US Bank Directory
Banks in Lodi, CA
14 FDIC-insured banks operate 21 offices in Lodi, California, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lodi
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 25 locations in Lodi, according to the FDIC and the NCUA. 25 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
25 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lodi
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Farmers & Merchants Bank of Central California has the most locations in Lodi, with 6. It is followed by Wells Fargo (2), Bank of Stockton (2). 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers & Merchants Bank of Central California Bank · 6
Farmers & Merchants Bank of Central California has 6 branches in Lodi, 34 across California and 34 nationwide. FDIC records list its main office in Lodi, CA and show it operating since 1916. With $5.83 billion in total assets on June 30, 2026, it ranks No. 257 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lodi location is its main office at 121 W Pine St, dating to 1916; the newest, at 1387 S Lower Sacramento Rd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office121 W Pine St, 95240
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Vineyard Branch1020 W Kettleman Ln, 95240
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Lodi Avenue Auto Branch121 W Lodi Ave, 95240
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Vintner Square Branch1387 S Lower Sacramento Rd, 95242
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Woodlake Plaza Office Branch2401 W Turner Rd, 95242
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Lodi Grape Festival Seasonal Branch413 E Lockeford St, 95240
Bank of Stockton Bank · 2
Bank of Stockton has 2 branches in Lodi, 21 across California and 21 nationwide. FDIC records list its main office in Stockton, CA and show it operating since 1867. With $4.99 billion in total assets on June 30, 2026, it ranks No. 290 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lodi location is the Lodi Branch at 120 W Walnut St, dating to 1965; the newest, at 1102 W Kettleman Ln, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Kettleman Lane Branch1102 W Kettleman Ln, 95240
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Lodi Branch120 W Walnut St, 95240
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Lodi, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lodi location is the Lodi Branch at 120 W Lodi Ave, dating to 1967; the newest, at 701 S Ham Ln, to 1983. 1 of its 2 Lodi locations with published hours open on Saturday.
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Lodi Branch120 W Lodi Ave, 95240
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Lodi Vineyard Branch701 S Ham Ln, 95242
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
BAC Community Bank Bank · 1
BAC Community Bank has 1 branch in Lodi, 8 across California and 8 nationwide. FDIC records list its main office in Stockton, CA and show it operating since 1965. With $761.9 million in total assets on June 30, 2026, it ranks No. 1,311 of 4,232 U.S. banks by total assets. The Lodi Branch at 1610 W Kettleman Ln dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lodi Branch1610 W Kettleman Ln, 95242
Bank of America Bank · 1
Bank of America has 1 branch in Lodi, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The The Vineyard Branch at 700 W Kettleman Ln dates to 1979 in FDIC branch records. It opens on Saturday.
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The Vineyard Branch700 W Kettleman Ln, 95240
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 1
BMO has 1 branch in Lodi, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Lodi Branch at 229 S Church St dates to 1921 in FDIC branch records. Its published hours do not list Saturday.
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Lodi Branch229 S Church St, 95240
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Central State Credit Union Credit union · 1
Central State Credit Union has 1 office in Lodi, 4 across California. It is based in Stockton, CA and $255.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lodi'S Branch363 S Lower Sacramento Rd, 95242
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Lodi, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lodi Branch at 2445 W Kettleman Ln dates to 2002 in FDIC branch records. It opens on Saturday.
