Financial Tools
Retirement Savings Calculator
Carefully plan how much you need for a comfortable retirement. Project your nest egg from today's savings and monthly contributions, and see the monthly income it could support.
You
Current Age
Retirement Age
Savings
Current Retirement Savings
Monthly Contribution
Employer Match (% of your contribution, optional)
Expected Annual Return (% before inflation)
Inflation (% per year, for today's dollars)
Withdrawal Rate in Retirement (% per year, 4% is a common rule of thumb)
Values shown are examples. Returns are not guaranteed, the 4% withdrawal rate is a rule of thumb, not a plan.
Retirement Projection
| Nest Egg at Retirement | $0 |
| Years Until Retirement | n/a |
| Total Contributions | $0 |
| Employer Match per Month | $0 |
| Investment Growth | $0 |
| Monthly Income at Withdrawal Rate | $0 |
| Nest Egg in Today's Dollars | $0 |
| Monthly Income in Today's Dollars | $0 |
For illustration only, not financial advice. Results are estimates based on the numbers you enter and do not constitute an offer, rate quote or approval.
Questions people ask
How does the page project my nest egg?
It grows your current savings and adds your monthly contribution, plus any employer match as a percentage of that contribution, at your expected annual return for every month until your retirement age.
How is the monthly income in retirement worked out?
The page multiplies the nest egg by the withdrawal rate you enter and divides by twelve. The default is 4%, which the page labels a rule of thumb, not a plan.
What do the lines in current dollars mean?
They divide the nest egg and the monthly income by your inflation rate compounded over the years until retirement, to show their buying power at current prices.
Is the expected return guaranteed?
No. The page applies one steady return every month, while real returns vary. Returns are not guaranteed, so try a lower figure to test the plan.
