Financial Tools
Net Worth Calculator
Add up what you own, subtract what you owe. The one number that tracks financial progress from year to year.
What You Own
Cash and Checking / Savings
Investments (brokerage, crypto)
Retirement Accounts (401(k), IRA)
Home Value
Vehicles
Other Assets (business, collectibles)
What You Owe
Mortgage Balance
Auto Loans
Student Loans
Credit Card Balances
Other Debts
Values shown are examples. Edit them to match your situation.
Your Net Worth
| Net Worth | $0 |
| Total Assets | $0 |
| Total Liabilities | $0 |
| Liquid Assets | $0 |
| Home Equity | $0 |
| Debt-to-Assets | 0% |
For illustration only, not financial advice. Results are estimates based on the numbers you enter and do not constitute an offer, rate quote or approval.
Questions people ask
How is net worth calculated?
The page adds everything you own, from cash and investments to your home and vehicles, then subtracts everything you owe, from the mortgage to credit card balances. The difference is your net worth, and it can be negative.
What counts as liquid assets here?
Cash and checking or savings plus investments. Retirement accounts, your home, vehicles and other assets are left out of that line.
How is home equity worked out?
It is the home value you enter minus the mortgage balance you enter.
What does Debt-to-Assets show?
It divides total liabilities by total assets. A lower share means more of what you own is yours free of debt.
