NCUA-insured credit union
Smart Financial — Houston, TX
Credit Union headquartered in Houston, Texas.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | Po Box 920719 Houston, TX 77292 |
| County | Harris |
| Website | not published in NCUA data |
| Phone | (713) 850-1600 |
NCUA record
| NCUA Charter | 67927 |
| Federal Reserve RSSD ID | 787691 |
| Status | Active |
| Charter type | 2 (STATE) |
| Financials as of | March 31, 2026 |
How to find your Smart Financial routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
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Offices
| Main Office main office Houston, TX |
6051 N Course Dr, 77072 (713) 850-1600 M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Conroe Conroe, TX |
3201 W Davis St, 77304 (713) 850-1600 LobbyM,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pmDrive-In:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Northloop Houston, TX |
2510 North Loop W, 77092 (713) 850-1600 Lobby:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pmDrive-In:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Wayside Houston, TX |
4411 S Wayside Dr, 77087 (713) 850-1600 Lobby: M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm Drive-In:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Fm 1960 Houston, TX |
520 Fm 1960 Rd, 77073 (713) 850-1600 Lobby:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pmDrive-In:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Lamar Houston, TX |
3325 Westheimer Rd # B101, 77098 (713) 850-1600 Lobby:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Kingwood Kingwood, TX |
4529 Kingwood Dr Ste 100, 77345 (713) 407-8427 Lobby: M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Magnolia Magnolia, TX |
6311 Fm 1488 Rd Ste A, 77354 (713) 850-1600 LobbyM,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pmDrive-In:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Pearland Pearland, TX |
3060 Kirby Dr, 77584 (713) 407-8530 Lobby:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Spring Marketplace Spring, TX |
7206 N Grand Pkwy W, 77379 (713) 407-8591 Lobby:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Woodlands Spring, TX |
26515 Interstate 45, 77380 (713) 850-1600 Lobby M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Sugar Land Sugar Land, TX |
9810 Highway 90A, 77478 (713) 850-1600 Lobby:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pmDrive-In:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
Where Smart Financial has offices
Cities with the most Smart Financial offices
Other credit unions headquartered in Houston
| Texas Dow Employees | $5.10 billion |
| First Community | $2.96 billion |
| Jsc | $2.65 billion |
| First Service | $1.48 billion |
| Houston Police | $999.48 million |
| Texas Bay | $902.24 million |
| Primeway | $731.78 million |
| Members Choice | $727.98 million |
Largest credit unions headquartered elsewhere in Texas
| Randolph-brooks Universal City | $19.19 billion |
| Security Service San Antonio | $14.21 billion |
| American Airlines Fort Worth | $9.45 billion |
| Rally Corpus Christi | $4.77 billion |
| Eecu Fort Worth | $4.76 billion |
| Gecu El Paso | $4.66 billion |
| Credit Human San Antonio | $4.38 billion |
| University Austin | $4.27 billion |
Compare before you open an account: today's CD and savings rates, the CD calculator and the savings calculator.
