US Bank Directory

Banks in Oakley, CA

2 FDIC-insured banks operate 2 offices in Oakley, California.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Oakley

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Oakley, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Oakley

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase and BMO have the most locations in Oakley, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Oakley, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Oakley Branch at 2195 Main St dates to 1949 in FDIC branch records. It opens on Saturday.

  • Oakley Branch
    2195 Main St, 94561
    (925) 625-2211Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Oakley, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Laurel Rd And O'Hara Ave Branch at 978 Laurel Rd dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Laurel Rd And O'Hara Ave Branch
    978 Laurel Rd, 94561
    Hours: see the bank's site
Chase: profile, branches and contacts

Banking in Oakley: the local picture

Short answer: 2 banks run 2 branches in Oakley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Oakley and 2 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 2195 Main St, dating to 1949; the newest is Chase's at 978 Laurel Rd, from 2026.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Oakley

Short answer: 1 of the 1 Oakley location with published hours opens on Saturday, run by 1 institution.

  • BMO: 1 of 1 branch (2195 Main St: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Oakley, and where the nearest one is if they do not.

Short answer: In Oakley: Chase (1), BMO (1). No branches in Oakley: Wells Fargo (nearest in Antioch, 2 mi), Bank of America (nearest in Brentwood, 2 mi), PNC Bank (nearest in Concord, 14 mi), U.S. Bank (nearest in Brentwood, 4 mi), Truist, Fifth Third Bank (nearest in Danville, 19 mi), Huntington, Regions Bank, TD Bank.

BankIn OakleyNearest branch if none here
Chase1 branchhere
BMO1 branchhere
Wells FargoNoneAntioch, 2 miles away
Bank of AmericaNoneBrentwood, 2 miles away
PNC BankNoneConcord, 14 miles away
U.S. BankNoneBrentwood, 4 miles away
TruistNonenone in California
Fifth Third BankNoneDanville, 19 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oakley to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oakley residents like anyone else.

Banks near Oakley

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Brentwood (4 miles) and Antioch (4 miles). Concord, 16 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Oakley

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Oakley between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jul 27, 2026OpenedChase978 Laurel Rd, 94561

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Oakley by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oakley offices.

Short answer: Chase is the largest bank with offices in Oakley, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. BMO is second with $254.97 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
BMO$254.97 billionNo. 161Chicago, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Oakley: FAQ

How many banks are in Oakley, CA?

Oakley has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Oakley?

Chase, with 1. BMO has 1.

Is there a Chase in Oakley, CA?

Yes. FDIC data lists 1 Chase branch in Oakley as of September 5, 2026. The address and directions are under Chase above.

Is there a BMO in Oakley, CA?

Yes. FDIC data lists 1 BMO branch in Oakley as of September 5, 2026. The address and directions are under BMO above.

Is there a Wells Fargo in Oakley, CA?

No. FDIC data lists no Wells Fargo branch in Oakley as of September 5, 2026. The nearest is in Antioch, about 2 miles away in a straight line.

Which banks in Oakley are open on Saturday?

BMO publishes Saturday hours for one or more Oakley locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Oakley?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Did any bank branches open or close in Oakley in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Oakley?

Nearby cities with more banks include Brentwood, Antioch, Pittsburg. Brentwood is 4 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: BMO)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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