US Bank Directory

Banks in Bay Minette, AL

5 FDIC-insured banks operate 6 offices in Bay Minette, Alabama, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Bay Minette

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 7 locations in Bay Minette, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Bay Minette

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Bank has the most locations in Bay Minette, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

United Bank 2 branches · main office Atmore, AL Bank · 2

United Bank has 2 branches in Bay Minette, 17 across Alabama and 20 nationwide. FDIC records list its main office in Atmore, AL and show it operating since 1904. With $1.48 billion in total assets on June 30, 2026, it ranks No. 748 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bay Minette location is the Bay Minette Branch at 404 Courthouse Sq, dating to 1998; the newest, at 615 Mcmeans Ave, to 2003. It does not publish hours in the sources this page uses; check its site before you go.

  • Bay Minette Branch
    404 Courthouse Sq, 36507
    Hours: see the bank's site
  • Bay Minette Branch
    615 Mcmeans Ave, 36507
    Hours: see the bank's site
United Bank: profile, branches and contacts
Baldwin County Credit Union 1 office · main office Bay Minette, AL Credit union · 1

Baldwin County Credit Union has 1 office in Bay Minette, 3 across Alabama. It is based in Bay Minette, AL and $31.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2509 Hand Ave, 36507
    (251) 937-0334Today 8 am to 4 pm
    All hours

    Mon to Fri 8 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Baldwin County Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Bay Minette, 93 across Alabama and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Bay Minette Branch at 511 Dolive St dates to 1984 in FDIC branch records. Its published hours do not list Saturday.

  • Bay Minette Branch
    511 Dolive St, 36507
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Bay Minette, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Bay Minette Courthouse Square Branch at 408 Courthouse Sq dates to 1954 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bay Minette Courthouse Square Branch
    408 Courthouse Sq, 36507
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Renasant Renasant Bank · 1 branch · main office Tupelo, MS Bank · 1

Renasant has 1 branch in Bay Minette, 37 across Alabama and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Bay Minette Branch at 211b E 1st St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bay Minette Branch
    211b E 1st St, 36507
    Hours: see the bank's site
Renasant: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Bay Minette, 71 across Alabama and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Bay Minette Main Branch at 119 Courthouse Sq dates to 1932 in FDIC branch records. Its published hours do not list Saturday.

  • Bay Minette Main Branch
    119 Courthouse Sq, 36507
    (251) 580-1582Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Bay Minette

1 credit union has 1 office here: Baldwin County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bay Minette page has every office in the state's directory.

Banking in Bay Minette: the local picture

Short answer: 5 banks run 6 branches in Bay Minette according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Bay Minette, 2 elsewhere in Alabama and 3 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 119 Courthouse Sq, dating to 1932; the newest is Renasant's at 211b E 1st St, from 2013.

The only credit union with an office here is Baldwin County Credit Union.

Of the 3 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Bay Minette

Short answer: None of the 3 Bay Minette locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Bay Minette, and where the nearest one is if they do not.

Short answer: In Bay Minette: Wells Fargo (1), PNC Bank (1), Regions Bank (1). No branches in Bay Minette: Chase (nearest in Foley, 35 mi), Bank of America, U.S. Bank, Truist (nearest in Saraland, 18 mi), Fifth Third Bank (nearest in Birmingham, 186 mi), Huntington (nearest in Spanish Fort, 17 mi), TD Bank, BMO.

BankIn Bay MinetteNearest branch if none here
Wells Fargo1 branchhere
PNC Bank1 branchhere
Regions Bank1 branchhere
ChaseNoneFoley, 35 miles away
Bank of AmericaNonenone in Alabama
U.S. BankNonenone in Alabama
TruistNoneSaraland, 18 miles away
Fifth Third BankNoneBirmingham, 186 miles away
HuntingtonNoneSpanish Fort, 17 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bay Minette to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bay Minette residents like anyone else.

Banks near Bay Minette

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Spanish Fort (16 miles) and Saraland (19 miles). Mobile, 26 miles away, has the most banks nearby: 25.

Bank branch openings and closings in Bay Minette

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bay Minette between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Bay Minette

Short answer: 1 institution has its main office in Bay Minette: Baldwin County Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Baldwin County Credit UnionCredit union$31.8 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Bay Minette by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bay Minette offices.

Short answer: Wells Fargo is the largest bank with offices in Bay Minette, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
Regions Bank$159.79 billionNo. 271Birmingham, AL
Renasant$26.99 billionNo. 801Tupelo, MS
United Bank$1.48 billionNo. 7482Atmore, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bay Minette: FAQ

How many banks are in Bay Minette, AL?

Bay Minette has 5 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Bay Minette?

United Bank, with 2. Wells Fargo has 1 and PNC Bank has 1.

Is there a United Bank in Bay Minette, AL?

Yes. FDIC data lists 2 United Bank branches in Bay Minette as of September 5, 2026. Its branches are listed under United Bank above, with the address and directions for each.

Is there a Wells Fargo in Bay Minette, AL?

Yes. FDIC data lists 1 Wells Fargo branch in Bay Minette as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a PNC Bank in Bay Minette, AL?

Yes. FDIC data lists 1 PNC Bank branch in Bay Minette as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Chase in Bay Minette, AL?

No. FDIC data lists no Chase branch in Bay Minette as of September 5, 2026. The nearest is in Foley, about 35 miles away in a straight line.

Which banks in Bay Minette are open on Saturday?

None of the 3 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Bay Minette?

Baldwin County Credit Union has its main office in Bay Minette, according to the FDIC and the NCUA.

What is the oldest bank in Bay Minette?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Bay Minette?

Baldwin County Credit Union has an office in Bay Minette. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Bay Minette in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bay Minette?

Nearby cities with more banks include Spanish Fort, Saraland, Atmore. Spanish Fort is 16 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Bank branch hours, phones and branch pages (2 of 6 branches: PNC Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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