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Lodi Branch2445 W Kettleman Ln, 95242
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Citizens Business Bank Bank · 1
Citizens Business Bank has 1 branch in Lodi, 87 across California and 87 nationwide. FDIC records list its main office in Ontario, CA and show it operating since 1974. With $21.18 billion in total assets on June 30, 2026, it ranks No. 103 of 4,232 U.S. banks by total assets. The Lodi Branch at 1540 W Kettleman Ln dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lodi Branch1540 W Kettleman Ln, 95242
Community West Bank Bank · 1
Community West Bank has 1 branch in Lodi, 41 across California and 43 nationwide. FDIC records list its main office in Fresno, CA and show it operating since 1980. With $5.02 billion in total assets on June 30, 2026, it ranks No. 289 of 4,232 U.S. banks by total assets. The Lodi Branch at 1901 W Kettleman Ln dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lodi Branch1901 W Kettleman Ln, 95242
Five Star Bank Bank · 1
Five Star Bank has 1 branch in Lodi, 10 across California and 9 nationwide. FDIC records list its main office in Roseville, CA and show it operating since 1999. With $5.38 billion in total assets on June 30, 2026, it ranks No. 276 of 4,232 U.S. banks by total assets. The Lodi Branch at 3021 Reynolds Ranch Pkwy dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lodi Branch3021 Reynolds Ranch Pkwy, 95240
Mechanics Bank Bank · 1
Mechanics Bank has 1 branch in Lodi, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Lodi Branch at 501 W Kettleman Ln dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lodi Branch501 W Kettleman Ln, 95240
Mokelumne Credit Union Credit union · 1
Mokelumne Credit Union has 1 office in Lodi, 2 across California. It is based in Lodi, CA and $58.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Tienda2310 Tienda Dr Ste 204, 95242
All hours
Mon to Thu 8:30 am to 5:15 pm; Fri 8:45 am to 5:45 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Oak Valley Community Bank Bank · 1
Oak Valley Community Bank has 1 branch in Lodi, 20 across California and 20 nationwide. FDIC records list its main office in Oakdale, CA and show it operating since 1991. With $2.00 billion in total assets on June 30, 2026, it ranks No. 607 of 4,232 U.S. banks by total assets. The Lodi - Downtown Branch at 31 S School St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lodi - Downtown Branch31 S School St, 95240
PNC Bank Bank · 1
PNC Bank has 1 branch in Lodi, 56 across California and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Vineyard Lodi Branch at 1150 W Kettleman Ln dates to 1887 in FDIC branch records. It opens on Saturday.
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Vineyard Lodi Branch1150 W Kettleman Ln, 95240
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Self-help Credit Union Credit union · 1
Self-help Credit Union has 1 office in Lodi, 22 across California. It is based in Durham, NC and $2.41 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lodi504 W Lodi Ave, 95240
All hours
Mon to Thu 9:30 am to 5 pm; Fri 9:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Lodi, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Kettleman Lane Safeway Branch at 2449 W Kettleman Ln dates to 2004 in FDIC branch records. It opens on Saturday.
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Kettleman Lane Safeway Branch2449 W Kettleman Ln, 95242
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Valley Strong Credit Union Credit union · 1
Valley Strong Credit Union has 1 office in Lodi, 31 across California. It is based in Bakersfield, CA and $4.07 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lodi Branch200 S School St, 95240
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lodi
4 credit unions have 4 offices here: Valley Strong Credit Union, Self-help Credit Union, Central State Credit Union and Mokelumne Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lodi page has every office in the state's directory.
Banking in Lodi: the local picture
Short answer: 14 banks run 21 branches in Lodi according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 14 banks, 1 has its main office in Lodi, 7 elsewhere in California and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 1150 W Kettleman Ln, dating to 1887; the newest is Five Star Bank's at 3021 Reynolds Ranch Pkwy, from 2026.
4 credit unions have 4 offices in Lodi, according to the NCUA. Who can join each one is on the credit unions page.
Of the 11 locations with published hours. 5 open on Saturday. 14 locations have no published hours in these sources.
Banks by ZIP code in Lodi
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 95240 has the most bank and credit union offices in Lodi (15), followed by 95242 (10). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 95240 | 15 | 11 | Farmers & Merchants Bank of Central California, Bank of Stockton, BMO |
| 95242 | 10 | 9 | Farmers & Merchants Bank of Central California, BAC Community Bank, Central State Credit Union |
Banks open on Saturday in Lodi
Short answer: 5 of the 11 Lodi locations with published hours open on Saturday, run by 5 institutions.
- Wells Fargo: 1 of 2 branches (120 W Lodi Ave: Saturday 9 am to 2 pm)
- Chase: 1 of 1 branch (2445 W Kettleman Ln: Saturday 9 am to 2 pm)
- Bank of America: 1 of 1 branch (700 W Kettleman Ln: Saturday 9 am to 4 pm)
- U.S. Bank: 1 of 1 branch (2449 W Kettleman Ln: Saturday 10 am to 2 pm)
- PNC Bank: 1 of 1 branch (1150 W Kettleman Ln: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 14 of the 25 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lodi, and where the nearest one is if they do not.
