US Bank Directory
Banks in Chico, CA
13 FDIC-insured banks operate 26 offices in Chico, California, and 4 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Chico
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 17 banks and credit unions operate 32 locations in Chico, according to the FDIC and the NCUA. 32 of them have coordinates on record and are on the map. 15 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
32 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Chico
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Tri Counties Bank has the most locations in Chico, with 7. It is followed by Chase (2), Bank of America (2), Wells Fargo (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Tri Counties Bank Bank · 7
Tri Counties Bank has 7 branches in Chico, 77 across California and 77 nationwide. FDIC records list its main office in Chico, CA and show it operating since 1975. With $9.93 billion in total assets on June 30, 2026, it ranks No. 162 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chico location is its main office at 63 Constitution Dr, dating to 1975; the newest, at 2483 Notre Dame Blvd, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office63 Constitution Dr, 95973
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Chico Esplanade Branch211 W East Ave, 95926
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Chico Pillsbury Branch2171 Pillsbury Rd, 95926
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Chico South Branch2483 Notre Dame Blvd, 95928
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Chico Park Plaza Branch780 Mangrove Ave, 95926
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Telephone Banking Center Branch890 Fortress St, 95973
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Messenger Service BranchFifth And Salem Streets, 95927
Bank of America Bank · 2
Bank of America has 2 branches in Chico, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chico location is the Chico Main Branch at 400 Broadway St, dating to 1922; the newest, at 801 East Ave, to 1964. 1 of its 2 Chico locations with published hours open on Saturday.
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Chico Main Branch400 Broadway St, 95928
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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North Valley Plaza Branch801 East Ave, 95926
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Chico, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chico location is the Chico Broadway Branch at 200 Broadway St, dating to 1919; the newest, at 850 East Ave, to 2019. It opens on Saturday.
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Chico Broadway Branch200 Broadway St, 95928
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Cohasset Rd & East Ave Branch850 East Ave, 95926
Columbia Bank Bank · 2
Columbia Bank has 2 branches in Chico, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chico location is the Chico Main Branch at 2025 Pillsbury Rd, dating to 1994; the newest, at 372 E 6th St, to 2005. Its published hours do not list Saturday.
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Chico Main Branch2025 Pillsbury Rd, 95926
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
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Chico Cbc372 E 6th St, 95928
Golden Valley Bank Bank · 2
Golden Valley Bank has 2 branches in Chico, 5 across California and 5 nationwide. FDIC records list its main office in Chico, CA and show it operating since 2006. With $604.7 million in total assets on June 30, 2026, it ranks No. 1,553 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chico location is its main office at 190 Cohasset Rd, dating to 2006; the newest, at 196 Cohasset Rd, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office190 Cohasset Rd, 95926
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Administrative Office Branch196 Cohasset Rd, 95926
Mechanics Bank Bank · 2
Mechanics Bank has 2 branches in Chico, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chico location is the South Chico Branch at 2041 Forest Ave, dating to 1990; the newest, at 237 W East Ave, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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South Chico Branch2041 Forest Ave, 95928
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North Chico Branch237 W East Ave, 95926
Rogue Credit Union Credit union · 2
Rogue Credit Union has 2 officees in Chico, 6 across California. It is based in Medford, OR and $4.29 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Chico locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Downtown Chico Branch550 Salem St, 95928
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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East Chico Branch969 East Ave, 95926
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Sierra Central Credit Union Credit union · 2
Sierra Central Credit Union has 2 officees in Chico, 18 across California. It is based in Yuba City, CA and $1.50 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Chico locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Chico East Branch1384 East Ave, 95926
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Chico Branch352 E 1St St, 95928
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Chico, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chico location is the Chico Branch at 260 E 2nd St, dating to 1994; the newest, at 2385 Esplanade, to 2004. None of its 2 Chico locations with published hours lists Saturday hours.
