US Bank Directory
Banks in Gulf Shores, AL
13 FDIC-insured banks operate 14 offices in Gulf Shores, Alabama, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Gulf Shores
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 15 locations in Gulf Shores, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Gulf Shores
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Centennial Bank has the most locations in Gulf Shores, with 2. The other 12 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Centennial Bank Bank · 2
Centennial Bank has 2 branches in Gulf Shores, 6 across Alabama and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Gulf Shores Branch at 2201 W 1st St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gulf Shores Branch2201 W 1st St, 36542
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Gulf Shores Branch2201 W 1st St, 36542
Alabama Credit Union Credit union · 1
Alabama Credit Union has 1 office in Gulf Shores, 38 across Alabama. It is based in Tuscaloosa, AL and $2.06 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Gulf Shores Branch1700 Gulf Shores Pkwy, 36542
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Community Bank of Mississippi Bank · 1
Community Bank of Mississippi has 1 branch in Gulf Shores, 7 across Alabama and 57 nationwide. FDIC records list its main office in Flowood, MS and show it operating since 1905. With $5.09 billion in total assets on June 30, 2026, it ranks No. 288 of 4,232 U.S. banks by total assets. The Gulf Shores Branch at 250 West Fort Morgan Road dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gulf Shores Branch250 West Fort Morgan Road, 36542
First Cahawba Bank Bank · 1
First Cahawba Bank has 1 branch in Gulf Shores, 5 across Alabama and 5 nationwide. FDIC records list its main office in Selma, AL and show it operating since 2007. With $205.7 million in total assets on June 30, 2026, it ranks No. 2,958 of 4,232 U.S. banks by total assets. The Gulf Shores at 144 Cove Ave dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gulf Shores144 Cove Ave, 36542
FirstBank Bank · 1
FirstBank has 1 branch in Gulf Shores, 27 across Alabama and 132 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 1906. With $16.76 billion in total assets on June 30, 2026, it ranks No. 118 of 4,232 U.S. banks by total assets. The Gulf Shores Lpo at 113 E 20th Ave dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gulf Shores Lpo113 E 20th Ave, 36542
Hancock Whitney Bank · 1
Hancock Whitney has 1 branch in Gulf Shores, 12 across Alabama and 186 nationwide. FDIC records list its main office in Gulfport, MS and show it operating since 1899. With $36.33 billion in total assets on June 30, 2026, it ranks No. 60 of 4,232 U.S. banks by total assets. The Gulf Shores Branch at 1801 Gulf Shores Pkwy dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gulf Shores Branch1801 Gulf Shores Pkwy, 36542
Merchants & Marine Bank Bank · 1
Merchants & Marine Bank has 1 branch in Gulf Shores, 5 across Alabama and 24 nationwide. FDIC records list its main office in Pascagoula, MS and show it operating since 1932. With $1.35 billion in total assets on June 30, 2026, it ranks No. 823 of 4,232 U.S. banks by total assets. The Gulf Shores Branch at 1820 Gulf Shores Pkwy dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gulf Shores Branch1820 Gulf Shores Pkwy, 36542
PNC Bank Bank · 1
PNC Bank has 1 branch in Gulf Shores, 93 across Alabama and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Craft Farms Branch at 3830 Gulf Shores Pkwy dates to 2009 in FDIC branch records. Its published hours do not list Saturday.
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Craft Farms Branch3830 Gulf Shores Pkwy, 36542
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Gulf Shores, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Gulf Shores 1400 Gulf Shores Pkwy Branch at 1400 Gulf Shores Pkwy dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gulf Shores 1400 Gulf Shores Pkwy Branch1400 Gulf Shores Pkwy, 36542
Renasant Bank · 1
Renasant has 1 branch in Gulf Shores, 37 across Alabama and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Gulf Shores Branch at 205 E 20th Ave dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gulf Shores Branch205 E 20th Ave, 36542
SouthState Bank · 1
SouthState has 1 branch in Gulf Shores, 9 across Alabama and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Gulf Shores Branch at 1560 W 2nd St dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gulf Shores Branch1560 W 2nd St, 36542
Truist Bank · 1
Truist has 1 branch in Gulf Shores, 49 across Alabama and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Gulf Shores Branch at 1500 Gulf Shores Pkwy dates to 1981 in FDIC branch records. Its published hours do not list Saturday.
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Gulf Shores Branch1500 Gulf Shores Pkwy, 36542
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Gulf Shores, 71 across Alabama and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Gulf Shores Branch at 1617 Gulf Shores Pkwy dates to 1982 in FDIC branch records. Its published hours do not list Saturday.
