US Bank Directory
Banks in Freedom, CA
1 FDIC-insured bank operates 1 office in Freedom, California, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Freedom
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Freedom, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Freedom
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank is the only bank with an office in Freedom. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bay Credit Union Credit union · 1
Bay Credit Union has 1 office in Freedom, 8 across California. It is based in Capitola, CA and $1.89 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Freedom Branch2028 Freedom Blvd, 95019
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Freedom, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Watsonville Safeway at 2010 Freedom Blvd dates to 2007 in FDIC branch records. It opens on Saturday.
-
Watsonville Safeway2010 Freedom Blvd, 95019
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Freedom
1 credit union has 1 office here: Bay Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Freedom page has every office in the state's directory.
Banking in Freedom: the local picture
Short answer: 1 bank runs 1 branch in Freedom according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
U.S. Bank has its main office in Cincinnati, OH, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC.
The only credit union with an office here is Bay Credit Union.
Of the 2 locations with published hours. 2 open on Saturday.
Banks and credit unions open on Saturday in Freedom
Short answer: 2 of the 2 Freedom locations with published hours open on Saturday, run by 2 institutions.
- U.S. Bank: 1 of 1 branch (2010 Freedom Blvd: Saturday 10 am to 2 pm)
- Bay Credit Union: 1 of 1 office (2028 Freedom Blvd: Saturday 9 am to 3 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Freedom, and where the nearest one is if they do not.
Short answer: In Freedom: U.S. Bank (1). No branches in Freedom: Chase (nearest in Watsonville, 2 mi), Wells Fargo (nearest in Watsonville, 1 mi), Bank of America (nearest in Watsonville, 2 mi), PNC Bank (nearest in Campbell, 26 mi), Truist, Fifth Third Bank (nearest in Watsonville, 2 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Capitola, 11 mi).
| Bank | In Freedom | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Watsonville, 2 miles away |
| Wells Fargo | None | Watsonville, 1 mile away |
| Bank of America | None | Watsonville, 2 miles away |
| PNC Bank | None | Campbell, 26 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Watsonville, 2 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Capitola, 11 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Freedom to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Freedom residents like anyone else.
Banks near Freedom
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Watsonville (2 miles) and Aptos (8 miles). Santa Cruz, 14 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Watsonville, CA | 2 mi | 7 | 8 |
| Banks in Aptos, CA | 8 mi | 6 | 6 |
| Banks in Capitola, CA | 11 mi | 7 | 7 |
| Banks in Gilroy, CA | 12 mi | 7 | 8 |
| Banks in Santa Cruz, CA | 14 mi | 8 | 9 |
| Banks in Morgan Hill, CA | 15 mi | 8 | 8 |
| Banks in Scotts Valley, CA | 16 mi | 5 | 5 |
| Banks in Marina, CA | 18 mi | 2 | 2 |
Bank branch openings and closings in Freedom
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Freedom between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Freedom by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Freedom offices.
Short answer: U.S. Bank is the largest bank with offices in Freedom, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Freedom: FAQ
How many banks are in Freedom, CA?
Freedom has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a U.S. Bank in Freedom, CA?
Yes. FDIC data lists 1 U.S. Bank branch in Freedom as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Chase in Freedom, CA?
No. FDIC data lists no Chase branch in Freedom as of September 5, 2026. The nearest is in Watsonville, about 2 miles away in a straight line.
Which banks in Freedom are open on Saturday?
U.S. Bank and Bay Credit Union publish Saturday hours for one or more Freedom locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Freedom?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Freedom?
Bay Credit Union has an office in Freedom. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Freedom in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Freedom?
Nearby cities with more banks include Watsonville, Aptos, Capitola. Watsonville is 2 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds