US Bank Directory

Banks in Morgan Hill, CA

8 FDIC-insured banks operate 8 offices in Morgan Hill, California, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Morgan Hill

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 11 locations in Morgan Hill, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

11 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Morgan Hill

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 8 banks share the most locations in Morgan Hill, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Morgan Hill, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Morgan Hill Branch at 101 Vineyard Town Ctr dates to 1927 in FDIC branch records. It opens on Saturday.

  • Morgan Hill Branch
    101 Vineyard Town Ctr, 95037
    (408) 778-5300Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Morgan Hill, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Morgan Hill Branch at 206 Tennant Sta dates to 1981 in FDIC branch records. It opens on Saturday.

  • Morgan Hill Branch
    206 Tennant Sta, 95037
    (408) 778-2775Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Morgan Hill, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Morgan Hill Branch at 17599 Monterey St dates to 1919 in FDIC branch records. It opens on Saturday.

  • Morgan Hill Branch
    17599 Monterey St, 95037
    (408) 779-9182Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Citibank Citibank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Citibank has 1 branch in Morgan Hill, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Morgan Hill at 17085 Monterey Rd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Citibank: profile, branches and contacts
Citizens Business Bank Citizens Business Bank, National Association · 1 branch · main office Ontario, CA Bank · 1

Citizens Business Bank has 1 branch in Morgan Hill, 87 across California and 87 nationwide. FDIC records list its main office in Ontario, CA and show it operating since 1974. With $21.18 billion in total assets on June 30, 2026, it ranks No. 103 of 4,232 U.S. banks by total assets. The Morgan Hill Branch at 18625 Sutter Blvd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Morgan Hill Branch
    18625 Sutter Blvd, 95037
    Hours: see the bank's site
Citizens Business Bank: profile, branches and contacts
Commonwealth Central Credit Union 1 office · main office San Jose, CA Credit union · 1

Commonwealth Central Credit Union has 1 office in Morgan Hill, 5 across California. It is based in San Jose, CA and $626.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Morgan Hill - Tennant
    400 Tennant Sta, 95037
    (408) 531-3800Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 8 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Commonwealth Central Credit Union: profile, branches and contacts
Meriwest Credit Union 1 office · main office San Jose, CA Credit union · 1

Meriwest Credit Union has 1 office in Morgan Hill, 12 across California. It is based in San Jose, CA and $2.16 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Morgan Hill Financial Center
    1041 Cochrane Rd Ste 180, 95037
    (408) 365-6391Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Meriwest Credit Union: profile, branches and contacts
Operating Engineers Local Union #3 Credit Union 1 office · main office Livermore, CA Credit union · 1

Operating Engineers Local Union #3 Credit Union has 1 office in Morgan Hill, 21 across California. It is based in Livermore, CA and $1.65 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Morgan Hill Branch
    325 Digital Dr Ste B, 95037
    (408) 782-9803Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: NCUA, March 31, 2026

Operating Engineers Local Union #3 Credit Union: profile, branches and contacts
Pinnacle Bank 1 branch · main office Gilroy, CA Bank · 1

Pinnacle Bank has 1 branch in Morgan Hill, 4 across California and 4 nationwide. FDIC records list its main office in Gilroy, CA and show it operating since 2006. With $937.0 million in total assets on June 30, 2026, it ranks No. 1,110 of 4,232 U.S. banks by total assets. The Morgan Hill Branch at 18181 Butterfield Blvd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Morgan Hill Branch
    18181 Butterfield Blvd, 95037
    Hours: see the bank's site
Pinnacle Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Morgan Hill, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Morgan Hill Branch at 500 Tennant Sta dates to 2023 in FDIC branch records. Its published hours do not list Saturday.

  • Morgan Hill Branch
    500 Tennant Sta, 95037
    (669) 253-4368Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Morgan Hill, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Morgan Hill Branch at 17590 Monterey St dates to 1960 in FDIC branch records. It opens on Saturday.

  • Morgan Hill Branch
    17590 Monterey St, 95037
    (408) 779-3157Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Morgan Hill

3 credit unions have 3 offices here: Meriwest Credit Union, Operating Engineers Local Union #3 Credit Union and Commonwealth Central Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Morgan Hill page has every office in the state's directory.

