US Bank Directory
Banks in Elberta, AL
2 FDIC-insured banks operate 2 offices in Elberta, Alabama.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Elberta
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Elberta, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Elberta
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Centennial Bank and Community State Bank have the most locations in Elberta, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Centennial Bank Bank · 1
Centennial Bank has 1 branch in Elberta, 6 across Alabama and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Elberta Branch at 24989 State St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elberta Branch24989 State St, 36530
Community State Bank Bank · 1
Community State Bank has 1 branch in Elberta, 1 across Alabama and 9 nationwide. FDIC records list its main office in Galva, IL and show it operating since 1980. With $441.9 million in total assets on June 30, 2026, it ranks No. 1,952 of 4,232 U.S. banks by total assets. The Elberta Branch at 25013 State St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elberta Branch25013 State St, 36530
Banking in Elberta: the local picture
Short answer: 2 banks run 2 branches in Elberta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Elberta and 2 out of state, according to the FDIC.
The bank with the longest record here is Centennial Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Centennial Bank's office at 24989 State St, dating to 2004; the newest is Community State Bank's at 25013 State St, from 2026.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Elberta, and where the nearest one is if they do not.
Short answer: No branches in Elberta: Chase (nearest in Foley, 6 mi), Wells Fargo (nearest in Foley, 5 mi), Bank of America, PNC Bank (nearest in Foley, 5 mi), U.S. Bank, Truist (nearest in Foley, 5 mi), Fifth Third Bank (nearest in Birmingham, 214 mi), Huntington (nearest in Foley, 6 mi), Regions Bank (nearest in Foley, 5 mi), TD Bank, BMO.
| Bank | In Elberta | Nearest branch if none here |
|---|---|---|
| Chase | None | Foley, 6 miles away |
| Wells Fargo | None | Foley, 5 miles away |
| Bank of America | None | none in Alabama |
| PNC Bank | None | Foley, 5 miles away |
| U.S. Bank | None | none in Alabama |
| Truist | None | Foley, 5 miles away |
| Fifth Third Bank | None | Birmingham, 214 miles away |
| Huntington | None | Foley, 6 miles away |
| Regions Bank | None | Foley, 5 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elberta to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elberta residents like anyone else.
Banks near Elberta
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Foley (6 miles) and Orange Beach (9 miles). Fairhope, 19 miles away, has the most banks nearby: 23.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Foley, AL | 6 mi | 13 | 14 |
| Banks in Orange Beach, AL | 9 mi | 5 | 5 |
| Banks in Gulf Shores, AL | 11 mi | 13 | 14 |
| Banks in Robertsdale, AL | 11 mi | 3 | 3 |
| Banks in Fairhope, AL | 19 mi | 23 | 24 |
| Banks in Daphne, AL | 23 mi | 16 | 17 |
| Banks in Spanish Fort, AL | 24 mi | 5 | 5 |
| Banks in Theodore, AL | 33 mi | 2 | 2 |
Bank branch openings and closings in Elberta
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Elberta between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jun 1, 2026 | Opened | Community State Bank | 25013 State St, 36530 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Elberta by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elberta offices.
Short answer: Centennial Bank is the largest bank with offices in Elberta, with $24.55 billion in total assets on June 30, 2026, No. 89 among U.S. banks by total assets. Community State Bank is second with $441.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Centennial Bank | $24.55 billion | No. 89 | 1 | Conway, AR |
| Community State Bank | $441.9 million | No. 1,952 | 1 | Galva, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Elberta: FAQ
How many banks are in Elberta, AL?
Elberta has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Elberta?
Centennial Bank, with 1. Community State Bank has 1.
Is there a Centennial Bank in Elberta, AL?
Yes. FDIC data lists 1 Centennial Bank branch in Elberta as of September 5, 2026. The address and directions are under Centennial Bank above.
Is there a Community State Bank in Elberta, AL?
Yes. FDIC data lists 1 Community State Bank branch in Elberta as of September 5, 2026. The address and directions are under Community State Bank above.
Is there a Chase in Elberta, AL?
No. FDIC data lists no Chase branch in Elberta as of September 5, 2026. The nearest is in Foley, about 6 miles away in a straight line.
What is the oldest bank in Elberta?
Centennial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Did any bank branches open or close in Elberta in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Elberta?
Nearby cities with more banks include Foley, Orange Beach, Gulf Shores. Foley is 6 miles away with 13 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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