US Bank Directory

Banks in Loxley, AL

1 FDIC-insured bank operates 1 office in Loxley, Alabama, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Loxley

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Loxley, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Loxley

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Bank is the only bank with an office in Loxley. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Alabama Credit Union 1 office · main office Tuscaloosa, AL Credit union · 1

Alabama Credit Union has 1 office in Loxley, 38 across Alabama. It is based in Tuscaloosa, AL and $2.06 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Loxley Branch
    2121 S Hickory St, 36551
    (251) 210-3583Today 10 am to 5 pm
    All hours

    Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Alabama Credit Union: profile, branches and contacts
Baldwin County Credit Union 1 office · main office Bay Minette, AL Credit union · 1

Baldwin County Credit Union has 1 office in Loxley, 3 across Alabama. It is based in Bay Minette, AL and $31.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Loxley
    1089 Hickory St, Ste F, 36551
    (251) 424-1080Today 8 am to 4:30 pm
    All hours

    Mon to Fri 8 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Baldwin County Credit Union: profile, branches and contacts
United Bank 1 branch · main office Atmore, AL Bank · 1

United Bank has 1 branch in Loxley, 17 across Alabama and 20 nationwide. FDIC records list its main office in Atmore, AL and show it operating since 1904. With $1.48 billion in total assets on June 30, 2026, it ranks No. 748 of 4,232 U.S. banks by total assets. The Loxley Branch at 1059 W Loxley Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Loxley Branch
    1059 W Loxley Ave, 36551
    Hours: see the bank's site
United Bank: profile, branches and contacts

Join a credit union in Loxley

2 credit unions have 2 offices here: Alabama Credit Union and Baldwin County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Loxley page has every office in the state's directory.

Banking in Loxley: the local picture

Short answer: 1 bank runs 1 branch in Loxley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

United Bank has its main office in Atmore, AL, according to the FDIC.

The bank with the longest record here is United Bank, operating since 1904 according to the FDIC.

2 credit unions have 2 offices in Loxley, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Loxley

Short answer: None of the 2 Loxley locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Loxley, and where the nearest one is if they do not.

Short answer: No branches in Loxley: Chase (nearest in Foley, 17 mi), Wells Fargo (nearest in Daphne, 9 mi), Bank of America, PNC Bank (nearest in Robertsdale, 5 mi), U.S. Bank, Truist (nearest in Fairhope, 10 mi), Fifth Third Bank (nearest in Birmingham, 203 mi), Huntington (nearest in Fairhope, 9 mi), Regions Bank (nearest in Robertsdale, 6 mi), TD Bank, BMO.

BankIn LoxleyNearest branch if none here
ChaseNoneFoley, 17 miles away
Wells FargoNoneDaphne, 9 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneRobertsdale, 5 miles away
U.S. BankNonenone in Alabama
TruistNoneFairhope, 10 miles away
Fifth Third BankNoneBirmingham, 203 miles away
HuntingtonNoneFairhope, 9 miles away
Regions BankNoneRobertsdale, 6 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Loxley to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Loxley residents like anyone else.

Banks near Loxley

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Robertsdale (5 miles) and Spanish Fort (8 miles). Mobile, 23 miles away, has the most banks nearby: 25.

Bank branch openings and closings in Loxley

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Loxley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Loxley by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Loxley offices.

Short answer: United Bank is the largest bank with offices in Loxley, with $1.48 billion in total assets on June 30, 2026, No. 748 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
United Bank$1.48 billionNo. 7481Atmore, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Loxley: FAQ

How many banks are in Loxley, AL?

Loxley has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a United Bank in Loxley, AL?

Yes. FDIC data lists 1 United Bank branch in Loxley as of September 5, 2026. The address and directions are under United Bank above.

Is there a Chase in Loxley, AL?

No. FDIC data lists no Chase branch in Loxley as of September 5, 2026. The nearest is in Foley, about 17 miles away in a straight line.

Which banks in Loxley are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Loxley?

United Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1904.

Which credit unions can I join in Loxley?

Alabama Credit Union and Baldwin County Credit Union have offices in Loxley. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Loxley in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Loxley?

Nearby cities with more banks include Robertsdale, Spanish Fort, Daphne. Robertsdale is 5 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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