Find your next credit card
- A travel card, which is what you asked for
- 5% on travel beats its 1% base rate
- No annual fee
Altitude Connect is for travelers who want real travel perks without an annual fee. You earn 5X on prepaid hotels and car rentals booked in the U.S. Bank Travel Center, 4X on travel, 4X at gas and EV charging stations on your first $1,000 each quarter, and 2X on dining, streaming and groceries. There are no foreign transaction fees. The caveat: the gas rate caps each quarter, and lounge access is limited to a small number of visits.
- A travel card, which is what you asked for
- 7% on travel beats its 3% base rate
- No annual fee
This card fits travelers who stay at Hilton brands a few times a year and want no annual fee. It earns 7X points at Hilton properties and 5X at U.S. restaurants, U.S. supermarkets and U.S. gas stations. Hilton Honors Silver status is included. Hilton points run lower in value than flexible currencies, so the card rewards Hilton stays more than general spending.
- A travel card, which is what you asked for
- 5% on travel beats its 1% base rate
- No annual fee
The Earner fits road trippers and value travelers who sleep at Days Inn, La Quinta, Super 8 and other Hotels by Wyndham. It earns 5X points at Wyndham hotels and 3X on dining, grocery stores, gas and EV charging. Gold member level comes automatically, and cardmembers redeem 10% fewer points for go free awards. There is no annual fee; the anniversary bonus of 7,500 points requires $15,000 in yearly spend.
No annual fee and no foreign transaction fee as of Sep 6, 2026. 3X points on restaurants, travel, gas and transit, streaming and phone plans, 1X on the rest, no caps. 20,000 bonus points after $1,000 in 3 months. 0% intro APR on purchases for 12 months, then 18.49%, 24.49% or 28.49% variable.
The Gold Card fits people who put most of their spending on food. It earns 4X points at restaurants worldwide on up to $50,000 per calendar year and 4X at U.S. supermarkets on up to $25,000 per calendar year. Monthly Uber, dining, Resy and Dunkin' credits can return up to $424 per year against the $325 annual fee. The credits post monthly, so they reward steady use rather than one big trip.
The starter card for United flyers. You get a free first checked bag, priority boarding, two United Club one-time passes a year and up to 60,000 bonus miles. The first year costs $0, then $150. The partner statement credits can outweigh the fee, but only if you actually use Instacart, rideshare and United's hotel portal.
This card fits travelers who want flexible points without a premium fee. It earns 5x on Chase Travel, 3x on dining, select streaming, online groceries, gas stations and EV charging, and 2x on other travel. The annual fee is $95 and there are no foreign transaction fees. The 3x everyday categories carry exclusions, including Target, Walmart and wholesale clubs for online grocery.
This card is for travelers who want one flat earning rate instead of category charts. Every purchase earns 2X miles, and Capital One Travel hotel and car bookings earn 5X. The annual fee is $95. The main caveat: top value from miles requires redeeming for travel or transferring to partners, not cash.
This card is for travelers who book flights and hotels directly instead of through an issuer portal. Hotels earn 5 points per $1 and airlines 4 points per $1 wherever you book them. The $50 annual airline statement credit cuts the effective fee to $45. Points transfer to airline and hotel partners. The caveat: everyday non-travel, non-dining spend earns just 1 point per $1.
The Boundless suits travelers who stay at Marriott brands several times a year. It earns 6X points per $1 at over 7,000 Bonvoy hotels, 3X on the first $6,000 in combined grocery, gas and dining purchases annually, and 2X elsewhere. The $95 fee is answered by an annual free night worth up to 35,000 points, which you can top up with points. 15 elite night credits each year put Silver Elite in hand and Gold within reach.
The Earner Plus rewards travelers who keep coming back to Wyndham brands. It earns 6X points at Hotels by Wyndham and 4X on travel, dining and grocery purchases. New cardmembers hold Diamond member level for the first year, then Platinum. The 15,000-point anniversary bonus on its own covers a typical go free award night, which answers the $95 fee for anyone who stays at Wyndham at least once a year.
For Marriott regulars who also spend on dining and groceries. Gold Elite status and 15 Elite Night Credits come with the card, and each paid, eligible stay adds 1,000 bonus points. There is no automatic Free Night Award: one unlocks only after $15,000 in eligible purchases in a calendar year, so the $250 fee demands real use.