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Chico Esplanade Branch2385 Esplanade, 95926
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Chico Branch260 E 2nd St, 95928
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Chico, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chico location is the Chico Main Branch at 355 Memorial Way, dating to 1962; the newest, at 954 East Ave, to 2000. All 2 of its Chico locations with published hours open on Saturday.
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Chico Main Branch355 Memorial Way, 95926
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Chico East Branch954 East Ave, 95926
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banner Bank Bank · 1
Banner Bank has 1 branch in Chico, 32 across California and 147 nationwide. FDIC records list its main office in Walla Walla, WA and show it operating since 1890. With $16.59 billion in total assets on June 30, 2026, it ranks No. 120 of 4,232 U.S. banks by total assets. The Chico - Notre Dame Blvd at 2485 Notre Dame Blvd dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chico - Notre Dame Blvd2485 Notre Dame Blvd, 95928
BMO Bank · 1
BMO has 1 branch in Chico, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Chico Branch at 1540 Esplanade dates to 2019 in FDIC branch records. Its published hours do not list Saturday.
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Chico Branch1540 Esplanade, 95926
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Column Bank · 1
Column has 1 branch in Chico, 1 across California and 1 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 2006. With $1.77 billion in total assets on June 30, 2026, it ranks No. 653 of 4,232 U.S. banks by total assets. The Chico Branch at 1717 Mangrove Ave dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chico Branch1717 Mangrove Ave, 95926
Five Star Bank Bank · 1
Five Star Bank has 1 branch in Chico, 10 across California and 9 nationwide. FDIC records list its main office in Roseville, CA and show it operating since 1999. With $5.38 billion in total assets on June 30, 2026, it ranks No. 276 of 4,232 U.S. banks by total assets. The Five Star Bank - Chico Office Branch at 1370 E Lassen Ave dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Five Star Bank - Chico Office Branch1370 E Lassen Ave, 95973
Plumas Bank Bank · 1
Plumas Bank has 1 branch in Chico, 18 across California and 20 nationwide. FDIC records list its main office in Quincy, CA and show it operating since 1980. With $2.28 billion in total assets on June 30, 2026, it ranks No. 548 of 4,232 U.S. banks by total assets. The Chico Branch at 900 Mangrove Ave dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chico Branch900 Mangrove Ave, 95926
Self-help Credit Union Credit union · 1
Self-help Credit Union has 1 office in Chico, 22 across California. It is based in Durham, NC and $2.41 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Chico2201 Pillsbury Rd, 95926
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
the Golden 1 Credit Union Credit union · 1
the Golden 1 Credit Union has 1 office in Chico, 63 across California. It is based in Sacramento, CA and $21.74 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Chico239 W 2Nd St Ste 1, 95928
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Chico
4 credit unions have 6 offices here: Rogue Credit Union, Sierra Central Credit Union, the Golden 1 Credit Union and Self-help Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chico page has every office in the state's directory.
Banking in Chico: the local picture
Short answer: 13 banks run 26 branches in Chico according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 2 have their main office in Chico, 3 elsewhere in California and 8 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 200 Broadway St, dating to 1919; the newest is Column's at 1717 Mangrove Ave, from 2026.
4 credit unions have 6 offices in Chico, according to the NCUA. Who can join each one is on the credit unions page.
Of the 15 locations with published hours. 5 open on Saturday. 17 locations have no published hours in these sources.
Banks by ZIP code in Chico
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 95926 has the most bank and credit union offices in Chico (18), followed by 95928 (10) and 95973 (3). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 95926 | 18 | 14 | Tri Counties Bank, Golden Valley Bank, Wells Fargo |
| 95928 | 10 | 10 | Bank of America, Banner Bank, Chase |
| 95973 | 3 | 2 | Tri Counties Bank, Five Star Bank |
| 95927 | 1 | 1 | Tri Counties Bank |
Banks and credit unions open on Saturday in Chico
Short answer: 5 of the 15 Chico locations with published hours open on Saturday, run by 4 institutions.
