Pets Best Accident & Illness Coverage
Your premium is set by Pets Best after you request a quote on its site. It depends on the coverage you pick, where you live, your history and the carrier's own underwriting, and can be higher than any starting figure the carrier advertises.
Dog and cat insurance covering accidents, illnesses, hereditary and congenital conditions, emergency care, surgeries, prescription medications and diagnostics, with reimbursement up to 90% and customizable deductibles and reimbursement rates. Direct Vet Pay is available with all plans.
| Up to 90% reimbursement of eligible veterinary expenses | Listed by Pets Best |
| No annual or per-incident payout limits (customizable annual limits also offered) | Listed by Pets Best |
| Accidents, illnesses, hereditary/congenital conditions, emergency care, surgeries | Listed by Pets Best |
| Prescription medications and diagnostics | Listed by Pets Best |
| Direct Vet Pay available with all Pets Best plans; 24/7 pet helpline | Listed by Pets Best |
| Discounts named on the carrier page | None listed |
| Features stated on the carrier page | Online quote, Mobile app |
| States | Availability: see carrier |
| Who can buy | Open to everyone the carrier serves |
| How you get a quote | Online: "Get a free personalized quote in seconds!" |
| Provider type | Managing general agent |
Pets Best Insurance Services, LLC sells accident and illness, accident-only and optional wellness plans for dogs and cats, underwritten by American Pet Insurance Company, Independence American Insurance Company, Independence Pet Insurance Company and MS Transverse Insurance Company.
Legal entity named on the site: Pets Best Insurance Services, LLC.
| Checked | Sep 23, 2026 |
| Carrier product page | https://www.petsbest.com/ |
Everything on this page is copied from Pets Best's public website on the date above. Banrox does not set, estimate or adjust insurance prices, and does not verify coverage terms beyond what the carrier publishes.
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Compensation
Banrox may receive compensation from some carriers when you click or request a quote through links on this page. Compensation does not affect what is shown, which is taken from each carrier's public website as of the date displayed.
Coverage and prices
Coverage descriptions, discounts, state availability and any "starting at" price are shown as published on the carrier's website on the date above and may change without notice. They are not an offer of coverage. Your premium, eligibility and policy terms are set by the carrier.
