Root Car Insurance
Your premium is set by Root after you request a quote on its site. It depends on the coverage you pick, where you live, your history and the carrier's own underwriting, and can be higher than any starting figure the carrier advertises.
Car insurance priced primarily on driving behavior measured by the Root app during a test drive. Site states: "Drive like you normally would while the Root app uses mobile technology to measure your driving habits and help determine your car insurance rate."
| Roadside Assistance (opt-in) | Listed by Root |
| Discounts named on the carrier page | None listed |
| Features stated on the carrier page | Online quote, Mobile app |
| States | Availability: see carrier (source) |
| Who can buy | Open to everyone the carrier serves |
| How you get a quote | Online: "get a car insurance quote based on how you drive" |
| Provider type | Insurance company |
Site states: "Root does car insurance differently. We believe good drivers should pay less for auto insurance so we base rates primarily on how you drive." Root also offers renters insurance through its app.
Legal entity named on the site: Root Insurance Company.
| Checked | Sep 23, 2026 |
| Carrier product page | https://www.joinroot.com/car-insurance/ |
| Carrier disclosures | https://www.joinroot.com/terms-and-conditions |
Everything on this page is copied from Root's public website on the date above. Banrox does not set, estimate or adjust insurance prices, and does not verify coverage terms beyond what the carrier publishes.
Third-party carriers
Insurance products are offered by third-party insurance companies, agencies and marketplaces. Banrox is a technology company and is not an insurance company, agency or broker. Banrox does not sell, bind, quote or service insurance policies.
Compensation
Banrox may receive compensation from some carriers when you click or request a quote through links on this page. Compensation does not affect what is shown, which is taken from each carrier's public website as of the date displayed.
Coverage and prices
Coverage descriptions, discounts, state availability and any "starting at" price are shown as published on the carrier's website on the date above and may change without notice. They are not an offer of coverage. Your premium, eligibility and policy terms are set by the carrier.