Short answer: In Lodi: Chase (1), Wells Fargo (2), Bank of America (1), PNC Bank (1), U.S. Bank (1), BMO (1). No branches in Lodi: Truist, Fifth Third Bank (nearest in Danville, 44 mi), Huntington, Regions Bank, TD Bank.
| Bank | In Lodi | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| Truist | None | none in California |
| Fifth Third Bank | None | Danville, 44 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lodi to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lodi residents like anyone else.
Banks near Lodi
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lockeford (8 miles) and Stockton (9 miles). Elk Grove, 21 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lockeford, CA | 8 mi | 2 | 2 |
| Banks in Stockton, CA | 9 mi | 13 | 35 |
| Banks in Galt, CA | 10 mi | 3 | 4 |
| Banks in Elk Grove, CA | 21 mi | 15 | 25 |
| Banks in Rio Vista, CA | 22 mi | 2 | 2 |
| Banks in Manteca, CA | 23 mi | 10 | 12 |
| Banks in Oakley, CA | 25 mi | 2 | 2 |
| Banks in Brentwood, CA | 27 mi | 9 | 12 |
Bank branch openings and closings in Lodi
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 2 branch openings in Lodi between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jul 8, 2026 | Opened | Five Star Bank | 3021 Reynolds Ranch Pkwy, 95240 |
| Oct 1, 2025 | Opened | Oak Valley Community Bank | 31 S School St, 95240 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Lodi
Short answer: 2 institutions have their main office in Lodi: Farmers & Merchants Bank of Central California and Mokelumne Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Farmers & Merchants Bank of Central California | Bank | $5.83 billion | 6 |
| Mokelumne Credit Union | Credit union | $58.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lodi by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lodi offices.
Short answer: Chase is the largest bank with offices in Lodi, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 14 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Mechanics Bank | $21.25 billion | No. 102 | 1 | Walnut Creek, CA |
| Citizens Business Bank | $21.18 billion | No. 103 | 1 | Ontario, CA |
| Farmers & Merchants Bank of Central California | $5.83 billion | No. 257 | 6 | Lodi, CA |
| Five Star Bank | $5.38 billion | No. 276 | 1 | Roseville, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lodi: FAQ
How many banks are in Lodi, CA?
Lodi has 14 banks with 21 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lodi?
Farmers & Merchants Bank of Central California, with 6. Wells Fargo has 2 and Bank of Stockton has 2.
Is there a Farmers & Merchants Bank of Central California in Lodi, CA?
Yes. FDIC data lists 6 Farmers & Merchants Bank of Central California branches in Lodi as of September 5, 2026, the main office at 121 W Pine St. Its branches are listed under Farmers & Merchants Bank of Central California above, with the address and directions for each.
Is there a Wells Fargo in Lodi, CA?
Yes. FDIC data lists 2 Wells Fargo branches in Lodi as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Bank of Stockton in Lodi, CA?
Yes. FDIC data lists 2 Bank of Stockton branches in Lodi as of September 5, 2026. Its branches are listed under Bank of Stockton above, with the address and directions for each.
Which banks in Lodi are open on Saturday?
Wells Fargo, Chase, Bank of America and U.S. Bank and 1 more publish Saturday hours for one or more Lodi locations. The Saturday section above lists each one with its hours. 14 of the 25 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lodi?
Farmers & Merchants Bank of Central California and Mokelumne Credit Union have their main office in Lodi, according to the FDIC and the NCUA.
What is the oldest bank in Lodi?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Lodi?
Valley Strong Credit Union, Self-help Credit Union, Central State Credit Union and Mokelumne Credit Union have offices in Lodi. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lodi in the past year?
FDIC branch records show 2 branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lodi?
Nearby cities with more banks include Lockeford, Stockton, Galt. Lockeford is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 21 branches: BMO, Bank of America, Chase, PNC Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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