Embrace Accident & Illness Pet Insurance
Your premium is set by Embrace after you request a quote on its site. It depends on the coverage you pick, where you live, your history and the carrier's own underwriting, and can be higher than any starting figure the carrier advertises.
Dog and cat insurance for accidents, illnesses, chronic conditions and dental disease with reimbursement up to 90%, lifetime illness coverage and any licensed veterinarian. Optional Rx plan and Wellness Rewards membership can be added.
| Accidents and injuries (broken bones, swallowed objects, poisoning) | Listed by Embrace |
| Illnesses and chronic conditions (arthritis, diabetes, lymphoma, seizures, kidney failure) | Listed by Embrace |
| Dental disease (tooth extractions, gingivitis care) | Listed by Embrace |
| Behavioral therapy and acupuncture | Listed by Embrace |
| Reimbursement up to 90%; free 24/7 telehealth | Listed by Embrace |
| Discounts named on the carrier page | None listed |
| Features stated on the carrier page | Online quote |
| States | Availability: see carrier |
| Who can buy | Open to everyone the carrier serves |
| How you get a quote | Online: "Start a Quote" |
| Provider type | Managing general agent |
Embrace Pet Insurance Agency, LLC markets and administers dog and cat insurance underwritten by American Modern Insurance Group, Inc. companies (American Modern Home Insurance Company and American Southern Home Insurance Company).
Legal entity named on the site: Embrace Pet Insurance Agency, LLC.
| Checked | Sep 23, 2026 |
| Carrier product page | https://www.embracepetinsurance.com/ |
Everything on this page is copied from Embrace's public website on the date above. Banrox does not set, estimate or adjust insurance prices, and does not verify coverage terms beyond what the carrier publishes.
Third-party carriers
Insurance products are offered by third-party insurance companies, agencies and marketplaces. Banrox is a technology company and is not an insurance company, agency or broker. Banrox does not sell, bind, quote or service insurance policies.
Compensation
Banrox may receive compensation from some carriers when you click or request a quote through links on this page. Compensation does not affect what is shown, which is taken from each carrier's public website as of the date displayed.
Coverage and prices
Coverage descriptions, discounts, state availability and any "starting at" price are shown as published on the carrier's website on the date above and may change without notice. They are not an offer of coverage. Your premium, eligibility and policy terms are set by the carrier.