US Bank Directory
Banks in Fair Oaks, CA
1 FDIC-insured bank operates 1 office in Fair Oaks, California, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Fair Oaks
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Fair Oaks, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Fair Oaks
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase is the only bank with an office in Fair Oaks. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Heritage Community Credit Union Credit union · 2
Heritage Community Credit Union has 2 officees in Fair Oaks, 4 across California. It is based in Rancho Cordova, CA and $282.6 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Fair Oaks locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office5329 Sunrise Blvd, 95628
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Fair Oaks5329 Sunrise Blvd, 95628
All hours
Mon 9 am to 6 pm; Tue to Thu 10 am to 6 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Fair Oaks, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Fair Oaks Branch at 8859 Madison Ave dates to 1924 in FDIC branch records. Its published hours do not list Saturday.
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Fair Oaks Branch8859 Madison Ave, 95628
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Sacramento Credit Union Credit union · 1
Sacramento Credit Union has 1 office in Fair Oaks, 8 across California. It is based in Sacramento, CA and $851.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Madison/Fair Oaks Branch8100 Madison Ave, 95628
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Safe Credit Union Credit union · 1
Safe Credit Union has 1 office in Fair Oaks, 19 across California. It is based in Folsom, CA and $4.45 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Hazel5261 Hazel Ave, 95628
All hours
Mon to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Fair Oaks
3 credit unions have 4 offices here: Heritage Community Credit Union, Safe Credit Union and Sacramento Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fair Oaks page has every office in the state's directory.
Banking in Fair Oaks: the local picture
Short answer: 1 bank runs 1 branch in Fair Oaks according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Chase has its main office in Columbus, OH, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC.
3 credit unions have 4 offices in Fair Oaks, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 3 open on Saturday.
Credit unions open on Saturday in Fair Oaks
Short answer: 3 of the 5 Fair Oaks locations with published hours open on Saturday, run by 3 institutions.
- Heritage Community Credit Union: 1 of 2 offices (5329 Sunrise Blvd: Saturday 9 am to 2 pm)
- Safe Credit Union: 1 of 1 office (5261 Hazel Ave: Saturday 10 am to 2 pm)
- Sacramento Credit Union: 1 of 1 office (8100 Madison Ave: Saturday 10 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fair Oaks, and where the nearest one is if they do not.
Short answer: In Fair Oaks: Chase (1). No branches in Fair Oaks: Wells Fargo (nearest in Orangevale, 1 mi), Bank of America (nearest in Orangevale, 1 mi), PNC Bank (nearest in Roseville, 5 mi), U.S. Bank (nearest in Citrus Heights, 3 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 70 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Citrus Heights, 4 mi).
| Bank | In Fair Oaks | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Orangevale, 1 mile away |
| Bank of America | None | Orangevale, 1 mile away |
| PNC Bank | None | Roseville, 5 miles away |
| U.S. Bank | None | Citrus Heights, 3 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Walnut Creek, 70 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Citrus Heights, 4 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fair Oaks to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fair Oaks residents like anyone else.
Banks near Fair Oaks
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Orangevale (1 mile) and Citrus Heights (3 miles). Roseville, 6 miles away, has the most banks nearby: 23.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Orangevale, CA | 1 mi | 2 | 2 |
| Banks in Citrus Heights, CA | 3 mi | 8 | 9 |
| Banks in Gold River, CA | 4 mi | 3 | 3 |
| Banks in Folsom, CA | 4 mi | 12 | 16 |
| Banks in Rancho Cordova, CA | 6 mi | 8 | 8 |
| Banks in Carmichael, CA | 6 mi | 4 | 4 |
| Banks in Granite Bay, CA | 6 mi | 2 | 2 |
| Banks in Roseville, CA | 6 mi | 23 | 36 |
Bank branch openings and closings in Fair Oaks
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fair Oaks between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Fair Oaks by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fair Oaks offices.
Short answer: Chase is the largest bank with offices in Fair Oaks, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fair Oaks: FAQ
How many banks are in Fair Oaks, CA?
Fair Oaks has 1 bank with 1 branch and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Chase in Fair Oaks, CA?
Yes. FDIC data lists 1 Chase branch in Fair Oaks as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Fair Oaks, CA?
No. FDIC data lists no Wells Fargo branch in Fair Oaks as of September 5, 2026. The nearest is in Orangevale, about 1 miles away in a straight line.
Which banks in Fair Oaks are open on Saturday?
Heritage Community Credit Union, Safe Credit Union and Sacramento Credit Union publish Saturday hours for one or more Fair Oaks locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Fair Oaks?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Fair Oaks?
Heritage Community Credit Union, Safe Credit Union and Sacramento Credit Union have offices in Fair Oaks. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Fair Oaks in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fair Oaks?
Nearby cities with more banks include Orangevale, Citrus Heights, Gold River. Orangevale is 1 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: Chase) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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