Banks in Lockeford, CA

Bank branch map: Lockeford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Lockeford, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lockeford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: BMO and Farmers & Merchants Bank of Central California have the most locations in Lockeford, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Lockeford, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Lockeford Branch at 13299 E Highway 88 dates to 1907 in FDIC branch records. Its published hours do not list Saturday.

• Lockeford Branch

  13299 E Highway 88, 95237

  (209) 946-5212Today 10 am to 4 pm

  All hours

  Mon to Thu 10 am to 4 pm; Fri 10 am to 5 pm; Sat to Sun not published

  Hours: BMO branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

BMO: profile, branches and contacts

Farmers & Merchants Bank of Central California 1 branch · main office Lodi, CA Bank · 1

Farmers & Merchants Bank of Central California has 1 branch in Lockeford, 34 across California and 34 nationwide. FDIC records list its main office in Lodi, CA and show it operating since 1916. With $5.83 billion in total assets on June 30, 2026, it ranks No. 257 of 4,232 U.S. banks by total assets. The Lockeford at 18980 N Highway 88 dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lockeford

  18980 N Highway 88, 95237

  Hours: see the bank's site
  DirectionsWebsite

Farmers & Merchants Bank of Central California: profile, branches and contacts

Banking in Lockeford: the local picture

Short answer: 2 banks run 2 branches in Lockeford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Lockeford, 1 elsewhere in California and 1 out of state, according to the FDIC.

The bank with the longest record here is Farmers & Merchants Bank of Central California, operating since 1916 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 13299 E Highway 88, dating to 1907; the newest is Farmers & Merchants Bank of Central California's at 18980 N Highway 88, from 2019.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Lockeford

Short answer: None of the 1 Lockeford location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lockeford, and where the nearest one is if they do not.

Short answer: In Lockeford: BMO (1). No branches in Lockeford: Chase (nearest in Lodi, 9 mi), Wells Fargo (nearest in Lodi, 7 mi), Bank of America (nearest in Lodi, 8 mi), PNC Bank (nearest in Lodi, 8 mi), U.S. Bank (nearest in Lodi, 9 mi), Truist, Fifth Third Bank (nearest in Danville, 52 mi), Huntington, Regions Bank, TD Bank.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lockeford to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lockeford residents like anyone else.

Banks near Lockeford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lodi (8 miles) and Galt (11 miles). Elk Grove, 22 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Lockeford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lockeford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lockeford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lockeford offices.

Short answer: BMO is the largest bank with offices in Lockeford, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Farmers & Merchants Bank of Central California is second with $5.83 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lockeford: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.