Wells Fargo Personal Loan
What Wells Fargo publishes: "Get discounted interest rates from 6.74% to 26.74% APR when you set up Autopay from a qualifying Wells Fargo account."
Range INCLUDES the 0.25% customer relationship discount. 'To qualify for a customer relationship discount, you must have a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account.' 'If automatic payments are canceled, for any reason at any time, after account opening, the interest rate and the corresponding monthly payment may increase.' Undiscounted range not stated separately on the page. 'We only offer personal loans to existing Wells Fargo customers.'
Representative example from the lender: For $17,000 borrowed over 48 months at 13.99% Annual Percentage Rate (APR), the monthly payment is $464
The rate you are offered is set by Wells Fargo after you apply on its site. It depends on your credit history, income, loan amount and term, and may be higher than the lowest rate shown here.
| Loan amount | $3,000 to $100,000 |
| Term | 12 to 84 months |
| Rate type | fixed |
| Funding speed | same day: 'On average, 97% of customers received their funds the day they signed for their personal loan' |
| Origination fee | 0% (no origination fee, no closing fee) |
| Prepayment penalty | No |
| Late fee | Not stated |
| Minimum credit score | Not disclosed |
| States | Not stated |
| Membership | Required, see the lender's eligibility rules |
- Origination fee 0% (no origination fee, no closing fee)
- Funding: same day: 'On average, 97% of customers received their funds the day they signed for their personal loan'
- Borrow up to $100,000
- No prepayment penalty
- Credit union membership required
| Legal name | Wells Fargo Bank, N.A., Member FDIC |
| Type | Bank |
| Website | https://www.wellsfargo.com |
Third-party lenders
Loan offers are provided by third-party lenders. Banrox is a technology company and is not a lender. Banrox does not take loan applications, make credit decisions or fund loans.
Compensation
Banrox may receive compensation from some lenders when you click or apply through links on this page. Compensation does not affect the rates shown, which are taken from each lender's public website as of the date displayed.
Rates and estimates
Rates, amounts, terms and fees are shown as published on the lender's website on the date marked above and may change without notice. The payment estimate uses the lowest APR the lender publishes and excludes origination and other fees; the lender's own disclosure governs. Nothing on this page is an offer, a rate quote or a commitment to lend.
