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Los Banos Branch953 W Pacheco Blvd, 93635
Join a credit union in Los Banos
1 credit union has 1 office here: Merced School Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Los Banos page has every office in the state's directory.
Banking in Los Banos: the local picture
Short answer: 5 banks run 5 branches in Los Banos according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Los Banos, 2 elsewhere in California and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 461 J St, dating to 1921; the newest is Mechanics Bank's at 601 I St, from 2009.
The only credit union with an office here is Merced School Employees Credit Union.
Of the 4 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Los Banos
Short answer: 2 of the 4 Los Banos locations with published hours open on Saturday, run by 2 institutions.
- Chase: 1 of 1 branch (550 K St: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (461 J St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Los Banos, and where the nearest one is if they do not.
Short answer: In Los Banos: Chase (1), Wells Fargo (1), Bank of America (1). No branches in Los Banos: PNC Bank (nearest in Atwater, 24 mi), U.S. Bank (nearest in Turlock, 30 mi), Truist, Fifth Third Bank (nearest in Salinas, 48 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Newman, 20 mi).
| Bank | In Los Banos | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | None | Atwater, 24 miles away |
| U.S. Bank | None | Turlock, 30 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Salinas, 48 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Newman, 20 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Los Banos to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Los Banos residents like anyone else.
Banks near Los Banos
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Newman (20 miles) and Hilmar (24 miles). Turlock, 31 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Newman, CA | 20 mi | 2 | 2 |
| Banks in Hilmar, CA | 24 mi | 2 | 2 |
| Banks in Atwater, CA | 25 mi | 5 | 5 |
| Banks in Firebaugh, CA | 26 mi | 2 | 2 |
| Banks in Merced, CA | 27 mi | 9 | 10 |
| Banks in Turlock, CA | 31 mi | 13 | 17 |
| Banks in Patterson, CA | 32 mi | 5 | 5 |
| Banks in Hollister, CA | 34 mi | 6 | 7 |
Bank branch openings and closings in Los Banos
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Los Banos between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Los Banos by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Los Banos offices.
Short answer: Chase is the largest bank with offices in Los Banos, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Mechanics Bank | $21.25 billion | No. 102 | 1 | Walnut Creek, CA |
| Westamerica Bank | $5.77 billion | No. 258 | 1 | San Rafael, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Los Banos: FAQ
How many banks are in Los Banos, CA?
Los Banos has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Los Banos?
Chase, with 1. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in Los Banos, CA?
Yes. FDIC data lists 1 Chase branch in Los Banos as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Los Banos, CA?
Yes. FDIC data lists 1 Bank of America branch in Los Banos as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Los Banos, CA?
Yes. FDIC data lists 1 Wells Fargo branch in Los Banos as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Los Banos, CA?
No. FDIC data lists no PNC Bank branch in Los Banos as of September 5, 2026. The nearest is in Atwater, about 24 miles away in a straight line.
Which banks in Los Banos are open on Saturday?
Chase and Wells Fargo publish Saturday hours for one or more Los Banos locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Los Banos?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Los Banos?
Merced School Employees Credit Union has an office in Los Banos. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Los Banos in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Los Banos?
Nearby cities with more banks include Newman, Hilmar, Atwater. Newman is 20 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 5 branches: Bank of America, Chase, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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