US Bank Directory
Banks in Scotts Valley, CA
5 FDIC-insured banks operate 5 offices in Scotts Valley, California, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Scotts Valley
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Scotts Valley, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Scotts Valley
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Scotts Valley, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Scotts Valley, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Scotts Valley Branch at 4525 Scotts Valley Dr dates to 1973 in FDIC branch records. Its published hours do not list Saturday.
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Scotts Valley Branch4525 Scotts Valley Dr, 95066
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bay Credit Union Credit union · 1
Bay Credit Union has 1 office in Scotts Valley, 8 across California. It is based in Capitola, CA and $1.89 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Scotts Valley255 Mount Hermon Rd Ste C, 95066
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Scotts Valley, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Scotts Valley Branch at 247 Mount Hermon Rd dates to 1889 in FDIC branch records. It opens on Saturday.
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Scotts Valley Branch247 Mount Hermon Rd, 95066
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Scotts Valley, 87 across California and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Scotts Valley Branch at 228 Mount Hermon Rd dates to 1969 in FDIC branch records. Its published hours do not list Saturday.
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Scotts Valley Branch228 Mount Hermon Rd, 95066
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Scotts Valley, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Mt Hermon Branch at 100 Kings Village Rd dates to 1912 in FDIC branch records. It opens on Saturday.
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Mt Hermon Branch100 Kings Village Rd, 95066
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
West Coast Community Bank Bank · 1
West Coast Community Bank has 1 branch in Scotts Valley, 11 across California and 10 nationwide. FDIC records list its main office in Santa Cruz, CA and show it operating since 2004. With $2.94 billion in total assets on June 30, 2026, it ranks No. 435 of 4,232 U.S. banks by total assets. The Scotts Valley Branch at 4604 Scotts Valley Dr dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Scotts Valley Branch4604 Scotts Valley Dr, 95066
Join a credit union in Scotts Valley
1 credit union has 1 office here: Bay Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Scotts Valley page has every office in the state's directory.
Banking in Scotts Valley: the local picture
Short answer: 5 banks run 5 branches in Scotts Valley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Scotts Valley, 1 elsewhere in California and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 247 Mount Hermon Rd, dating to 1889; the newest is West Coast Community Bank's at 4604 Scotts Valley Dr, from 2004.
The only credit union with an office here is Bay Credit Union.
Of the 5 locations with published hours. 3 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Scotts Valley
Short answer: 3 of the 5 Scotts Valley locations with published hours open on Saturday, run by 3 institutions.
- Chase: 1 of 1 branch (247 Mount Hermon Rd: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (100 Kings Village Rd: Saturday 9 am to 2 pm)
- Bay Credit Union: 1 of 1 office (255 Mount Hermon Rd Ste C: Saturday 9 am to 3 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Scotts Valley, and where the nearest one is if they do not.
Short answer: In Scotts Valley: Chase (1), Wells Fargo (1), Bank of America (1), Fifth Third Bank (1). No branches in Scotts Valley: PNC Bank (nearest in Campbell, 18 mi), U.S. Bank (nearest in Felton, 2 mi), Truist, Huntington, Regions Bank, TD Bank, BMO (nearest in Santa Cruz, 5 mi).
| Bank | In Scotts Valley | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| PNC Bank | None | Campbell, 18 miles away |
| U.S. Bank | None | Felton, 2 miles away |
| Truist | None | none in California |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Santa Cruz, 5 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Scotts Valley to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Scotts Valley residents like anyone else.
Banks near Scotts Valley
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Felton (3 miles) and Santa Cruz (5 miles). Campbell, 17 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Felton, CA | 3 mi | 2 | 2 |
| Banks in Santa Cruz, CA | 5 mi | 8 | 9 |
| Banks in Capitola, CA | 6 mi | 7 | 7 |
| Banks in Aptos, CA | 8 mi | 6 | 6 |
| Banks in Los Gatos, CA | 13 mi | 8 | 11 |
| Banks in Saratoga, CA | 15 mi | 7 | 7 |
| Banks in Watsonville, CA | 17 mi | 7 | 8 |
| Banks in Campbell, CA | 17 mi | 9 | 11 |
Bank branch openings and closings in Scotts Valley
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Scotts Valley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Scotts Valley by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Scotts Valley offices.
Short answer: Chase is the largest bank with offices in Scotts Valley, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| West Coast Community Bank | $2.94 billion | No. 435 | 1 | Santa Cruz, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Scotts Valley: FAQ
How many banks are in Scotts Valley, CA?
Scotts Valley has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Scotts Valley?
Chase, with 1. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in Scotts Valley, CA?
Yes. FDIC data lists 1 Chase branch in Scotts Valley as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Scotts Valley, CA?
Yes. FDIC data lists 1 Bank of America branch in Scotts Valley as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Scotts Valley, CA?
Yes. FDIC data lists 1 Wells Fargo branch in Scotts Valley as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Scotts Valley, CA?
No. FDIC data lists no PNC Bank branch in Scotts Valley as of September 5, 2026. The nearest is in Campbell, about 18 miles away in a straight line.
Which banks in Scotts Valley are open on Saturday?
Chase, Wells Fargo and Bay Credit Union publish Saturday hours for one or more Scotts Valley locations. The Saturday section above lists each one with its hours. 1 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Scotts Valley?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Scotts Valley?
Bay Credit Union has an office in Scotts Valley. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Scotts Valley in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Scotts Valley?
Nearby cities with more banks include Felton, Santa Cruz, Capitola. Felton is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 5 branches: Bank of America, Chase, Fifth Third Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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