How many units cover your fixed costs, what that is in revenue, how many more it takes to hit a profit target, and how far today's volume sits above the line.
Fixed Costs per Month (rent, salaries, software, anything that does not move with volume)
Price per Unit
Variable Cost per Unit (materials, payment fees, shipping, per unit labour)
Units You Sell Now (optional, for the margin of safety)
Monthly Profit Target (optional)
Values shown are examples. Card processing is a variable cost, so a per transaction fee belongs in the variable line, not the fixed one.
Everything here stays in your browser. The link carries your inputs inside the address itself, and the PDF is made by your own device.
For illustration only, not financial advice. Results are estimates based on the numbers you enter and do not constitute an offer, rate quote or approval.
Questions people ask
How is the break-even volume calculated?
The page divides your monthly fixed costs by the contribution margin per unit, which is price per unit minus variable cost per unit, and rounds up to a whole unit. Break-even revenue is that unit count times the price.
What goes in fixed costs and what goes in variable costs?
Fixed costs are the ones that do not move with volume, such as rent, salaries and software. Variable costs rise with each unit sold, such as materials, payment fees, shipping and per unit labour; the page puts card processing in the variable line.
How does the profit target change the result?
The page adds your monthly profit target to fixed costs and divides by the contribution margin, which gives the units and revenue you need to earn that profit.
What is the margin of safety?
It is how far the units you sell now sit above the break-even volume, as a share of current units. A negative figure means current volume is below break-even.
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Card fraud where you live
68,323
credit card identity thefts reported in California in 2024
That is 174.1 for every 100,000 people, 6th highest. Card fraud is the one you can see coming, because it shows on your credit report before it shows anywhere else.
California174.1
United States135.1
57,997
credit card identity thefts reported in Florida in 2024
That is 264.5 for every 100,000 people, the highest in the country. Card fraud is the one you can see coming, because it shows on your credit report before it shows anywhere else.
Florida264.5
United States135.1
26,174
credit card identity thefts reported in Georgia in 2024
That is 241.8 for every 100,000 people, 2nd highest. Card fraud is the one you can see coming, because it shows on your credit report before it shows anywhere else.
Georgia241.8
United States135.1
1,572
credit card identity thefts reported in Washington DC in 2024
That is 233.9 for every 100,000 people, 3rd highest. Card fraud is the one you can see coming, because it shows on your credit report before it shows anywhere else.
Washington DC233.9
United States135.1
Reports per 100,000 residents, 2024.
Source: Federal Trade Commission, Consumer Sentinel Network, 2024 reports; population, U.S. Census Bureau. We read your state from your connection to pick the number and we do not store it. Checking your own report never moves your score.
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