Best Egg Personal Loan
What Best Egg publishes: "Annual Percentage Rates (APRs) range from 6.99%–35.99%. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.99%–9.99% of your loan amount, which will be deducted from any loan proceeds you receive. The origination fee on a loan term 4 years or longer will be at least 4.99%. Your loan term will impact your APR, which may be higher than our lowest advertised rate. Eligibility for the best available rate subject to creditworthiness. For example: a 5-year $10,000 loan with a 9.99% APR has 60 scheduled monthly payments of $201.81; a 3-year $5,000 loan with 6.99% APR has 36 scheduled monthly payments of $152.83."
No autopay discount mentioned. Origination fee is at least 4.99% on terms of 4 years or longer.
Representative example from the lender: a 5-year $10,000 loan with a 9.99% APR has 60 scheduled monthly payments of $201.81; a 3-year $5,000 loan with 6.99% APR has 36 scheduled monthly payments of $152.83.
The rate you are offered is set by Best Egg after you apply on its site. It depends on your credit history, income, loan amount and term, and may be higher than the lowest rate shown here.
| Loan amount | $2,000 to $50,000 |
| Term | 36 to 60 months |
| Rate type | fixed |
| Funding speed | 1-3 business days: 'About half of our customers get their money the next day. After successful verification, your money can be deposited in your bank account within 1-3 business days.' |
| Origination fee | 0.99%-9.99%, deducted from proceeds; at least 4.99% on terms 4 years or longer |
| Prepayment penalty | No |
| Late fee | Not stated |
| Minimum credit score | Not disclosed |
| States | all except Iowa, Vermont, West Virginia, District of Columbia and U.S. Territories: 'Best Egg products are not available if you live in Iowa, Vermont, West Virginia, the District of Columbia or U.S. Territories.' |
| Membership | Not required |
- Origination fee 0.99%-9.99%, deducted from proceeds; at least 4.99% on terms 4 years or longer
- Funding: 1-3 business days: 'About half of our customers get their money the next day. After successful verification, your money can be deposited in your bank account within 1-3 business days.'
- Borrow up to $50,000
- No prepayment penalty
| Legal name | Best Egg (Marlette Funding); loans made by Cross River Bank (NJ chartered, Member FDIC) or Column N.A. (Member FDIC) |
| Type | Fintech |
| Website | https://www.bestegg.com |
Third-party lenders
Loan offers are provided by third-party lenders. Banrox is a technology company and is not a lender. Banrox does not take loan applications, make credit decisions or fund loans.
Compensation
Banrox may receive compensation from some lenders when you click or apply through links on this page. Compensation does not affect the rates shown, which are taken from each lender's public website as of the date displayed.
Rates and estimates
Rates, amounts, terms and fees are shown as published on the lender's website on the date marked above and may change without notice. The payment estimate uses the lowest APR the lender publishes and excludes origination and other fees; the lender's own disclosure governs. Nothing on this page is an offer, a rate quote or a commitment to lend.
