NCUA-insured credit union
Smart Financial
Credit Union headquartered in Houston, Texas.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | Po Box 920719 Houston, TX 77292 |
| County | Harris |
| Website | not published in NCUA data |
| Phone | (713) 850-1600 |
NCUA record
| NCUA Charter | 67927 |
| Federal Reserve RSSD ID | 787691 |
| Status | Active |
| Charter type | 2 (STATE) |
| Financials as of | March 31, 2026 |
Routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
See how your odds compare before you apply at Smart Financial.
Offices
| Main Office main office Houston, TX |
6051 N Course Dr, 77072 (713) 850-1600 M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Conroe Conroe, TX |
3201 W Davis St, 77304 (713) 850-1600 LobbyM,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pmDrive-In:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Northloop Houston, TX |
2510 North Loop W, 77092 (713) 850-1600 Lobby:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pmDrive-In:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Wayside Houston, TX |
4411 S Wayside Dr, 77087 (713) 850-1600 Lobby: M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm Drive-In:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Fm 1960 Houston, TX |
520 Fm 1960 Rd, 77073 (713) 850-1600 Lobby:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pmDrive-In:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Lamar Houston, TX |
3325 Westheimer Rd # B101, 77098 (713) 850-1600 Lobby:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Kingwood Kingwood, TX |
4529 Kingwood Dr Ste 100, 77345 (713) 407-8427 Lobby: M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Magnolia Magnolia, TX |
6311 Fm 1488 Rd Ste A, 77354 (713) 850-1600 LobbyM,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pmDrive-In:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Pearland Pearland, TX |
3060 Kirby Dr, 77584 (713) 407-8530 Lobby:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Spring Marketplace Spring, TX |
7206 N Grand Pkwy W, 77379 (713) 407-8591 Lobby:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Woodlands Spring, TX |
26515 Interstate 45, 77380 (713) 850-1600 Lobby M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
| Sugar Land Sugar Land, TX |
9810 Highway 90A, 77478 (713) 850-1600 Lobby:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pmDrive-In:M,T,Th,F - 9am - 5pmW - 9am - 2pmS - 9am - 2pm |
Where Smart Financial has offices
Other credit unions headquartered in Houston
| Texas Dow Employees | $5.10 billion |
| First Community | $2.96 billion |
| Jsc | $2.65 billion |
| First Service | $1.48 billion |
| Houston Police | $999.48 million |
| Texas Bay | $902.24 million |
| Primeway | $731.78 million |
| Members Choice | $727.98 million |