US Bank Directory

Banks in Elberta, AL

2 FDIC-insured banks operate 2 offices in Elberta, Alabama.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Elberta

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Elberta, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Elberta

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Centennial Bank and Community State Bank have the most locations in Elberta, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Centennial Bank 1 branch · main office Conway, AR Bank · 1

Centennial Bank has 1 branch in Elberta, 6 across Alabama and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Elberta Branch at 24989 State St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Centennial Bank: profile, branches and contacts
Community State Bank 1 branch · main office Galva, IL Bank · 1

Community State Bank has 1 branch in Elberta, 1 across Alabama and 9 nationwide. FDIC records list its main office in Galva, IL and show it operating since 1980. With $441.9 million in total assets on June 30, 2026, it ranks No. 1,952 of 4,232 U.S. banks by total assets. The Elberta Branch at 25013 State St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community State Bank: profile, branches and contacts

Banking in Elberta: the local picture

Short answer: 2 banks run 2 branches in Elberta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Elberta and 2 out of state, according to the FDIC.

The bank with the longest record here is Centennial Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Centennial Bank's office at 24989 State St, dating to 2004; the newest is Community State Bank's at 25013 State St, from 2026.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Elberta, and where the nearest one is if they do not.

Short answer: No branches in Elberta: Chase (nearest in Foley, 6 mi), Wells Fargo (nearest in Foley, 5 mi), Bank of America, PNC Bank (nearest in Foley, 5 mi), U.S. Bank, Truist (nearest in Foley, 5 mi), Fifth Third Bank (nearest in Birmingham, 214 mi), Huntington (nearest in Foley, 6 mi), Regions Bank (nearest in Foley, 5 mi), TD Bank, BMO.

BankIn ElbertaNearest branch if none here
ChaseNoneFoley, 6 miles away
Wells FargoNoneFoley, 5 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneFoley, 5 miles away
U.S. BankNonenone in Alabama
TruistNoneFoley, 5 miles away
Fifth Third BankNoneBirmingham, 214 miles away
HuntingtonNoneFoley, 6 miles away
Regions BankNoneFoley, 5 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elberta to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elberta residents like anyone else.

Banks near Elberta

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Foley (6 miles) and Orange Beach (9 miles). Fairhope, 19 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Elberta

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Elberta between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jun 1, 2026OpenedCommunity State Bank25013 State St, 36530

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Elberta by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elberta offices.

Short answer: Centennial Bank is the largest bank with offices in Elberta, with $24.55 billion in total assets on June 30, 2026, No. 89 among U.S. banks by total assets. Community State Bank is second with $441.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Centennial Bank$24.55 billionNo. 891Conway, AR
Community State Bank$441.9 millionNo. 1,9521Galva, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elberta: FAQ

How many banks are in Elberta, AL?

Elberta has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Elberta?

Centennial Bank, with 1. Community State Bank has 1.

Is there a Centennial Bank in Elberta, AL?

Yes. FDIC data lists 1 Centennial Bank branch in Elberta as of September 5, 2026. The address and directions are under Centennial Bank above.

Is there a Community State Bank in Elberta, AL?

Yes. FDIC data lists 1 Community State Bank branch in Elberta as of September 5, 2026. The address and directions are under Community State Bank above.

Is there a Chase in Elberta, AL?

No. FDIC data lists no Chase branch in Elberta as of September 5, 2026. The nearest is in Foley, about 6 miles away in a straight line.

What is the oldest bank in Elberta?

Centennial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Elberta in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Elberta?

Nearby cities with more banks include Foley, Orange Beach, Gulf Shores. Foley is 6 miles away with 13 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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