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Gulf Shores Branch1617 Gulf Shores Pkwy, 36542
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Gulf Shores, 38 across Alabama and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Al Gulf Shores at 170 E Fort Morgan Rd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Al Gulf Shores170 E Fort Morgan Rd, 36542
Join a credit union in Gulf Shores
1 credit union has 1 office here: Alabama Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gulf Shores page has every office in the state's directory.
Banking in Gulf Shores: the local picture
Short answer: 13 banks run 14 branches in Gulf Shores according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 0 have their main office in Gulf Shores, 2 elsewhere in Alabama and 11 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Merchants & Marine Bank's office at 1820 Gulf Shores Pkwy, dating to 1964; the newest is Community Bank of Mississippi's at 250 West Fort Morgan Road, from 2023.
The only credit union with an office here is Alabama Credit Union.
Of the 4 locations with published hours. None open on Saturday. 11 locations have no published hours in these sources.
Saturday hours in Gulf Shores
Short answer: None of the 4 Gulf Shores locations with published hours lists Saturday hours. 11 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Gulf Shores, and where the nearest one is if they do not.
Short answer: In Gulf Shores: Wells Fargo (1), PNC Bank (1), Truist (1), Regions Bank (1). No branches in Gulf Shores: Chase (nearest in Foley, 8 mi), Bank of America, U.S. Bank, Fifth Third Bank (nearest in Birmingham, 225 mi), Huntington (nearest in Foley, 7 mi), TD Bank, BMO.
| Bank | In Gulf Shores | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Foley, 8 miles away |
| Bank of America | None | none in Alabama |
| U.S. Bank | None | none in Alabama |
| Fifth Third Bank | None | Birmingham, 225 miles away |
| Huntington | None | Foley, 7 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gulf Shores to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gulf Shores residents like anyone else.
Banks near Gulf Shores
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Orange Beach (6 miles) and Foley (9 miles). Fairhope, 22 miles away, has the most banks nearby: 23.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Orange Beach, AL | 6 mi | 5 | 5 |
| Banks in Foley, AL | 9 mi | 13 | 14 |
| Banks in Elberta, AL | 11 mi | 2 | 2 |
| Banks in Robertsdale, AL | 19 mi | 3 | 3 |
| Banks in Fairhope, AL | 22 mi | 23 | 24 |
| Banks in Daphne, AL | 27 mi | 16 | 17 |
| Banks in Spanish Fort, AL | 30 mi | 5 | 5 |
| Banks in Theodore, AL | 32 mi | 2 | 2 |
Bank branch openings and closings in Gulf Shores
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Gulf Shores between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Gulf Shores by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gulf Shores offices.
Short answer: Wells Fargo is the largest bank with offices in Gulf Shores, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| Hancock Whitney | $36.33 billion | No. 60 | 1 | Gulfport, MS |
| Renasant | $26.99 billion | No. 80 | 1 | Tupelo, MS |
| Centennial Bank | $24.55 billion | No. 89 | 2 | Conway, AR |
| FirstBank | $16.76 billion | No. 118 | 1 | Nashville, TN |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Gulf Shores: FAQ
How many banks are in Gulf Shores, AL?
Gulf Shores has 13 banks with 14 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Gulf Shores?
Centennial Bank, with 2. Wells Fargo has 1 and PNC Bank has 1.
Is there a Centennial Bank in Gulf Shores, AL?
Yes. FDIC data lists 2 Centennial Bank branches in Gulf Shores as of September 5, 2026. Its branches are listed under Centennial Bank above, with the address and directions for each.
Is there a Wells Fargo in Gulf Shores, AL?
Yes. FDIC data lists 1 Wells Fargo branch in Gulf Shores as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Gulf Shores, AL?
Yes. FDIC data lists 1 PNC Bank branch in Gulf Shores as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Gulf Shores, AL?
No. FDIC data lists no Chase branch in Gulf Shores as of September 5, 2026. The nearest is in Foley, about 8 miles away in a straight line.
Which banks in Gulf Shores are open on Saturday?
None of the 4 locations with published hours lists Saturday hours. 11 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Gulf Shores?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Gulf Shores?
Alabama Credit Union has an office in Gulf Shores. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Gulf Shores in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Gulf Shores?
Nearby cities with more banks include Orange Beach, Foley, Elberta. Orange Beach is 6 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 14 branches: PNC Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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