- Chase: 1 of 2 branches (200 Broadway St: Saturday 9 am to 2 pm)
- Bank of America: 1 of 2 branches (801 East Ave: Saturday 9 am to 4 pm)
- Wells Fargo: 2 of 2 branches (355 Memorial Way: Saturday 9 am to 2 pm, and 1 more)
- the Golden 1 Credit Union: 1 of 1 office (239 W 2Nd St Ste 1: Saturday 10 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 17 of the 32 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Chico, and where the nearest one is if they do not.
Short answer: In Chico: Chase (2), Wells Fargo (2), Bank of America (2), U.S. Bank (2), BMO (1). No branches in Chico: PNC Bank (nearest in Lincoln, 67 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 128 mi), Huntington, Regions Bank, TD Bank.
| Bank | In Chico | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 2 branches | here |
| U.S. Bank | 2 branches | here |
| BMO | 1 branch | here |
| PNC Bank | None | Lincoln, 67 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Walnut Creek, 128 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chico to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chico residents like anyone else.
Banks near Chico
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Paradise (12 miles) and Orland (18 miles). Yuba City, 43 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Paradise, CA | 12 mi | 5 | 5 |
| Banks in Orland, CA | 18 mi | 4 | 4 |
| Banks in Corning, CA | 22 mi | 4 | 4 |
| Banks in Oroville, CA | 23 mi | 8 | 8 |
| Banks in Willows, CA | 24 mi | 3 | 3 |
| Banks in Red Bluff, CA | 36 mi | 8 | 8 |
| Banks in Colusa, CA | 38 mi | 4 | 4 |
| Banks in Yuba City, CA | 43 mi | 12 | 13 |
Bank branch openings and closings in Chico
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Chico between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jun 12, 2026 | Opened | Column | 1717 Mangrove Ave, 95926 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Chico
Short answer: 2 institutions have their main office in Chico: Tri Counties Bank and Golden Valley Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Tri Counties Bank | Bank | $9.93 billion | 7 |
| Golden Valley Bank | Bank | $604.7 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Chico by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chico offices.
Short answer: Chase is the largest bank with offices in Chico, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 2 of the 13 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Columbia Bank | $65.37 billion | No. 44 | 2 | Roseburg, OR |
| Mechanics Bank | $21.25 billion | No. 102 | 2 | Walnut Creek, CA |
| Banner Bank | $16.59 billion | No. 120 | 1 | Walla Walla, WA |
| Tri Counties Bank | $9.93 billion | No. 162 | 7 | Chico, CA |
| Five Star Bank | $5.38 billion | No. 276 | 1 | Roseville, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chico: FAQ
How many banks are in Chico, CA?
Chico has 13 banks with 26 branches and 4 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Chico?
Tri Counties Bank, with 7. Chase has 2 and Bank of America has 2.
Is there a Tri Counties Bank in Chico, CA?
Yes. FDIC data lists 7 Tri Counties Bank branches in Chico as of September 5, 2026, the main office at 63 Constitution Dr. Its branches are listed under Tri Counties Bank above, with the address and directions for each.
Is there a Chase in Chico, CA?
Yes. FDIC data lists 2 Chase branches in Chico as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Chico, CA?
Yes. FDIC data lists 2 Bank of America branches in Chico as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a PNC Bank in Chico, CA?
No. FDIC data lists no PNC Bank branch in Chico as of September 5, 2026. The nearest is in Lincoln, about 67 miles away in a straight line.
Which banks in Chico are open on Saturday?
Chase, Bank of America, Wells Fargo and the Golden 1 Credit Union publish Saturday hours for one or more Chico locations. The Saturday section above lists each one with its hours. 17 of the 32 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Chico?
Tri Counties Bank and Golden Valley Bank have their main office in Chico, according to the FDIC.
What is the oldest bank in Chico?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Chico?
Rogue Credit Union, Sierra Central Credit Union, the Golden 1 Credit Union and Self-help Credit Union have offices in Chico. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Chico in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chico?
Nearby cities with more banks include Paradise, Orland, Corning. Paradise is 12 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (9 of 26 branches: BMO, Bank of America, Chase, Columbia Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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