US Bank Directory

Banks in Locust Fork, AL

1 FDIC-insured bank operates 1 office in Locust Fork, Alabama.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Locust Fork

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Locust Fork, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Locust Fork

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples Bank of Alabama is the only bank with an office in Locust Fork. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Peoples Bank of Alabama 1 branch · main office Cullman, AL Bank · 1

Peoples Bank of Alabama has 1 branch in Locust Fork, 28 across Alabama and 28 nationwide. FDIC records list its main office in Cullman, AL and show it operating since 1977. With $1.42 billion in total assets on June 30, 2026, it ranks No. 777 of 4,232 U.S. banks by total assets. The Locust Fork Branch at 29900 State Highway 79 dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Locust Fork Branch
    29900 State Highway 79, 35097
    Hours: see the bank's site
Peoples Bank of Alabama: profile, branches and contacts

Banking in Locust Fork: the local picture

Short answer: 1 bank runs 1 branch in Locust Fork according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Peoples Bank of Alabama has its main office in Cullman, AL, according to the FDIC.

The bank with the longest record here is Peoples Bank of Alabama, operating since 1977 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Locust Fork, and where the nearest one is if they do not.

Short answer: No branches in Locust Fork: Chase (nearest in Birmingham, 20 mi), Wells Fargo (nearest in Birmingham, 18 mi), Bank of America, PNC Bank (nearest in Oneonta, 9 mi), U.S. Bank, Truist (nearest in Oneonta, 9 mi), Fifth Third Bank (nearest in Birmingham, 33 mi), Huntington (nearest in Oneonta, 9 mi), Regions Bank (nearest in Oneonta, 9 mi), TD Bank, BMO.

BankIn Locust ForkNearest branch if none here
ChaseNoneBirmingham, 20 miles away
Wells FargoNoneBirmingham, 18 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneOneonta, 9 miles away
U.S. BankNonenone in Alabama
TruistNoneOneonta, 9 miles away
Fifth Third BankNoneBirmingham, 33 miles away
HuntingtonNoneOneonta, 9 miles away
Regions BankNoneOneonta, 9 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Locust Fork to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Locust Fork residents like anyone else.

Banks near Locust Fork

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Oneonta (9 miles) and Springville (12 miles). Oneonta, 9 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Locust Fork

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Locust Fork between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Locust Fork by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Locust Fork offices.

Short answer: Peoples Bank of Alabama is the largest bank with offices in Locust Fork, with $1.42 billion in total assets on June 30, 2026, No. 777 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Peoples Bank of Alabama$1.42 billionNo. 7771Cullman, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Locust Fork: FAQ

How many banks are in Locust Fork, AL?

Locust Fork has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Peoples Bank of Alabama in Locust Fork, AL?

Yes. FDIC data lists 1 Peoples Bank of Alabama branch in Locust Fork as of September 5, 2026. The address and directions are under Peoples Bank of Alabama above.

Is there a Chase in Locust Fork, AL?

No. FDIC data lists no Chase branch in Locust Fork as of September 5, 2026. The nearest is in Birmingham, about 20 miles away in a straight line.

What is the oldest bank in Locust Fork?

Peoples Bank of Alabama has the longest record among banks with a branch here: the FDIC shows it operating since 1977.

Did any bank branches open or close in Locust Fork in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Locust Fork?

Nearby cities with more banks include Oneonta, Springville, Warrior. Oneonta is 9 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds