Root Renters Insurance
What Root publishes: "starting at just $6/month" (source). That is the carrier's own phrase, not a quote for you.
Your premium is set by Root after you request a quote on its site. It depends on the coverage you pick, where you live, your history and the carrier's own underwriting, and can be higher than any starting figure the carrier advertises.
Renters insurance bought through the Root app with a three-step quote (describe your place, tell us about your stuff, choose a personalized policy). Covers personal property at home, in cars or while traveling, plus additional living expenses and medical payments.
| Personal property coverage (theft, storm damage) | Listed by Root |
| Coverage for items at home, in cars, or while traveling | Listed by Root |
| Damage coverage (plumbing issues, fire smoke) | Listed by Root |
| Additional living expenses (up to 12 months) | Listed by Root |
| Medical payments for injuries on the property | Listed by Root |
| Discounts named on the carrier page | Bundle with Root car insurance (save 5% on renters quote) |
| Features stated on the carrier page | Online quote, Mobile app, Bundle discount |
| States | Availability: see carrier (source) |
| Who can buy | Open to everyone the carrier serves |
| How you get a quote | Online: "Choose a personalized policy" |
| Provider type | Insurance company |
Site states: "Root does car insurance differently. We believe good drivers should pay less for auto insurance so we base rates primarily on how you drive." Root also offers renters insurance through its app.
Legal entity named on the site: Root Insurance Company.
| Checked | Sep 23, 2026 |
| Carrier product page | https://www.joinroot.com/renters-insurance/ |
| Carrier disclosures | https://www.joinroot.com/terms-and-conditions |
Everything on this page is copied from Root's public website on the date above. Banrox does not set, estimate or adjust insurance prices, and does not verify coverage terms beyond what the carrier publishes.
Third-party carriers
Insurance products are offered by third-party insurance companies, agencies and marketplaces. Banrox is a technology company and is not an insurance company, agency or broker. Banrox does not sell, bind, quote or service insurance policies.
Compensation
Banrox may receive compensation from some carriers when you click or request a quote through links on this page. Compensation does not affect what is shown, which is taken from each carrier's public website as of the date displayed.
Coverage and prices
Coverage descriptions, discounts, state availability and any "starting at" price are shown as published on the carrier's website on the date above and may change without notice. They are not an offer of coverage. Your premium, eligibility and policy terms are set by the carrier.
