US Bank Directory

Banks in Willows, CA

3 FDIC-insured banks operate 3 offices in Willows, California, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Willows

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Willows, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Willows

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Columbia Bank, Tri Counties Bank and First Northern Bank of Dixon have the most locations in Willows, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Columbia Bank 1 branch · main office Roseburg, OR Bank · 1

Columbia Bank has 1 branch in Willows, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Willows Branch at 160 N Butte St dates to 1987 in FDIC branch records. Its published hours do not list Saturday.

  • Willows Branch
    160 N Butte St, 95988
    (530) 934-4661Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026

Columbia Bank: profile, branches and contacts
First Northern Bank of Dixon 1 branch · main office Dixon, CA Bank · 1

First Northern Bank of Dixon has 1 branch in Willows, 21 across California and 21 nationwide. FDIC records list its main office in Dixon, CA and show it operating since 1910. With $1.93 billion in total assets on June 30, 2026, it ranks No. 623 of 4,232 U.S. banks by total assets. The Willows Branch at 155 N Tehama St dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Northern Bank of Dixon: profile, branches and contacts
Sierra Central Credit Union 1 office · main office Yuba City, CA Credit union · 1

Sierra Central Credit Union has 1 office in Willows, 18 across California. It is based in Yuba City, CA and $1.50 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Willows
    1030 W Wood St, 95988
    (530) 934-2132Today 9 am to 5:30 pm
    All hours

    Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Sierra Central Credit Union: profile, branches and contacts
Tri Counties Bank 1 branch · main office Chico, CA Bank · 1

Tri Counties Bank has 1 branch in Willows, 77 across California and 77 nationwide. FDIC records list its main office in Chico, CA and show it operating since 1975. With $9.93 billion in total assets on June 30, 2026, it ranks No. 162 of 4,232 U.S. banks by total assets. The Willows Branch at 210 N Tehama St dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Tri Counties Bank: profile, branches and contacts

Join a credit union in Willows

1 credit union has 1 office here: Sierra Central Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Willows page has every office in the state's directory.

Banking in Willows: the local picture

Short answer: 3 banks run 3 branches in Willows according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Willows, 2 elsewhere in California and 1 out of state, according to the FDIC.

The bank with the longest record here is First Northern Bank of Dixon, operating since 1910 according to the FDIC. In FDIC branch records, the longest-running branch is First Northern Bank of Dixon's office at 155 N Tehama St, dating to 1927; the newest is Columbia Bank's at 160 N Butte St, from 1987.

The only credit union with an office here is Sierra Central Credit Union.

Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Willows

Short answer: None of the 2 Willows locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Willows, and where the nearest one is if they do not.

Short answer: No branches in Willows: Chase (nearest in Chico, 24 mi), Wells Fargo (nearest in Colusa, 23 mi), Bank of America (nearest in Chico, 24 mi), PNC Bank (nearest in Lincoln, 66 mi), U.S. Bank (nearest in Orland, 16 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 112 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Chico, 24 mi).

BankIn WillowsNearest branch if none here
ChaseNoneChico, 24 miles away
Wells FargoNoneColusa, 23 miles away
Bank of AmericaNoneChico, 24 miles away
PNC BankNoneLincoln, 66 miles away
U.S. BankNoneOrland, 16 miles away
TruistNonenone in California
Fifth Third BankNoneWalnut Creek, 112 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneChico, 24 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Willows to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Willows residents like anyone else.

Banks near Willows

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Orland (16 miles) and Colusa (24 miles). Chico, 24 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Willows

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Willows between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Willows by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Willows offices.

Short answer: Columbia Bank is the largest bank with offices in Willows, with $65.37 billion in total assets on June 30, 2026, No. 44 among U.S. banks by total assets. Tri Counties Bank is second with $9.93 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Columbia Bank$65.37 billionNo. 441Roseburg, OR
Tri Counties Bank$9.93 billionNo. 1621Chico, CA
First Northern Bank of Dixon$1.93 billionNo. 6231Dixon, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Willows: FAQ

How many banks are in Willows, CA?

Willows has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Willows?

Columbia Bank, with 1. Tri Counties Bank has 1 and First Northern Bank of Dixon has 1.

Is there a Columbia Bank in Willows, CA?

Yes. FDIC data lists 1 Columbia Bank branch in Willows as of September 5, 2026. The address and directions are under Columbia Bank above.

Is there a Tri Counties Bank in Willows, CA?

Yes. FDIC data lists 1 Tri Counties Bank branch in Willows as of September 5, 2026. The address and directions are under Tri Counties Bank above.

Is there a First Northern Bank of Dixon in Willows, CA?

Yes. FDIC data lists 1 First Northern Bank of Dixon branch in Willows as of September 5, 2026. The address and directions are under First Northern Bank of Dixon above.

Is there a Chase in Willows, CA?

No. FDIC data lists no Chase branch in Willows as of September 5, 2026. The nearest is in Chico, about 24 miles away in a straight line.

Which banks in Willows are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Willows?

First Northern Bank of Dixon has the longest record among banks with a branch here: the FDIC shows it operating since 1910.

Which credit unions can I join in Willows?

Sierra Central Credit Union has an office in Willows. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Willows in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Willows?

Nearby cities with more banks include Orland, Colusa, Chico. Orland is 16 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: Columbia Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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