US Bank Directory

Banks in Live Oak, CA

1 FDIC-insured bank operates 1 office in Live Oak, California.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Live Oak

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Live Oak, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Live Oak

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: SoFi Bank is the only bank with an office in Live Oak. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

SoFi Bank 1 branch · main office Cottonwood Heights, UT Bank · 1

SoFi Bank has 1 branch in Live Oak, 3 across California and 4 nationwide. FDIC records list its main office in Cottonwood Heights, UT and show it operating since 1986. With $56.82 billion in total assets on June 30, 2026, it ranks No. 46 of 4,232 U.S. banks by total assets. The Live Oak Branch at 9960 Live Oak Blvd dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Live Oak Branch
    9960 Live Oak Blvd, 95953
    Hours: see the bank's site
SoFi Bank: profile, branches and contacts

Banking in Live Oak: the local picture

Short answer: 1 bank runs 1 branch in Live Oak according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

SoFi Bank has its main office in Cottonwood Heights, UT, according to the FDIC.

The bank with the longest record here is SoFi Bank, operating since 1986 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Live Oak, and where the nearest one is if they do not.

Short answer: No branches in Live Oak: Chase (nearest in Yuba City, 9 mi), Wells Fargo (nearest in Yuba City, 9 mi), Bank of America (nearest in Yuba City, 9 mi), PNC Bank (nearest in Lincoln, 34 mi), U.S. Bank (nearest in Yuba City, 9 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 97 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Gridley, 6 mi).

BankIn Live OakNearest branch if none here
ChaseNoneYuba City, 9 miles away
Wells FargoNoneYuba City, 9 miles away
Bank of AmericaNoneYuba City, 9 miles away
PNC BankNoneLincoln, 34 miles away
U.S. BankNoneYuba City, 9 miles away
TruistNonenone in California
Fifth Third BankNoneWalnut Creek, 97 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneGridley, 6 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Live Oak to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Live Oak residents like anyone else.

Banks near Live Oak

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Yuba City (9 miles) and Marysville (10 miles). Chico, 34 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Live Oak

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Live Oak between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Live Oak by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Live Oak offices.

Short answer: SoFi Bank is the largest bank with offices in Live Oak, with $56.82 billion in total assets on June 30, 2026, No. 46 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
SoFi Bank$56.82 billionNo. 461Cottonwood Heights, UT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Live Oak: FAQ

How many banks are in Live Oak, CA?

Live Oak has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a SoFi Bank in Live Oak, CA?

Yes. FDIC data lists 1 SoFi Bank branch in Live Oak as of September 5, 2026. The address and directions are under SoFi Bank above.

Is there a Chase in Live Oak, CA?

No. FDIC data lists no Chase branch in Live Oak as of September 5, 2026. The nearest is in Yuba City, about 9 miles away in a straight line.

What is the oldest bank in Live Oak?

SoFi Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1986.

Did any bank branches open or close in Live Oak in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Live Oak?

Nearby cities with more banks include Yuba City, Marysville, Oroville. Yuba City is 9 miles away with 12 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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