US Bank Directory

Banks in Bay Point, CA

2 FDIC-insured banks operate 2 offices in Bay Point, California.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Bay Point

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Bay Point, according to the FDIC. 2 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bay Point

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase and Wells Fargo have the most locations in Bay Point, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Bay Point, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Bailey Rd And W Leland Rd Branch at 670 Bailey Rd dates to 2011 in FDIC branch records. It opens on Saturday.

  • Bailey Rd And W Leland Rd Branch
    670 Bailey Rd, 94565
    (925) 458-4771Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Bay Point, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Oak Hills Center Branch at 660 Bailey Rd dates to 1990 in FDIC branch records. It opens on Saturday.

  • Oak Hills Center Branch
    660 Bailey Rd, 94565
    (925) 458-3962Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Banking in Bay Point: the local picture

Short answer: 2 banks run 2 branches in Bay Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Bay Point and 2 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 660 Bailey Rd, dating to 1990; the newest is Chase's at 670 Bailey Rd, from 2011.

Of the 2 locations with published hours. 2 open on Saturday.

Banks open on Saturday in Bay Point

Short answer: 2 of the 2 Bay Point locations with published hours open on Saturday, run by 2 institutions.

  • Chase: 1 of 1 branch (670 Bailey Rd: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 1 branch (660 Bailey Rd: Saturday 9 am to 2 pm)

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Bay Point, and where the nearest one is if they do not.

Short answer: In Bay Point: Chase (1), Wells Fargo (1). No branches in Bay Point: Bank of America (nearest in Pittsburg, 3 mi), PNC Bank (nearest in Concord, 4 mi), U.S. Bank (nearest in Concord, 4 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 10 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Pittsburg, 3 mi).

BankIn Bay PointNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
Bank of AmericaNonePittsburg, 3 miles away
PNC BankNoneConcord, 4 miles away
U.S. BankNoneConcord, 4 miles away
TruistNonenone in California
Fifth Third BankNoneWalnut Creek, 10 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONonePittsburg, 3 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bay Point to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bay Point residents like anyone else.

Banks near Bay Point

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pittsburg (3 miles) and Concord (6 miles). Walnut Creek, 10 miles away, has the most banks nearby: 28.

Bank branch openings and closings in Bay Point

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bay Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bay Point by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bay Point offices.

Short answer: Chase is the largest bank with offices in Bay Point, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bay Point: FAQ

How many banks are in Bay Point, CA?

Bay Point has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Bay Point?

Chase, with 1. Wells Fargo has 1.

Is there a Chase in Bay Point, CA?

Yes. FDIC data lists 1 Chase branch in Bay Point as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in Bay Point, CA?

Yes. FDIC data lists 1 Wells Fargo branch in Bay Point as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Bank of America in Bay Point, CA?

No. FDIC data lists no Bank of America branch in Bay Point as of September 5, 2026. The nearest is in Pittsburg, about 3 miles away in a straight line.

Which banks in Bay Point are open on Saturday?

Chase and Wells Fargo publish Saturday hours for one or more Bay Point locations. The Saturday section above lists each one with its hours.

What is the oldest bank in Bay Point?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Did any bank branches open or close in Bay Point in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bay Point?

Nearby cities with more banks include Pittsburg, Concord, Pleasant Hill. Pittsburg is 3 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 2 branches: Chase, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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