US Bank Directory
Banks in Orange Beach, AL
5 FDIC-insured banks operate 5 offices in Orange Beach, Alabama, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Orange Beach
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Orange Beach, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Orange Beach
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Orange Beach, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Alabama Credit Union Credit union · 1
Alabama Credit Union has 1 office in Orange Beach, 38 across Alabama. It is based in Tuscaloosa, AL and $2.06 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Orange Beach Branch24254 Canal Rd, 36561
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bryant Bank Bank · 1
Bryant Bank has 1 branch in Orange Beach, 19 across Alabama and 18 nationwide. FDIC records list its main office in Tuscaloosa, AL and show it operating since 2005. With $2.94 billion in total assets on June 30, 2026, it ranks No. 438 of 4,232 U.S. banks by total assets. The Orange Beach Branch at 24847 Commercial Ave dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Orange Beach Branch24847 Commercial Ave, 36561
Centennial Bank Bank · 1
Centennial Bank has 1 branch in Orange Beach, 6 across Alabama and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Orange Beach Branch at 25051 Canal Rd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Orange Beach Branch25051 Canal Rd, 36561
Gulf Coast Bank Bank · 1
Gulf Coast Bank has 1 branch in Orange Beach, 1 across Alabama and 40 nationwide. FDIC records list its main office in New Orleans, LA and show it operating since 1990. With $3.86 billion in total assets on June 30, 2026, it ranks No. 345 of 4,232 U.S. banks by total assets. The Orange Beach Branch at 25910 Canal Rd dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Orange Beach Branch25910 Canal Rd, 36561
Regions Bank Bank · 1
Regions Bank has 1 branch in Orange Beach, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Orange Beach Blvd Branch at 4100 Orange Beach Blvd dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Orange Beach Blvd Branch4100 Orange Beach Blvd, 36561
Renasant Bank · 1
Renasant has 1 branch in Orange Beach, 37 across Alabama and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Orange Beach Branch at 25556 Canal Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Orange Beach Branch25556 Canal Rd, 36561
Join a credit union in Orange Beach
1 credit union has 1 office here: Alabama Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Orange Beach page has every office in the state's directory.
Banking in Orange Beach: the local picture
Short answer: 5 banks run 5 branches in Orange Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Orange Beach, 2 elsewhere in Alabama and 3 out of state, according to the FDIC.
The bank with the longest record here is Centennial Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 4100 Orange Beach Blvd, dating to 1996; the newest is Gulf Coast Bank's at 25910 Canal Rd, from 2026.
The only credit union with an office here is Alabama Credit Union.
Of the 1 location with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Orange Beach
Short answer: None of the 1 Orange Beach location with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Orange Beach, and where the nearest one is if they do not.
Short answer: In Orange Beach: Regions Bank (1). No branches in Orange Beach: Chase (nearest in Foley, 8 mi), Wells Fargo (nearest in Gulf Shores, 6 mi), Bank of America, PNC Bank (nearest in Gulf Shores, 6 mi), U.S. Bank, Truist (nearest in Gulf Shores, 6 mi), Fifth Third Bank (nearest in Birmingham, 223 mi), Huntington (nearest in Foley, 8 mi), TD Bank, BMO.
| Bank | In Orange Beach | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Foley, 8 miles away |
| Wells Fargo | None | Gulf Shores, 6 miles away |
| Bank of America | None | none in Alabama |
| PNC Bank | None | Gulf Shores, 6 miles away |
| U.S. Bank | None | none in Alabama |
| Truist | None | Gulf Shores, 6 miles away |
| Fifth Third Bank | None | Birmingham, 223 miles away |
| Huntington | None | Foley, 8 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Orange Beach to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Orange Beach residents like anyone else.
Banks near Orange Beach
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Gulf Shores (6 miles) and Elberta (9 miles). Fairhope, 24 miles away, has the most banks nearby: 23.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Gulf Shores, AL | 6 mi | 13 | 14 |
| Banks in Elberta, AL | 9 mi | 2 | 2 |
| Banks in Foley, AL | 10 mi | 13 | 14 |
| Banks in Robertsdale, AL | 19 mi | 3 | 3 |
| Banks in Fairhope, AL | 24 mi | 23 | 24 |
| Banks in Daphne, AL | 29 mi | 16 | 17 |
| Banks in Spanish Fort, AL | 31 mi | 5 | 5 |
| Banks in Theodore, AL | 36 mi | 2 | 2 |
Bank branch openings and closings in Orange Beach
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Orange Beach between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Feb 20, 2026 | Opened | Gulf Coast Bank | 25910 Canal Rd, 36561 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Orange Beach by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Orange Beach offices.
Short answer: Regions Bank is the largest bank with offices in Orange Beach, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Renasant is second with $26.99 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Renasant | $26.99 billion | No. 80 | 1 | Tupelo, MS |
| Centennial Bank | $24.55 billion | No. 89 | 1 | Conway, AR |
| Gulf Coast Bank | $3.86 billion | No. 345 | 1 | New Orleans, LA |
| Bryant Bank | $2.94 billion | No. 438 | 1 | Tuscaloosa, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Orange Beach: FAQ
How many banks are in Orange Beach, AL?
Orange Beach has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Orange Beach?
Regions Bank, with 1. Renasant has 1 and Centennial Bank has 1.
Is there a Regions Bank in Orange Beach, AL?
Yes. FDIC data lists 1 Regions Bank branch in Orange Beach as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Renasant in Orange Beach, AL?
Yes. FDIC data lists 1 Renasant branch in Orange Beach as of September 5, 2026. The address and directions are under Renasant above.
Is there a Centennial Bank in Orange Beach, AL?
Yes. FDIC data lists 1 Centennial Bank branch in Orange Beach as of September 5, 2026. The address and directions are under Centennial Bank above.
Is there a Chase in Orange Beach, AL?
No. FDIC data lists no Chase branch in Orange Beach as of September 5, 2026. The nearest is in Foley, about 8 miles away in a straight line.
Which banks in Orange Beach are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Orange Beach?
Centennial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Which credit unions can I join in Orange Beach?
Alabama Credit Union has an office in Orange Beach. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Orange Beach in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Orange Beach?
Nearby cities with more banks include Gulf Shores, Elberta, Foley. Gulf Shores is 6 miles away with 13 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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