US Bank Directory
Banks in Sheffield, AL
1 FDIC-insured bank operates 2 offices in Sheffield, Alabama, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Sheffield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Sheffield, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sheffield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank Independent is the only bank with offices in Sheffield, with 2. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank Independent Bank · 2
Bank Independent has 2 branches in Sheffield, 34 across Alabama and 34 nationwide. FDIC records list its main office in Sheffield, AL and show it operating since 1947. With $2.86 billion in total assets on June 30, 2026, it ranks No. 449 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sheffield location is its main office at 710 S Montgomery Ave, dating to 1947; the newest, at 729 E 2nd St, to 1978. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office710 S Montgomery Ave, 35660
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Jackson Place Branch729 E 2nd St, 35660
Electrical Workers No 558 Credit Union Credit union · 1
Electrical Workers No 558 Credit Union has 1 office in Sheffield, 1 across Alabama. It is based in Sheffield, AL and $45.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1705 E 17Th St, 35660
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Listerhill Credit Union Credit union · 1
Listerhill Credit Union has 1 office in Sheffield, 16 across Alabama. It is based in Sheffield, AL and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Sheffield703 S Montgomery Ave, 35660
All hours
Mon to Fri 9 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Tva Community Credit Union Credit union · 1
Tva Community Credit Union has 1 office in Sheffield, 10 across Alabama. It is based in Muscle Shoals, AL and $424.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Sheffield Branch425 Cox Blvd, 35660
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Valley Credit Union Credit union · 1
Valley Credit Union has 1 office in Sheffield, 7 across Alabama. It is based in Tuscumbia, AL and $111.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Valley Credit Union323 N Nashville Ave, 35660
All hours
Mon to Thu 8:45 am to 4:30 pm; Fri 8:45 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Sheffield
4 credit unions have 4 offices here: Listerhill Credit Union, Tva Community Credit Union, Valley Credit Union and Electrical Workers No 558 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sheffield page has every office in the state's directory.
Banking in Sheffield: the local picture
Short answer: 1 bank runs 2 branches in Sheffield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Bank Independent has its main office in Sheffield, according to the FDIC.
The bank with the longest record here is Bank Independent, operating since 1947 according to the FDIC. In FDIC branch records, the longest-running branch is Bank Independent's office at 710 S Montgomery Ave, dating to 1947; the newest is Bank Independent's at 729 E 2nd St, from 1978.
4 credit unions have 4 offices in Sheffield, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Sheffield
Short answer: 2 of the 4 Sheffield locations with published hours open on Saturday, run by 2 institutions.
- Listerhill Credit Union: 1 of 1 office (703 S Montgomery Ave: Saturday 8:30 am to 12 pm)
- Tva Community Credit Union: 1 of 1 office (425 Cox Blvd: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sheffield, and where the nearest one is if they do not.
Short answer: No branches in Sheffield: Chase (nearest in Florence, 7 mi), Wells Fargo (nearest in Florence, 6 mi), Bank of America, PNC Bank (nearest in Muscle Shoals, 2 mi), U.S. Bank, Truist (nearest in Florence, 7 mi), Fifth Third Bank (nearest in Madison, 54 mi), Huntington (nearest in Hartselle, 48 mi), Regions Bank (nearest in Muscle Shoals, 2 mi), TD Bank, BMO.
| Bank | In Sheffield | Nearest branch if none here |
|---|---|---|
| Chase | None | Florence, 7 miles away |
| Wells Fargo | None | Florence, 6 miles away |
| Bank of America | None | none in Alabama |
| PNC Bank | None | Muscle Shoals, 2 miles away |
| U.S. Bank | None | none in Alabama |
| Truist | None | Florence, 7 miles away |
| Fifth Third Bank | None | Madison, 54 miles away |
| Huntington | None | Hartselle, 48 miles away |
| Regions Bank | None | Muscle Shoals, 2 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sheffield to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sheffield residents like anyone else.
Banks near Sheffield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Tuscumbia (2 miles) and Muscle Shoals (2 miles). Florence, 5 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Tuscumbia, AL | 2 mi | 2 | 3 |
| Banks in Muscle Shoals, AL | 2 mi | 6 | 8 |
| Banks in Florence, AL | 5 mi | 15 | 28 |
| Banks in Killen, AL | 11 mi | 3 | 3 |
| Banks in Cherokee, AL | 16 mi | 2 | 2 |
| Banks in Russellville, AL | 18 mi | 5 | 10 |
| Banks in Rogersville, AL | 23 mi | 3 | 3 |
| Banks in Lexington, AL | 24 mi | 2 | 2 |
Bank branch openings and closings in Sheffield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sheffield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Sheffield
Short answer: 3 institutions have their main office in Sheffield: Bank Independent, Listerhill Credit Union and Electrical Workers No 558 Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Bank Independent | Bank | $2.86 billion | 2 |
| Listerhill Credit Union | Credit union | $1.46 billion | 1 |
| Electrical Workers No 558 Credit Union | Credit union | $45.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Sheffield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sheffield offices.
Short answer: Bank Independent is the largest bank with offices in Sheffield, with $2.86 billion in total assets on June 30, 2026, No. 449 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank Independent | $2.86 billion | No. 449 | 2 | Sheffield, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sheffield: FAQ
How many banks are in Sheffield, AL?
Sheffield has 1 bank with 2 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Bank Independent in Sheffield, AL?
Yes. FDIC data lists 2 Bank Independent branches in Sheffield as of September 5, 2026, the main office at 710 S Montgomery Ave. Its branches are listed under Bank Independent above, with the address and directions for each.
Is there a Chase in Sheffield, AL?
No. FDIC data lists no Chase branch in Sheffield as of September 5, 2026. The nearest is in Florence, about 7 miles away in a straight line.
Which banks in Sheffield are open on Saturday?
Listerhill Credit Union and Tva Community Credit Union publish Saturday hours for one or more Sheffield locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Sheffield?
Bank Independent, Listerhill Credit Union and Electrical Workers No 558 Credit Union have their main office in Sheffield, according to the FDIC and the NCUA.
What is the oldest bank in Sheffield?
Bank Independent has the longest record among banks with a branch here: the FDIC shows it operating since 1947.
Which credit unions can I join in Sheffield?
Listerhill Credit Union, Tva Community Credit Union, Valley Credit Union and Electrical Workers No 558 Credit Union have offices in Sheffield. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sheffield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sheffield?
Nearby cities with more banks include Tuscumbia, Muscle Shoals, Florence. Tuscumbia is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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