Banking in Morgan Hill: the local picture

Short answer: 8 banks run 8 branches in Morgan Hill according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Morgan Hill, 2 elsewhere in California and 6 out of state, according to the FDIC.

The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 17599 Monterey St, dating to 1919; the newest is U.S. Bank's at 500 Tennant Sta, from 2023.

3 credit unions have 3 offices in Morgan Hill, according to the NCUA. Who can join each one is on the credit unions page.

Of the 8 locations with published hours. 6 open on Saturday. 3 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Morgan Hill

Short answer: 6 of the 8 Morgan Hill locations with published hours open on Saturday, run by 6 institutions.

  • Chase: 1 of 1 branch (17599 Monterey St: Saturday 9 am to 2 pm)
  • Bank of America: 1 of 1 branch (101 Vineyard Town Ctr: Saturday 9 am to 4 pm)
  • Wells Fargo: 1 of 1 branch (17590 Monterey St: Saturday 9 am to 2 pm)
  • BMO: 1 of 1 branch (206 Tennant Sta: Saturday 9 am to 12 pm)
  • Meriwest Credit Union: 1 of 1 office (1041 Cochrane Rd Ste 180: Saturday 9 am to 1 pm)
  • Commonwealth Central Credit Union: 1 of 1 office (400 Tennant Sta: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Morgan Hill, and where the nearest one is if they do not.

Short answer: In Morgan Hill: Chase (1), Wells Fargo (1), Bank of America (1), U.S. Bank (1), BMO (1). No branches in Morgan Hill: PNC Bank (nearest in Campbell, 20 mi), Truist, Fifth Third Bank (nearest in San Jose, 13 mi), Huntington, Regions Bank, TD Bank.

BankIn Morgan HillNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
Bank of America1 branchhere
U.S. Bank1 branchhere
BMO1 branchhere
PNC BankNoneCampbell, 20 miles away
TruistNonenone in California
Fifth Third BankNoneSan Jose, 13 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Morgan Hill to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Morgan Hill residents like anyone else.

Banks near Morgan Hill

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gilroy (9 miles) and Watsonville (16 miles). San Jose, 18 miles away, has the most banks nearby: 25.

Bank branch openings and closings in Morgan Hill

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Morgan Hill between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Morgan Hill by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Morgan Hill offices.

Short answer: Chase is the largest bank with offices in Morgan Hill, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Citibank$1.98 trillionNo. 31Sioux Falls, SD
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
BMO$254.97 billionNo. 161Chicago, IL
Citizens Business Bank$21.18 billionNo. 1031Ontario, CA
Pinnacle Bank$937.0 millionNo. 1,1101Gilroy, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Morgan Hill: FAQ

How many banks are in Morgan Hill, CA?

Morgan Hill has 8 banks with 8 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Morgan Hill?

Chase, with 1. Bank of America has 1 and Citibank has 1.

Is there a Chase in Morgan Hill, CA?

Yes. FDIC data lists 1 Chase branch in Morgan Hill as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Morgan Hill, CA?

Yes. FDIC data lists 1 Bank of America branch in Morgan Hill as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Citibank in Morgan Hill, CA?

Yes. FDIC data lists 1 Citibank branch in Morgan Hill as of September 5, 2026. The address and directions are under Citibank above.

Is there a PNC Bank in Morgan Hill, CA?

No. FDIC data lists no PNC Bank branch in Morgan Hill as of September 5, 2026. The nearest is in Campbell, about 20 miles away in a straight line.

Which banks in Morgan Hill are open on Saturday?

Chase, Bank of America, Wells Fargo and BMO and 2 more publish Saturday hours for one or more Morgan Hill locations. The Saturday section above lists each one with its hours. 3 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Morgan Hill?

Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.

Which credit unions can I join in Morgan Hill?

Meriwest Credit Union, Operating Engineers Local Union #3 Credit Union and Commonwealth Central Credit Union have offices in Morgan Hill. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Morgan Hill in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Morgan Hill?

Nearby cities with more banks include Gilroy, Watsonville, Aptos. Gilroy is 9 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 8 branches: BMO, Bank of America, Chase, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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